The top-rated landlord insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Ashley Himes - State Farm Insurance Agent, Chris Hunt - State Farm Insurance Agent, America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency. This directory lists 19 landlord insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Ashley Himes - State Farm Insurance Agent | 1209 W 1st St | (937) 323-3333 |
| 3 | Chris Hunt - State Farm Insurance Agent | 115 E Ward St | (937) 688-5684 |
| 4 | America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency | 1690 N Limestone St | (937) 324-2121 |
| 5 | Kyle Malone - State Farm Insurance Agent | 1601 N Limestone St | (937) 399-5432 |
| 6 | American Heritage Insurance Group | 1305 W 1st St | (937) 323-9737 |
| 7 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 8 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 9 | Clingman Insurance | 1110 N Plum St | (937) 322-3618 |
| 10 | Shelter Insurance - Sam Seibert | 14 E Main St Ste 100 | (937) 917-8290 |
Acceptance Insurance serves homeowners and property managers in Springfield, Ohio, by offering coverage tailored to rental properties and landlord liabilities. It helps clients protect their investment properties from common risks such as property damage and liability claims. The company provides clear guidance on policy options to suit different rental situations, including single-family homes and multi-unit buildings. Its services also extend to property owners in the neighboring community of Fairborn, ensuring coverage for those managing rental units in that area.
Chris Hunt - State Farm Insurance Agent in Springfield, OH, provides a full range of landlord insurance solutions, including liability coverage, property damage protection, and loss-of-income policies. Its service plans focus on tailoring each policy to the specific needs of property owners, helping to manage risks associated with rental properties. The standard maintenance plan options offered help landlords prepare for common issues like weather damage or tenant-related incidents. The agency services single-family homes, apartments, retail spaces, and restaurants.
America’s Trusted Insurance Group (ATIG) serves homeowners, rental property owners, and property managers in Springfield, OH, providing landlord insurance policies that protect residential and commercial rental properties. As an independent agency, it compares coverage options from multiple carriers to help clients secure appropriate liability protection and property coverage for their investments. The agency also assists with policy reviews, risk assessments, and claims support tailored to local landlord needs. Additionally, it extends its services to nearby communities, including Enon, Ohio.
Serving Springfield, Ohio, and the surrounding communities, Kyle Malone - State Farm Insurance Agent provides landlord insurance coverage. The agency handles policies designed to protect rental properties owners from risks such as property damage and liability. Work typically begins with a consultation to assess the specific needs of the landlord’s property and tenant situation. It then matches those needs with appropriate coverage options and deductibles. The general approach uses a careful review of each property’s unique risks to recommend a balanced policy.
A one-time policy from American Heritage Insurance Group gives temporary protection for a specific period, while recurring plans provide ongoing renewal. Their coverage options address property damage and liability risks for landlords in Springfield, OH. Standard policies protect rental structures and offer loss-of-rent compensation for uninhabitable units. Client needs may also include vacant property protection or upgrades for older buildings. Service structure runs on a scheduled basis, with annual or multi-year renewal terms depending on the policy chosen.
Fourman Insurance Agency specializes in landlord insurance policies for rental property owners in Springfield, Ohio. It helps clients secure coverage for their residential or commercial rental units, including protection against property damage, liability claims, and lost rental income. The agency assists with tailoring insurance plans to fit individual portfolios. During the winter months, it is particularly focused on guiding landlords through claims related to frozen pipes or roof damage from snow and ice accumulation.
As winter approaches in Springfield, Ohio, landlords must safeguard their properties from freeze-related damage. Elliott Insurance Agency helps local property owners navigate the specific coverage needs for rental homes and apartments. The agency provides landlord insurance policies that address liability risks, property damage, and potential loss of rental income. Their process begins with an assessment of each property's unique exposure. The team recommends carrying replacement cost coverage for any structures and liability protection for tenant injuries. An initial inspection is scheduled after reviewing the applicant's property details and prior claims history.
Clingman Insurance specializes in landlord insurance policies, protecting rental property owners in Springfield, Ohio, from liability claims and property damage. It also offers general coverage for multi-unit dwellings and single-family rentals. The agency addresses common local concerns such as vandalism during tenant vacancies and weather-related wear. Additionally, it helps property owners manage risks associated with seasonal turnover and springtime lease renewals.
What Does a a Landlord Insurance Agent in Springfield Cost?
The cost of landlord insurance in Ohio typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Springfield expect annual premiums between 800 and 1500 dollars depending on property value location and coverage limits. Older homes or properties with outdated electrical systems may cost more. This is general information not insurance advice.
About landlord insurance agents in Springfield
Landlord insurance agents in Springfield Ohio help property owners protect their rental investments. Ohio law does not require landlord insurance but mortgage lenders often do. Local agents can explain coverage options for property damage liability and loss of rental income specific to Clark County.
Frequently Asked Questions
What does landlord insurance cover in Springfield Ohio?
Landlord insurance typically covers the building structure liability protection and loss of rental income. It does not cover tenant personal belongings. Ohio law allows landlords to require tenants to carry renters insurance.
Is landlord insurance required by Ohio law?
Ohio does not have a state law requiring landlord insurance. However your mortgage lender may require it. Some Springfield property management companies also require proof of coverage in lease agreements.
How do I find a landlord insurance agent in Springfield?
Look for independent agents in Springfield who specialize in rental property coverage. Ask about policies that include ordinance or law coverage for older homes in Clark County. Compare quotes from multiple agencies.
Landlord Insurance Agents in Other Ohio Cities
Akron · Amelia · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin