The top-rated landlord insurance agent in Toledo, Ohio is Knight Insurance Group, rated 5.0 stars across 322 reviews. Other highly rated options include RBI Insurance Agency & Financial Services, Gus Badra Agency - Insurance Brokers, Fuller & Sons Insurance Agency LLC. This directory lists 20 landlord insurance agents serving Toledo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Knight Insurance Group | 22 N Erie St | (419) 241-5133 |
| 2 | RBI Insurance Agency & Financial Services | 3421 N Holland Sylvania Rd | (419) 841-4446 |
| 3 | Gus Badra Agency - Insurance Brokers | 3454 Oak Alley Ct #106 | (419) 469-5522 |
| 4 | Fuller & Sons Insurance Agency LLC | 5660 Southwyck Blvd Suite 200A | (419) 866-8796 |
| 5 | Insurance Solutions By Design LLC | 7640 W Bancroft St Suite 1 | (419) 292-5700 |
| 6 | Rezbanyay Insurance Agency | 505 Main St | (419) 698-9991 |
| 7 | Gluckle Insurance & Financial Agency | 4213 N Holland Sylvania Rd | (419) 887-1363 |
| 8 | Coyle Insurance | 4052 N Holland Sylvania Rd | (419) 824-2071 |
| 9 | Detlef Insurance | 833 Woodville Rd | (419) 693-7458 |
| 10 | House Of Insurance, Inc. | 5801 Telegraph Rd #9 | (419) 476-8436 |
Knight Insurance Group serves the Toledo, Ohio, metro area as a local landlord insurance agent. The agency assists property owners in securing coverage tailored to rental dwellings, including single-family homes and multi-unit properties. These policies typically protect against liability claims, property damage, and loss of rental income. A knowledgeable agent can help landlords understand policy terms about tenant-occupied risks. Knight Insurance Group specifically handles landlord liability insurance for Toledo rentals and replacement cost policies for the rental structures.
RBI Insurance Agency & Financial Services in Toledo, OH provides a full range of landlord insurance coverage, including property damage, liability protection, and loss of rental income. The agency also offers service and maintenance plans to help property owners manage routine upkeep and emergency repairs, ensuring compliance with local building codes. Their policies are crafted to protect single-family homes, apartment complexes, retail spaces, and local restaurants.
Landlord investors and property managers in Toledo rely on Gus Badra Agency - Insurance Brokers for specialized coverage on rental dwellings. The agency structures commercial and residential landlord policies to protect income streams from unexpected property damage or liability claims. Clients receive guidance on navigating the unique risks of the local rental market, including vacancy provisions or natural hazard exposures common to the region. The agency extends its landlord insurance services to property owners throughout the greater Toledo metro area, including Maumee.
Serving Toledo, Ohio and its surrounding communities, Fuller & Sons Insurance Agency LLC handles landlord insurance solutions for local property owners. It specializes in coverage tailored to residential rental units and small commercial properties common to the area. The agency works to help clients understand policy options, including liability protection and property damage coverage for typical rental scenarios. To manage a standard job, the agent reviews individual property risks with the landlord, then compares available policies to find suitable terms for that specific building and rental situation.
Insurance Solutions By Design LLC in Toledo, OH distinguishes between one-time policy placements and recurring service plans for landlord insurance clients. Coverage typically includes property protection against fire, vandalism, and liability claims stemming from tenant injuries or maintenance issues. For landlords managing single rentals or small portfolios, policies often address loss of rental income and ordinance coverage for building upgrades. The agency’s service runs on both a one-time and as-needed basis, depending on each policyholder’s preference and renewal cycle requirements.
Rezbanyay Insurance Agency specializes in crafting landlord insurance policies designed to protect rental properties in Toledo, Ohio. It provides tailored coverage for single-family homes, multi-unit buildings, and other residential rental assets. The agency works with landlords to manage common risks, offering general liability and property protection. As rental demand fluctuates throughout the year, it helps property owners navigate seasonal concerns like winter freeze damage or summer liability from short-term tenants.
Gluckle Insurance & Financial Agency provides landlord insurance services to property owners throughout the Toledo area, addressing key coverage needs for rental dwellings. It can extend standard policies with customized add-ons such as liability protection for common areas and coverage against loss of rental income during repairs. Its commercial insurance solutions help protect various income-generating properties, including offices, warehouses, and food service establishments.
Coyle Insurance in Toledo, OH, is known for providing landlord insurance agents to property owners. It covers policies that protect rental dwellings, including coverage for property damage and liability claims. The agency assists with risks common to local residential and commercial rentals. Understanding the specific exposures of Ohio real estate, it helps landlords bundle essential protections. A specialty service it can add on is coverage for loss of rental income during property repairs.
Detlef Insurance provides residential landlord insurance services for property owners in Toledo, Ohio. Coverage also extends to commercial rental properties within the surrounding area. Specialized policies address liability protection and property damage for landlords. The agency ensures that local investors secure appropriate risk management for their rental units. Clients can follow up on claims or adjust coverage between regular policy review visits for ongoing portfolio protection.
As the winter months bring the risk of frozen pipes and ice dam damage to Toledo rental properties, House Of Insurance, Inc. helps local landlords secure proper coverage for their buildings. The agency works with property owners to develop policies that account for common regional exposures like liability from tenant slip-and-fall accidents. Each quote is carefully reviewed to ensure it meets the specific needs of a rental portfolio. Services begin with a no-obligation inspection of the property’s current condition and risk factors.
What Does a a Landlord Insurance Agent in Toledo Cost?
Typical landlord insurance costs in Ohio range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Toledo you might pay 800 to 1500 dollars per year. Costs depend on property age location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Toledo
A landlord insurance agent in Toledo Ohio helps rental property owners find coverage for their buildings and liability. Ohio law does not require landlord insurance but mortgage lenders often do. Agents can explain local risks like weather damage and tenant disputes.
Frequently Asked Questions
What does a landlord insurance agent in Toledo do?
A landlord insurance agent helps you find a policy that covers your rental property. They explain different coverage options like dwelling protection and liability insurance. They also advise on Ohio specific requirements such as fire safety codes.
Is landlord insurance required by Ohio law?
Ohio law does not require landlord insurance. However your mortgage lender may require it. Without it you could be personally liable for property damage or tenant injuries.
How do I choose a landlord insurance agent in Toledo?
Look for an agent with experience in rental property insurance. Ask about their knowledge of Ohio landlord tenant laws. Check their license with the Ohio Department of Insurance.
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