The top-rated landlord insurance agent in Cincinnati, Ohio is Ohio Insurance Center Agency, rated 4.9 stars across 904 reviews. Other highly rated options include Firehouse Insurance, Cincinnatus Insurance LLC, Camargo Insurance. This directory lists 41 landlord insurance agents serving Cincinnati.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ohio Insurance Center Agency | 7404 Hamilton Ave | (513) 522-6300 |
| 2 | Firehouse Insurance | 4555 Lake Forest Dr #645 | (513) 940-4892 |
| 3 | Cincinnatus Insurance LLC | 4790 Red Bank Expy Ste 102 | (513) 587-3553 |
| 4 | Camargo Insurance | 615 Elsinore Pl #310 | (513) 561-5311 |
| 5 | J.M. Insurance & Financial Inc. | 6020 Harrison Ave UNIT 1 | (513) 756-2779 |
| 6 | DG Insurance Agency | 3825 Edwards Rd Suite 620 | (513) 818-1923 |
| 7 | Ohio's Best Insurance Agency llc. | 10954 Hamilton Ave | (513) 851-9700 |
| 8 | Lauber & Will Insurance | 7012 Harrison Ave #5 | (513) 661-8300 |
| 9 | Greater Choice Insurance | 10700 Montgomery Rd Suite 326 | (859) 838-4333 |
| 10 | Nathan Enger - State Farm Insurance Agent | 1210 Springfield Pike | (513) 761-0300 |
Ohio Insurance Center Agency serves landlords throughout the Cincinnati metro and surrounding Hamilton County area, specializing in insurance coverage tailored for rental property owners. Its services help protect residential and commercial rental investments from common property risks. The agency assists local landlords with policies designed to cover accidental damage, liability claims, and related financial exposures. Specifically, it handles landlord insurance for single-family rental homes and multi-unit apartment buildings.
Firehouse Insurance offers landlord insurance services throughout Cincinnati, Ohio, addressing both general liability and property coverage. Their service plans include routine policy reviews to ensure adequate building and rental income protection. Maintenance guidance is provided to help landlords minimize common property risks. General claims support assists clients with the filing process. The company services a variety of property types, including single-family homes, multi-unit apartment buildings, retail spaces, and restaurants.
Specializing in tailored policies for residential and commercial rental properties, Cincinnatus Insurance LLC provides landlord insurance agent services across Cincinnati. It assists property owners in structuring coverage that addresses liability protection and building repair costs. The company also guides clients through policy options suited for single-family homes and multifamily units in this market. During harsh Ohio winters, it helps landlords secure coverage for burst pipes and ice dam damage that can threaten rental income.
Camargo Insurance in Cincinnati, Ohio, serves as a landlord insurance agent, helping property owners manage their coverage needs for rental dwellings. The agency can arrange specialized add-on policies to protect against common risks like tenant damage, vacancy issues, and liability claims for smaller multifamily buildings. It assists commercial sectors requiring tailored solutions, including office complexes, industrial warehouses, and food service properties where lease terms and equipment require specific endorsements.
J.M. Insurance & Financial Inc. serves Cincinnati residential landlords by securing comprehensive property coverage for rental homes. The agency also structures commercial landlord policies for multi-unit buildings and mixed-use spaces throughout the area. Their team evaluates each client’s portfolio to address local risks typical of Ohio rental markets. After an initial policy is placed, they schedule regular reviews to adjust coverage as properties change or new tenants arrive, ensuring landlords receive consistent follow-up between standard renewal visits.
DG Insurance Agency serves the Cincinnati, Ohio metro area as a landlord insurance agent. The company helps property owners protect their rental investments from common risks. Its policies typically cover damage to buildings and loss of rental income when a unit becomes uninhabitable. The agency also addresses liabilities that arise from tenant injuries or property damage on the premises. It handles policies tailored for both single-family rentals and multi-unit residential properties.
Ohio's Best Insurance Agency llc. provides coverage for property damage, liability protection, and loss of rental income tailored to landlords in Cincinnati, Ohio. Ongoing support includes policy reviews and claims assistance to help maintain adequate coverage as properties age or market conditions shift. The agency serves clients with single-family homes, apartments, retail spaces, and restaurants requiring specialized landlord insurance solutions.
Lauber & Will Insurance in Cincinnati, Ohio, serves residential landlords, commercial property owners, and property managers seeking liability and property protection for rental units. The agency offers customized landlord insurance policies designed to cover buildings, lost rental income, and premises liability. It assists clients in evaluating coverage needs specific to various rental property types. The company also extends its landlord insurance services to property owners throughout the broader Hamilton County metro area, including nearby communities such as Norwood.
Greater Choice Insurance serves Cincinnati, Ohio, and its surrounding communities, handling landlord insurance policies designed to protect rental property owners. The agency covers risks associated with tenant-occupied homes, duplexes, and small apartment buildings. It works with local investors to secure coverage that addresses property damage, liability, and income loss from vacancies. When managing a typical job, the agency reviews each rental property’s specific exposure to weather, fire, and tenant-related issues to recommend appropriate policy limits.
What Does a a Landlord Insurance Agent in Cincinnati Cost?
Landlord insurance in Ohio typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Cincinnati you might pay between 800 and 1500 dollars per year. Costs depend on property age location and coverage limits. Older homes in urban areas may have higher premiums. This is general information not insurance advice.
About landlord insurance agents in Cincinnati
A landlord insurance agent in Cincinnati helps property owners protect their rental investments. Ohio law does not require landlord insurance but most mortgage lenders do. Cincinnati agents understand local weather risks like hail and flooding that can affect rental properties.
Frequently Asked Questions
What does landlord insurance cover in Cincinnati Ohio?
Landlord insurance typically covers the building structure liability and loss of rental income. It does not cover tenant personal property. Ohio law allows landlords to require tenants to carry renters insurance.
Is landlord insurance required by Ohio law?
Ohio does not require landlord insurance by statute. However your mortgage lender will likely require a dwelling fire or landlord policy. Some Cincinnati condo associations also require minimum coverage.
How do I choose a landlord insurance agent in Cincinnati?
Look for an agent who specializes in rental property insurance and knows Cincinnati neighborhoods. Ask about coverage for older homes common in areas like Over-the-Rhine. Verify they offer policies that meet Ohio landlord tenant law requirements.
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