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Find Landlord Insurance Agents Near You in Troy, OH

Browse landlord insurance agents serving Troy, Ohio. Updated 2026-07-14.

The top-rated landlord insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 15 landlord insurance agents serving Troy.

Showing 15 landlord insurance agents in Troy, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeman Groves Insurance And Financial Services Inc2840 S Co Rd 25A(937) 348-1763
2Littman-Thomas Agency - Troy Office210 S Market St suite b(937) 339-1525
3Heath Murray - State Farm Insurance Agent725 W Market St(937) 335-9600
4Holobaugh Insurance2244 OH-718(937) 552-9956
5Carr Insurance Group115 S Market St(937) 335-8914
6Koverman Staley Dickerson Insurance1106 W Main St(937) 339-4119
7Carson Halsey: Allstate Insurance1275 Experiment Farm Rd D(937) 332-6942
8Lisa Cano - State Farm Insurance Agent41 S Stanfield Rd A(937) 335-3535
9Trojan Insurance Agency1008 Grant St(937) 339-2674
10R J Warner Insurance23 S Mulberry St(937) 335-5166
FG
2840 S Co Rd 25A
Freeman Groves Insurance And Financial Services Inc
Landlord Insurance Agent · Troy, OH

Freeman Groves Insurance And Financial Services Inc serves the greater Troy, Ohio, area as a landlord insurance agent. It provides policies designed to protect rental property owners against property damage and liability claims. The agency works with local residential and small commercial landlords looking to safeguard their investments from unexpected risks. Assistance includes counseling clients on appropriate coverage limits for their specific rental units. Freeman Groves Insurance And Financial Services Inc handles both dwelling fire policies and landlord liability protection.

LT
210 S Market St suite b
Littman-Thomas Agency - Troy Office
Landlord Insurance Agent · Troy, OH

Littman-Thomas Agency’s Troy Office provides a range of services for local property owners, including landlord insurance policies that cover dwelling protection, liability coverage, and loss-of-rent income options. Its maintenance plans help property owners manage routine inspections and coordinate basic repairs for insured rental units through a network of approved contractors. The agency services a variety of properties, including single-family homes, small apartment buildings, retail spaces, and local restaurants.

HM
725 W Market St
Heath Murray - State Farm Insurance Agent
Landlord Insurance Agent · Troy, OH

Heath Murray - State Farm Insurance Agent in Troy, Ohio, serves homeowners, businesses, and property managers seeking specialized landlord insurance coverage. They assist these clients with policies that protect rental dwellings and liability exposures. The agency focuses on helping local property owners understand their coverage options for residential and commercial rentals. They also provide service to clients in the broader Miami County area, including nearby communities such as Piqua and Tipp City.

HI
2244 OH-718
Holobaugh Insurance
Landlord Insurance Agent · Troy, OH

Holobaugh Insurance provides landlord insurance services in Troy, Ohio, and the surrounding communities. It handles policies designed to protect residential rental properties, covering structures, liability, and potential loss of rental income. The company works closely with property owners to assess their individual coverage needs. Its approach focuses on explaining policy details clearly and customizing plans to match specific rental situations, ensuring landlords understand their protections from initial consultation through final policy selection.

CI
115 S Market St
Carr Insurance Group
Landlord Insurance Agent · Troy, OH

Landlord insurance agents can provide one-time policy comparisons or ongoing risk management services, depending on the client’s portfolio. Carr Insurance Group in Troy, OH, helps property owners understand coverage for vacant units, liability, and loss of rental income as local regulations dictate. Their agents explain how each policy responds to common claims specific to this area. Service runs on a scheduled or as-needed basis, depending on renewal cycles and whether a property requires mid-term adjustments.

KS
1106 W Main St
Koverman Staley Dickerson Insurance
Landlord Insurance Agent · Troy, OH

As winter approaches in Troy, OH, rental properties face added risks from frozen pipes and ice dams that can lead to costly water damage. Koverman Staley Dickerson Insurance provides local landlord insurance agents who help property owners secure appropriate coverage for these seasonal exposures. Their agency works with standard policies that protect against fire, liability, and weather-related losses typical to the area. Before issuing a new policy, they conduct an initial property inspection to assess existing conditions and identify any immediate maintenance needs.

