The top-rated landlord insurance agent in Amelia, Ohio is Johnny Parsons Insurance, rated 4.6 stars across 97 reviews. Other highly rated options include K. Davis Insurance Agency, Robert Nicely: Allstate Insurance, ALLSET INSURANCE SERVICES, LLC. This directory lists 11 landlord insurance agents serving Amelia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Johnny Parsons Insurance | 199 W Main St | (513) 947-9999 |
| 2 | K. Davis Insurance Agency | 38 E Main St # D | (513) 797-9777 |
| 3 | Robert Nicely: Allstate Insurance | 1369 Ohio Pike Ste. 4 | (513) 843-7770 |
| 4 | ALLSET INSURANCE SERVICES, LLC | 1218 Ohio Pike | (513) 449-7006 |
| 5 | American Modern Insurance Group Inc | 7000 Midland Blvd | (800) 543-2644 |
| 6 | Campbell & Associates Insurance Agency, Inc | 190 W Main St | (513) 752-7722 |
| 7 | ExcellentPro Insurance agency OH | 1297 Ohio Pike | (513) 278-9866 |
| 8 | Matthew Hamrick American Family Insurance | 1324 OH-125 #201 | (513) 752-8387 |
| 9 | Premiere Insurance Services | 2239 OH-125 | (513) 943-4560 |
| 10 | INSURANCE DAWN | 1299 Ohio Pike | (513) 399-2608 |
Johnny Parsons Insurance provides landlord insurance agent services in Amelia, OH, offering property coverage solutions and liability protection for rental property owners. It assists clients with selecting appropriate policies that address common landlord risks. The agency helps ensure proper coverage for rental structures and contents. Service or maintenance plans support policyholders in managing coverage updates and filing claims. It services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
K. Davis Insurance Agency in Amelia, Ohio serves local homeowners and small-scale property investors who rent out single-family homes or duplexes. The agency specializes in landlord insurance packages that protect rental properties from common risks like property damage, liability claims, and lost rental income. These policies are designed to cover the unique exposures faced by owners of rental housing in the greater Cincinnati area. The agency also serves landlords in nearby communities such as Bethel or Mount Orab.
Robert Nicely: Allstate Insurance serves the Amelia, Ohio area and surrounding communities, handling landlord insurance policies for local property owners. It manages coverage for rental dwellings, addressing risks like property damage and liability concerns common in the region. The company works with landlords to review individual policy needs, offering guidance through the selection process. To handle a typical job, it gathers detailed information about the property and the landlord's requirements, then presents coverage options from available plans.
Allset Insurance Services, LLC offers landlords recurring policy service and one-time policy options to fit different coverage needs in Amelia and the surrounding area. Their coverage protects against property damage from fire or vandalism, liability claims for injuries on the premises, and structures like additional dwellings or garages. This agency can tailor a policy to each rental property's specific requirements. Service runs on a one-time, scheduled, or as-needed basis according to the client's chosen policy arrangement.
American Modern Insurance Group Inc serves the Amelia, Ohio area as a provider of landlord insurance agent services. This company helps rental property owners secure coverage tailored to the unique needs of residential investment properties. It focuses on structuring policies that address common risks for landlords, such as building damage and liability concerns from tenants. The agency manages both single-family rental property policies and policies for small multi-unit residential dwellings containing two to four units.
Campbell & Associates Insurance Agency, Inc in Amelia, OH specializes in landlord insurance policies tailored for property owners renting out residential units. It also provides general insurance services for local real estate investors seeking coverage for their portfolios. The agency helps landlords navigate policy options that protect against property damage and liability claims. During the winter months, it assists clients with addressing frozen pipe and roof collapse risks that frequently arise in the region.
Amelia landlords often face seasonal property maintenance concerns, such as roof damage from Ohio winter storms or plumbing issues caused by sudden freezes. ExcellentPro Insurance agency OH responds by connecting property owners with landlord insurance policies tailored to these regional risk factors. This approach helps ensure financial protection for rental investments throughout the year. Coverage options may address liabilities related to tenant injuries or unexpected repair costs. The initial step in the process involves scheduling an on-site inspection to evaluate the specific property structure and occupancy conditions.
Matthew Hamrick American Family Insurance handles general insurance needs for property owners in Amelia, OH, with a specialty in landlord insurance policies tailored for rental properties. These policies often bundle additional coverages for dwelling protection, liability, and lost rental income. The agency works with commercial sectors including offices, warehouses, and food service establishments to secure appropriate coverage for their specific operational risks.
Premiere Insurance Services provides residential landlord insurance in the Amelia, Ohio area. Commercial property coverage is also available for rental dwellings and multi-unit buildings. The agency serves landlords throughout the surrounding region. Policies are tailored to protect rental income and property assets. From initial tenant placement through lease renewals, clients can arrange follow-up consultations to adjust coverage. This ongoing relationship helps landlords maintain appropriate protection between regular visits to their rental properties.
INSURANCE DAWN is known for protecting rental properties in Amelia, Ohio, offering tailored coverage for landlords who lease single-family homes or small multifamily units. Its services include policies for dwelling protection, liability coverage, and loss of rental income. These safeguards help property owners manage claims related to tenant damage, weather events, or unforeseen vacancy. As a local specialist, the agency understands regional risks such as seasonal storms affecting rental properties. For an added layer of security, it can also arrange umbrella liability insurance to cover high-value claims.
What Does a a Landlord Insurance Agent in Amelia Cost?
In Ohio landlord insurance typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Amelia you might pay between 800 and 1,500 dollars per year. Costs depend on property value, location, coverage limits, and your claims history. This is general information and not insurance advice.
About landlord insurance agents in Amelia
A landlord insurance agent in Amelia Ohio helps property owners secure coverage that meets state requirements and local market conditions. Ohio law does not require landlord insurance but most mortgage lenders and property management companies do require it. Agents in Amelia can explain how Ohio landlord tenant law affects your policy limits and liability needs.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance typically covers dwelling damage, loss of rental income, and liability for tenant injuries. In Ohio you may also need flood or sewer backup coverage due to regional weather patterns. An agent can help you choose the right endorsements for your Amelia property.
Is landlord insurance required by Ohio law?
Ohio law does not mandate landlord insurance but your mortgage lender will require it. Many property management companies in Amelia also require proof of coverage before they manage your rental. Without insurance you risk paying out of pocket for fire, storm, or liability claims.
How do I choose a landlord insurance agent in Amelia?
Look for an agent who specializes in rental properties and understands Ohio landlord tenant law. Ask about their experience with single family homes versus multi unit buildings in Clermont County. A good agent will review your lease terms and local building codes to ensure proper coverage.
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