The top-rated landlord insurance agent in Elyria, Ohio is Sean Krause - State Farm Insurance Agent, rated 5.0 stars across 227 reviews. Other highly rated options include Cobos Insurance Center, Riddell Insurance, Hoyas Insurance Group. This directory lists 19 landlord insurance agents serving Elyria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sean Krause - State Farm Insurance Agent | 10247 Dewhurst Rd Ste 102B | (440) 366-0020 |
| 2 | Cobos Insurance Center | 41436 Griswold Rd | (440) 324-3732 |
| 3 | Riddell Insurance | 490 Cleveland St | (216) 672-0637 |
| 4 | Hoyas Insurance Group | 43099 N Ridge Rd | (440) 324-3331 |
| 5 | Deborah Zerbini - Farmers Insurance - District 19 | 315 Middle Ave | (440) 760-0777 |
| 6 | Chad Nelson: Allstate Insurance | 994 Abbe Rd N ste 100 | (440) 281-8688 |
| 7 | Ryan Insurance Agency Inc | 105 Cleveland St | (440) 322-3200 |
| 8 | JC Insurance Agency, Inc. | 30 West Ave | (440) 322-7900 |
| 9 | Daniel Gossman: Allstate Insurance | 500 E Broad St | (440) 323-7911 |
| 10 | Savoy Insurance Group | 106 Middle Ave 2nd Floor | (440) 365-0435 |
Sean Krause - State Farm Insurance Agent serves the Elyria, Ohio area and Lorain County with landlord insurance policies. The agency provides coverage options designed to protect rental property owners from common financial risks. Policies typically address property damage, liability protection, and loss of rental income. The agency works with landlords to evaluate their individual needs and select appropriate deductibles and coverage limits. A specific service it handles includes coverage for multi-family rental units. It also offers protection for properties rented on a short-term basis.
Cobos Insurance Center provides comprehensive landlord insurance policies tailored to protect rental property investments in the Elyria area, including coverage for property damage, liability claims, and lost rental income. It offers straightforward policy management and claims support designed to simplify maintenance responsibilities for property owners. The agency services a variety of rental properties, such as single-family homes, apartment buildings, retail spaces, and restaurants.
Riddell Insurance serves homeowners, businesses, and property managers in Elyria, Ohio, who need specialized landlord insurance coverage. The agency provides policies that protect rental properties from common risks such as property damage, liability claims, and loss of rental income. Clients can discuss their specific rental portfolios to find appropriate protection for single-family homes, duplexes, or small apartment buildings. This agent assists with the unique insurance needs that come with being a landlord in the local area. The company also covers landlords in the nearby community of North Ridgeville.
Hoyas Insurance Group serves landlord and property owners in Elyria, Ohio, and the surrounding communities throughout Lorain County. The agency handles specialized coverage for residential rental properties, including protection against property damage, liability claims, and loss of rental income. Its policies address the unique risks that come with leasing single-family homes, duplexes, and small apartment buildings. When a claim arises, Hoyas Insurance Group typically works directly with the property owner to document the incident and coordinate with the carrier to expedite the repair process.
Deborah Zerbini - Farmers Insurance - District 19 in Elyria, OH, specializes in providing landlord insurance policies tailored to protect rental property investments. The agency generally works with property owners to secure coverage that addresses liability, building damage, and lost rental income from covered events. It assists landlords in navigating the specific insurance requirements for residential rental units in the area. As winter approaches, the agency helps local landlords review policies to ensure snow and ice damage or tenant heating unit failures are properly addressed.
Chad Nelson: Allstate Insurance in Elyria, OH assists property owners in distinguishing between one-time policy setups for single rental units and recurring service plans for managing multiple properties. Coverage typically protects against liability claims, property damage, and loss of rental income. The agent clarifies how standard homeowner policies often exclude rental risks, ensuring landlords secure appropriate protection for their investment properties. Service operates on an as-needed basis, allowing clients to request policy reviews, updates, or claims support whenever their specific circumstances or property portfolio changes require professional guidance.
Ryan Insurance Agency Inc works with property owners who need to shield their rental investments from financial setbacks. The firm specializes in landlord insurance, offering tailored policies such as liability coverage and property damage protection for multi-unit buildings. Based in Elyria, OH, the agency helps landlords manage risks associated with tenant occupancy and unexpected repairs. Its services extend to commercial sectors, including coverage for offices, warehouses, and food service establishments requiring dedicated liability and property insurance solutions.
As winter ice melts and spring rains arrive in Elyria, property owners often discover hidden roof and gutter damage that can lead to costly tenant disputes. JC Insurance Agency, Inc. provides landlord insurance policies tailored to protect rental properties in northern Ohio against these common weather-related claims. The agency works with local landlords to secure coverage for dwelling repair, liability protection, and loss of rental income. A standard first step is a walk-through inspection of the property to identify existing risks and align coverage with the owner’s specific rental situation.
Daniel Gossman: Allstate Insurance provides residential landlord insurance for property owners in Elyria, Ohio. Commercial coverage is also available for larger rental properties or multi-unit buildings. The agency serves clients throughout the surrounding Lorain County area. Standard policies typically cover dwelling protection, liability, and loss of rental income. Following a new policy setup or a claim, the company conducts follow-up communication to assess ongoing needs and arranges periodic policy reviews between regular service intervals.
What Does a a Landlord Insurance Agent in Elyria Cost?
In Ohio, landlord insurance typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Elyria, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Costs vary based on the property age, condition, and claims history. This is general information and not insurance advice.
About landlord insurance agents in Elyria
Landlord insurance agents in Elyria, Ohio help property owners protect their rental investments. Ohio law does not require landlord insurance, but mortgage lenders often do. Agents can explain coverage options for property damage, liability, and loss of rental income specific to Ohio rental properties.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the property becomes uninhabitable. Ohio policies may also cover vandalism and theft by tenants.
Is landlord insurance required by law in Elyria Ohio?
Ohio state law does not require landlord insurance. However, most mortgage lenders in Elyria require a landlord policy as a condition of the loan. It is also strongly recommended to protect against liability claims.
How do I choose a landlord insurance agent in Elyria?
Look for agents who specialize in rental property coverage and are licensed in Ohio. Ask about policy limits, deductibles, and whether the policy covers Ohio-specific risks like severe weather or tenant damage.
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