The top-rated landlord insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 12 landlord insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Sean Devins - State Farm Insurance Agent | 16930 Detroit Ave | (216) 227-1213 |
| 6 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 7 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 8 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
| 9 | Robert Myers Insurance Agency | 14701 Detroit Ave #511 | (216) 227-3300 |
| 10 | Gordon Tower Insurance Agency | 14805 Detroit Ave Suite 450 | (216) 663-7777 |
Lindsay Perrico - State Farm Insurance Agent serves the Lakewood, Ohio area and offers landlord insurance policies for residential property owners. These policies typically cover dwelling protection, liability coverage, and loss of rental income. Landlords in this market often require coverage tailored to single-family homes and multi-unit buildings. The agency handles policy reviews to ensure adequate building limits and assists with filing claims for property damage caused by fire, weather, or tenant incidents. Specific services include customizing deductibles and adding sewer or water backup coverage.
HealthMarkets Insurance - Carl Lishing provides coverage plans for landlords in Lakewood, OH, including policies that protect against property damage and liability claims. It can also assist with loss of rent coverage to help maintain income during repairs. Its service maintenance plans are designed to simplify ongoing risk management for property owners. It serves various property types including single-family homes, apartments, retail spaces, and restaurants.
Zingale & Associates in Lakewood, Ohio helps homeowners, rental property owners, and small landlords secure insurance coverage for their residential and commercial investment properties. As a dedicated landlord insurance agent, the firm assists clients in understanding local risk factors and policy options tailored to rental units. Coverage typically includes property damage, liability protection, and potential loss of income protection. In addition to serving Lakewood, Zingale & Associates also provides its insurance services to property owners in nearby Rocky River and the greater Cleveland metropolitan area.
Serving Lakewood, Ohio, and the surrounding communities of Cleveland's West Side, Lynard Zingale: Allstate Insurance helps property owners manage risks specific to rental real estate. The agency handles landlord insurance policies that address liability, property damage, and loss of rental income. For each typical job, it begins with a thorough review of the client’s property portfolio to match coverage options with the unique needs of that rental unit.
Sean Devins - State Farm Insurance Agent in Lakewood, OH provides landlord insurance coverage tailored for property owners. The agency distinguishes between one-time policy needs, such as for a single rental property, and recurring coverage options for those managing multiple units over time. This approach ensures appropriate protection for residential rental structures against common risks. Service for consultations and policy adjustments runs on an as-needed basis, allowing clients to schedule meetings when they require assistance with their specific insurance requirements.
Tighes' Insurance Agency Inc in Lakewood, OH provides specialized landlord insurance policies tailored to protect rental property investments. The agency generally assists property owners with coverage that addresses liability risks, property damage, and loss of rental income. Typical services include evaluating unique exposures associated with residential rental units and older local housing stock. For those managing seasonal tenants or preparing properties for the northeast Ohio winter, Tighes' Insurance Agency Inc helps secure coverage against freeze-related pipe bursts and subsequent interior flooding.
As autumn rains arrive in Lakewood, landlord insurance agents help property owners prepare for potential storm damage and tenant-related claims. LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS offers coverage tailored to rental properties, addressing liability, property loss, and income disruption. Their work in this area focuses on assessing local risk factors common to older housing stock near Lake Erie. After identifying policy gaps through a conversation about vacant units or lease terms, they proceed with a physical inspection of the property.
Alliance Insurance Agency provides residential landlord insurance services for property owners in Lakewood, Ohio. The agency also handles commercial coverage for larger rental buildings and multi-unit properties. Coverage is extended throughout the greater Lakewood area to protect landlords against common property and liability risks. Property owners can schedule follow-up consultations to adjust policies as their rental portfolios change, and the agency encourages repeat service between regular visits to review evolving coverage needs.
Robert Myers Insurance Agency provides landlord insurance coverage to property owners in Lakewood, Ohio. Its policies protect residential and commercial rental properties against common risks such as property damage, liability claims, and loss of rental income. The agency specializes in tailoring coverage for unique landlord needs, including protection for multiple-unit dwellings and short-term rental properties. It can serve landlords of various commercial sectors including professional offices, warehouses, and food service establishments.
Gordon Tower Insurance Agency in Lakewood, OH is known for providing landlord insurance coverage tailored to property owners who rent residential or commercial units. The agency works with local homeowners and investors to help structure policies that address property damage, liability exposure, and loss of rental income risks common in this area. For added service, the agency can assist with bundling vacant property coverage to protect unoccupied units during tenant turnover.
What Does a a Landlord Insurance Agent in Lakewood Cost?
The cost of landlord insurance in Ohio typically ranges from 25 to 50 percent more than standard homeowners insurance, with annual premiums often between 800 and 2000 dollars depending on property value, location, and coverage limits. In Lakewood, factors like property age and proximity to Lake Erie can affect rates. This is general information, not insurance advice.
About landlord insurance agents in Lakewood
Landlord insurance agents in Lakewood, Ohio help property owners protect their rental investments with policies tailored to Ohio law. Ohio does not require landlord insurance by statute, but most mortgage lenders and property management agreements do require it. A local agent can guide you on coverage for property damage, liability, and loss of rental income specific to Lakewood properties near Lake Erie.
Frequently Asked Questions
What does landlord insurance cover in Ohio?
Landlord insurance in Ohio typically covers the dwelling structure, other structures like garages, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings.
Is landlord insurance required by law in Lakewood Ohio?
Ohio law does not mandate landlord insurance, but your mortgage lender will likely require it. Many Lakewood property management companies also require proof of coverage in lease agreements.
How do I choose a landlord insurance agent in Lakewood?
Look for an agent licensed in Ohio who has experience with rental properties in Cuyahoga County. Ask about coverage for older homes common in Lakewood and whether the policy includes ordinance or law coverage for building code upgrades.
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