The top-rated landlord insurance agent in Westerville, Ohio is INSocial Risk Advisors, rated 5.0 stars across 241 reviews. Other highly rated options include Masters Insurance Group, Lee Miranda at Comparion Insurance Agency, Megan Brooks at Comparion Insurance Agency. This directory lists 20 landlord insurance agents serving Westerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | INSocial Risk Advisors | 283 S State St STE 102 | (800) 886-2398 |
| 2 | Masters Insurance Group | 178 W Schrock Rd Suite A | (614) 471-7676 |
| 3 | Lee Miranda at Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 458-2011 |
| 4 | Megan Brooks at Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 245-6154 |
| 5 | The Harmony Agency: Allstate Insurance | 510 S State St | (614) 442-7777 |
| 6 | Steadfast Insurance LLC | 167 S State St #175 | — |
| 7 | Highfield Insurance Agency LLC | 155 Commerce Park Dr | (614) 882-3141 |
| 8 | Dolbow Insurance LLC | 212 S State St | (614) 899-1611 |
| 9 | Kalmbaugh Insurance | 190 S State St | (614) 890-7222 |
| 10 | Comparion Insurance Agency | 600 N Cleveland Ave #190 | (614) 245-6150 |
INSocial Risk Advisors serves Westerville and the greater Franklin County area, specializing in landlord insurance agency services for property owners. The team works with both small-scale independent landlords and those managing multiple rental units, identifying appropriate coverage gaps. Policies typically address property damage, liability exposure, and income loss during renovations. In this region, the agency commonly handles dwelling protection for older properties and fair rental value insurance for owner-occupied duplexes.
Masters Insurance Group provides landlord insurance in Westerville, Ohio, covering a full range of property protection services for rental property owners. Its service approach includes standard policy management and personalized risk assessments to help clients maintain adequate coverage. Available service plans involve periodic policy reviews and guidance on adjusting coverage as property values change. The company offers its landlord insurance services for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Lee Miranda at Comparion Insurance Agency serves homeowners and property investors seeking specialized landlord insurance coverage in Westerville, Ohio. The agency assists property managers and individual landlords by offering policies that protect rental dwellings against common risks such as property damage, liability claims, and loss of rental income. Policies are tailored to the specific needs of each rental property owner in the area. Service also extends to nearby communities within the greater Columbus metropolitan region, including the neighboring city of Dublin.
Megan Brooks at Comparion Insurance Agency serves Westerville, Ohio and the surrounding communities, handling landlord insurance needs for property owners who rent out residential units. Each policy is carefully crafted to cover rental dwellings, liability exposures, and potential loss of rental income. When a claim arises, the agency follows a methodical process of documenting the damage, coordinating with adjusters, and guiding the landlord through each step until the property is restored.
For a single rental property, a one-time policy suffices; for multiple units, ongoing coverage offers broader protection. The Harmony Agency in Westerville, OH, provides policies that safeguard against property damage and liability claims. Landlords can receive guidance on deductibles and dwelling limits tailored to their rental portfolio. Service for existing clients operates on a scheduled basis, with new policies handled as needed.
Highfield Insurance Agency LLC specializes in landlord insurance policies for residential and commercial rental properties in the Westerville, OH area. It offers general risk management services to protect property owners from income loss and liability claims. The agency customizes coverage to address local concerns, such as damage from severe winter weather or tenant turnover during the summer moving season.
As the cold and snowy Ohio winter takes hold, Westerville rental property owners face increased risks of frozen pipes and ice dam damage. Dolbow Insurance LLC responds by providing specialized landlord insurance policies designed to protect against these seasonal perils. The agency focuses on matching coverage to the unique liability and property exposures of local residential rentals. This focused approach aims to safeguard both the property investment and the landlord¹s income stream from winter-related claims. A needs review is conducted over the phone or at the property before any policy is bound.
Kalmbaugh Insurance provides landlord insurance services for residential properties in Westerville, Ohio, extending coverage options to commercial rental units throughout the greater Columbus area. Their policies address property damage, liability risks, and income loss associated with tenant-occupied buildings. Property owners seeking reliable protection for rental investments can consult with this agency to review specific exposure needs. After an initial policy is arranged, the company offers follow-up service to update coverage between regular property inspections.
When winter temperatures drop in Westerville, unoccupied rental properties face an increased risk of frozen pipes and water damage. Comparion Insurance Agency responds with specialized Landlord Insurance Agent services that address these seasonal vulnerabilities for local property owners. The agency customizes policies to cover the unique exposures of rental dwellings in central Ohio. Coverage typically includes dwelling protection and liability safeguards for both long-term and short-term tenant arrangements. Prospective clients receive a thorough, on-site inspection of every unit before a policy recommendation is finalized.
What Does a a Landlord Insurance Agent in Westerville Cost?
Landlord insurance costs in Ohio vary by property size location and coverage level. For a typical single family rental in Westerville annual premiums range from 800 to 1500 dollars. Multi unit properties or older homes may cost more. Factors like the deductible liability limits and additional endorsements affect the price. This is general information and not insurance advice.
About landlord insurance agents in Westerville
Landlord insurance agents in Westerville Ohio help property owners protect their rental investments with policies tailored to local needs. Ohio law does not require landlord insurance but most mortgage lenders do require it for rental properties. Agents in Westerville can explain coverage options like dwelling protection liability and loss of rental income specific to Franklin County.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance in Ohio typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal belongings or intentional damage by tenants. Ohio law allows landlords to require renters insurance in the lease agreement.
Do I need landlord insurance for a single family rental in Westerville?
Yes if you have a mortgage on the property your lender will likely require landlord insurance. Even if you own the property outright landlord insurance protects you from liability claims and property damage. Ohio does not have a state law mandating coverage but it is a standard practice for rental properties.
How much does landlord insurance cost in Ohio?
Landlord insurance in Ohio typically costs 15 to 25 percent more than standard homeowners insurance. For a single family home in Westerville expect annual premiums between 800 and 1500 dollars. Costs depend on property value location and coverage limits.
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