CH
1275 Experiment Farm Rd D
Carson Halsey: Allstate Insurance
Landlord Insurance Agent · Troy, OH

Carson Halsey: Allstate Insurance in Troy, OH provides specialized services as a landlord insurance agent, helping property owners secure coverage for rental dwellings and their associated risks. The agency generally works with landlords to tailor policies that address specific local property needs, including liability protection and building coverage. It regularly assists clients in navigating the challenges of the seasonal rental cycle, particularly when winter weather in western Ohio increases the risk of frozen pipe damage and ice dam formation.

LC
41 S Stanfield Rd A
Lisa Cano - State Farm Insurance Agent
Landlord Insurance Agent · Troy, OH

Lisa Cano - State Farm Insurance Agent in Troy, OH, provides landlord insurance products that cover rental property structures and liability. The agency can add specialty endorsements for loss of rental income or vandalism protection. These policies are designed for owners of residential rental units but also extend to commercial sectors such as offices, warehouses, and full-service food establishments.

TI
1008 Grant St
Trojan Insurance Agency
Landlord Insurance Agent · Troy, OH

Trojan Insurance Agency is a landlord insurance agent in Troy, OH, known for helping property owners protect their rental investments. It offers coverage for single-family homes, duplexes, and multi-unit properties, including protection against property damage and liability claims common in this region. The agency assists landlords with reviewing policy limits to match local market conditions. It can add on coverage for loss of rental income during repairs, providing financial support when properties are uninhabitable.

RJ
23 S Mulberry St
R J Warner Insurance
Landlord Insurance Agent · Troy, OH

R J Warner Insurance provides residential landlord insurance services for property owners in Troy, Ohio. The agency also arranges commercial coverage for larger rental buildings and multi-unit complexes. Service extends throughout the Miami County area and surrounding communities. Each policy is structured to address common liability and property risks associated with rental housing. The team offers follow-up support between regular policy renewals, assisting with coverage adjustments as tenant situations change.

TI
12 N Mulberry St
Troy insurance agency
Landlord Insurance Agent · Troy, OH
(937) 764-3470
sharlenereph854691.wixsite.com/troy-insurance-agenc
FI
81 Robin Hood Ln ste b
Farmers Insurance / Gibbs-Warner Agency
Landlord Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/vicky-warner
NI
405 Public Square, Suite 252
Nationwide Insurance: Graves-Fearon Agency Ltd.
Landlord Insurance Agent · Troy, OH
(937) 335-1922
gravesfearonagency.com
SI
305 Public Sq Ste 3
Shelter Insurance - Erik Lamka
Landlord Insurance Agent · Troy, OH
(937) 980-9013
shelterinsurance.com/CA/agent/ELAMKA
FI
81 Robin Hood Ln ste b
Farmers Insurance - Ryan Maher
Landlord Insurance Agent · Troy, OH
(937) 440-0400
agents.farmers.com/oh/troy/ryan-maher

What Does a a Landlord Insurance Agent in Troy Cost?

The cost of landlord insurance in Ohio typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Troy you might pay between 800 and 1500 dollars per year. Factors like property age location and coverage limits affect the premium. This is general information and not insurance advice.

About landlord insurance agents in Troy

Landlord insurance agents in Troy Ohio help property owners protect their rental investments. Ohio law does not require landlord insurance but mortgage lenders often do. Local agents understand the risks specific to the Miami Valley area including weather and tenant laws.

Frequently Asked Questions

What does landlord insurance cover in Ohio?

Landlord insurance typically covers property damage liability and loss of rental income. Ohio policies may also include coverage for vandalism or fire damage common in vacant units.

Is landlord insurance required by Ohio law?

Ohio does not have a state law requiring landlord insurance. However your mortgage lender or homeowners association may require it. Many landlords choose coverage to protect against tenant lawsuits and property damage.

How do I find a landlord insurance agent in Troy Ohio?

You can search online for independent agents in Troy who specialize in rental property coverage. Local real estate investment groups and the Ohio Department of Insurance website are good resources for finding licensed agents.

Landlord Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.