The top-rated landlord insurance agent in Valparaiso, Indiana is Kyle Barone - State Farm Insurance Agent, rated 5.0 stars across 761 reviews. Other highly rated options include Shurr Insurance, Trish Geyer: Allstate Insurance, Sam Allie - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Valparaiso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Barone - State Farm Insurance Agent | 201 Morthland Dr Ste 1 | (219) 465-0848 |
| 2 | Shurr Insurance | 833 Lincolnway | (219) 462-1146 |
| 3 | Trish Geyer: Allstate Insurance | 402 Wall St #61 | (219) 844-7420 |
| 4 | Sam Allie - State Farm Insurance Agent | 3809 N Calumet Ave | (219) 663-8799 |
| 5 | Ethos Insurance & Risk Management | 105 Lincolnway suite 215 | (219) 281-2380 |
| 6 | Rob Rudakas - State Farm Insurance Agent | 835 Lincolnway | (219) 476-7444 |
| 7 | Valparaiso First Insurance, Inc | 9 Franklin St | (219) 462-4334 |
| 8 | Raines Insurance Group | 251 Indiana Ave | (219) 561-0102 |
| 9 | Todd Laczynski Agency INC American Family Insurance | 2502 Beech St STE 70 | (219) 531-9332 |
| 10 | Shepherd Insurance | 2600 Roosevelt Rd Suite 2007 | (219) 465-6530 |
Kyle Barone - State Farm Insurance Agent serves the Valparaiso, Indiana area as a landlord insurance agent. The company helps property owners protect rental homes, duplexes, and other residential investment properties from risks like fire damage, vandalism, and liability claims. Customized policies address the unique coverage needs of local landlords who lease units in this community. Specific services include quoting coverage for single-family rental dwellings and offering optional protection for loss of rental income due to covered property damage.
Shurr Insurance provides a full range of landlord insurance services for property owners in Valparaiso, Indiana. Its coverage plans help protect rental investments against common risks such as property damage and liability claims. The company also offers guidance on appropriate policy limits to suit individual property needs. A dedicated service team assists with policy reviews and adjustments as property portfolios change. Shurr Insurance services properties including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, residential landlords, and property managers in Valparaiso, Indiana rely on Trish Geyer: Allstate Insurance for landlord insurance agent services. This agency provides coverage solutions tailored to protect rental properties, including dwelling protection and liability options. Clients can discuss policies that address the unique risks of leasing residential units in the area. The firm also serves property owners operating in nearby communities such as Chesterton and the broader Porter County metro region.
Serving Valparaiso, Indiana, and the surrounding communities, Sam Allie’s agency provides landlord insurance coverage for residential and commercial rental properties. This type of policy protects property owners from financial losses due to tenant damage, liability claims, and loss of rental income. The agency works with landlords to evaluate the specific risks associated with each rental unit. To handle a typical job, it examines the property’s location, construction, and tenant profile, then customizes coverage to address those particular exposures.
Ethos Insurance & Risk Management in Valparaiso, IN, offers both single-policy placements for one-off rental properties and recurring service options for landlords with multiple units. Coverage typically includes dwelling protection, liability for tenant injuries, and loss of rental income during repairs. Policies can be structured to address the specific needs of local residential and commercial rental owners. Service runs on a one-time, scheduled renewal, or as-needed basis, depending on the client’s portfolio size and risk management preferences.
Rob Rudakas - State Farm Insurance Agent provides landlord insurance services for rental property owners in Valparaiso, Indiana. It specializes in policies that cover residential rental dwellings, loss of rental income, and liability protection for property owners. The agency also assists with general insurance needs such as auto and life coverage. As a local resource, it helps landlords evaluate coverage adjustments when a long-term tenant turns over or during the spring season before new rental agreements begin.
As winter approaches and frozen pipes threaten vacant properties around Valparaiso, landlords require coverage that promptly addresses such structural risks. Valparaiso First Insurance, Inc provides landlord insurance agents who help property owners protect their rental investments against common local hazards. They discuss specific policy options tailored to different residential portfolios, from single-family homes to small apartment buildings. An initial onsite inspection is always conducted to assess each property’s unique exposures and recommend appropriate liability and dwelling limits accordingly.
Raines Insurance Group in Valparaiso handles general landlord insurance, advising property owners on appropriate coverage for rental dwellings. The agency specializes in additional policies such as liability protection and loss-of-rent endorsement. It works with both residential and commercial landlord clients, serving small multifamily buildings, individual rental houses, and larger investment portfolios. Commercial sectors the firm can assist include offices, warehouses, and food service operations.
Todd Laczynski Agency INC American Family Insurance serves property owners in Valparaiso, Indiana, providing specialized landlord insurance agent services. The agency helps landlords protect rental properties from common coverage concerns, including property damage and liability exposures. It works with residential investment properties and offers tailored policy options that address the unique risks of leasing out homes in the region. Additional coverage for rental income protection is available to help owners manage financial gaps caused by covered losses.
What Does a a Landlord Insurance Agent in Valparaiso Cost?
Landlord insurance in Indiana typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Valparaiso, annual premiums often range from 800 to 1500 dollars depending on property value, location, and coverage limits. Costs vary by case based on property age, claims history, and deductible chosen. This is general information, not insurance advice.
About landlord insurance agents in Valparaiso
Landlord insurance agents in Valparaiso Indiana help property owners protect rental homes and apartments. Indiana law requires landlords to maintain habitable premises and liability coverage is essential. Local agents can tailor policies to cover property damage, loss of rental income, and legal liability specific to Porter County.
Frequently Asked Questions
What does landlord insurance cover in Valparaiso Indiana?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. In Indiana, policies may also cover fire, vandalism, and certain weather events common to the region.
Is landlord insurance required by Indiana law?
Indiana does not require landlords to carry insurance by statute. However, most mortgage lenders require a landlord policy. Liability coverage is strongly recommended to protect against lawsuits from tenants or visitors.
How do I choose a landlord insurance agent in Valparaiso?
Look for an agent licensed in Indiana with experience in rental property coverage. Ask about policy exclusions for vacant units and whether the policy covers sewer backup or flood damage, which are relevant in Northwest Indiana.
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