The top-rated landlord insurance agent in Centerville, Ohio is Tim McKenzie - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Greg Fay Insurance Agency, Shawn Thacker - State Farm Insurance Agent, Carr Insurance Agency, Inc.. This directory lists 15 landlord insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim McKenzie - State Farm Insurance Agent | 157 S Main St | (937) 433-8733 |
| 2 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 3 | Shawn Thacker - State Farm Insurance Agent | 156 Spring Valley Pike | (937) 610-3276 |
| 4 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 5 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 6 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 7 | Brandelyn Blair American Family Insurance | 872 E Franklin St STE B | (937) 374-0855 |
| 8 | Tony Peh: Allstate Insurance | 16 Elmwood Dr | (937) 438-0004 |
| 9 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 10 | Southern Ohio Insurance LLC | 255 N Main St Suite B | (937) 424-1041 |
Tim McKenzie - State Farm Insurance Agent serves the Centerville, Ohio area with landlord insurance solutions. As a local provider, the agency assists property owners in protecting rental investments through tailored coverage options. Policies typically include dwelling protection for the structure and liability coverage for tenant incidents. Landlords can also secure coverage for loss of rental income if a property becomes uninhabitable. The agency handles personal liability assessments and helps clients understand property-specific risk factors in the Centerville region.
Greg Fay Insurance Agency in Centerville, OH, provides a full range of landlord insurance options to protect rental property investments. Its policies typically cover property damage, liability, and loss of rental income. The agency also assists with routine service and maintenance coverage to help landlords manage repairs and preserve property value. It works with owners of single-family homes, apartments, retail spaces, and restaurants.
Shawn Thacker - State Farm Insurance Agent in Centerville, OH, serves homeowners, rental property owners, and property managers who need specialized landlord insurance coverage. The agency helps protect residential rental properties, multifamily units, and income-generating real estate investments. Common concerns addressed include building coverage, liability protection for tenant injuries, and safeguarding against property damage from renters. Proper insurance can help maintain steady rental income during unexpected events. Their team works with clients across the Centerville area and also extends coverage to property owners in the greater Dayton metro region.
Carr Insurance Agency, Inc. serves Centerville, OH, and the surrounding communities with landlord insurance coverage. The company handles property protection for residential rental dwellings, typically addressing landlord-specific risks such as liability claims and loss of rental income. For a typical job, it reviews a client’s property portfolio, identifies necessary coverage limits for physical structures and liability, and then matches those needs with appropriate local policies from standard carriers.
Tinnerman Insurance Agency - Centerville provides landlord insurance for property owners throughout Centerville, OH. A one-time service option typically secures a single rental property policy, while recurring services involve policy renewals and annual reviews to adjust coverage as property values change. Standard policies generally protect against property damage, liability claims, and loss of rental income from covered events. Coverage can be tailored to individual property types, including single-family homes or multi-unit buildings. Service for policy adjustments and claims support can be obtained on an as-needed basis.
American Insurance Strategies in Centerville, OH offers specialty services including customized policies for landlords renting single-family homes and multi-unit properties. It professionally structures coverage options for property damage, liability protection, and loss of rental income. This agent works directly with property owners throughout the Miami Valley region to evaluate individual risks. When winter storms threaten Centerville, the company helps landlords ensure their vacant units have adequate freeze and burst pipe coverage.
Brandelyn Brand American Family Insurance assists property owners in Centerville with landlord insurance to protect rental dwellings and multi-family units. The agency specializes in endorsements that cover loss of rental income and liability associated with tenant injuries. Policies can be tailored to include essential add-ons such as vandalism coverage and equipment breakdown protection. Commercial sectors served include mixed-use office buildings, warehouse spaces, and food service establishments requiring comprehensive landlord policies.
As the weather shifts in Centerville, Ohio, property owners often face damage from winter moisture and spring storms. Tony Peh: Allstate Insurance addresses these concerns for landlords by offering coverage tailored to rental properties in the area. Their policies help manage risks from tenant liability to unexpected structural repairs. An agent reviews each property’s unique features, such as age and location, to match coverage options to the owner’s needs. This process begins with a thorough walkthrough assessment of the rental unit and its systems.
Centerville Insurance Agency provides residential landlord insurance for property owners in Centerville, Ohio, covering single-family rentals and multi-unit dwellings. The agency also offers commercial coverage for apartment buildings and mixed-use properties throughout the greater Centerville area. Policies are structured to protect against common rental risks. Clients can expect thorough policy reviews during annual renewals and prompt assistance between regular visits when coverage questions arise or claims need to be filed.
What Does a a Landlord Insurance Agent in Centerville Cost?
Landlord insurance in Ohio typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Centerville, annual premiums often range from 800 to 1,500 dollars. Costs vary based on property value, deductible, and coverage options. This is general information, not insurance advice.
About landlord insurance agents in Centerville
Landlord insurance agents in Centerville, Ohio help property owners protect their rental investments. Ohio law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand Centerville market conditions and can tailor policies for single-family homes or multi-unit properties.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance typically covers property damage, liability, and loss of rental income. In Ohio, policies may also include coverage for fire, theft, and weather-related damage common to the region.
Is landlord insurance required by Ohio law?
Ohio does not legally require landlord insurance. However, most mortgage lenders in Centerville require a policy to protect their investment. It is strongly recommended to cover liability and property risks.
How do Ohio landlord insurance agents set rates?
Rates are based on property location, age, construction type, and coverage limits. In Centerville, factors like local crime rates and weather patterns also influence premiums. Agents compare multiple carriers to find competitive options.
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