The top-rated landlord insurance agent in Bloomington, Indiana is Lisa Allen - State Farm Insurance Agent, rated 4.8 stars across 505 reviews. Other highly rated options include Adalie Allen - State Farm Insurance Agent, Sierra Hill - State Farm Insurance Agent, Shine Insurance Agency LLC. This directory lists 20 landlord insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Allen - State Farm Insurance Agent | 3375 S Walnut St | (812) 333-1322 |
| 2 | Adalie Allen - State Farm Insurance Agent | 5675 W State Rd 46 | (812) 876-6300 |
| 3 | Sierra Hill - State Farm Insurance Agent | 822 W 1st St Ste 6 | (812) 558-3314 |
| 4 | Shine Insurance Agency LLC | 1605 S Walnut St | (812) 679-8779 |
| 5 | Acceptance Insurance | 3874 W 3rd St | (812) 730-7133 |
| 6 | First Insurance Group Inc | 1405 N College Ave | (812) 331-3230 |
| 7 | Donna Niese - State Farm Insurance Agent | 3637 W State Rd 46 | (812) 935-5700 |
| 8 | Shelter Insurance - Doug Hazen, Lutcf | 1900 W 3rd St | (812) 334-1413 |
| 9 | Gredy Insurance Agency | 3939 S Walnut St #1 | (812) 337-3333 |
| 10 | A1 Auto Insurance Agency | 115 E 2nd St | (812) 337-0492 |
Lisa Allen - State Farm Insurance Agent serves the Bloomington, Indiana area as a landlord insurance agent. The office provides property coverage plans tailored for owners who rent out residential dwellings. These policies help protect rental income and cover potential liability issues. The agency assists with claims filing and policy adjustments as needed. Specific services handled in this area include loss of rent coverage and property damage protection for single-family rental homes.
As a landlord insurance agent in Bloomington, Indiana, this office specializes in structuring policies that protect rental property investments against common liabilities and property damage. Its service approach includes annual policy reviews to adjust coverage as local market rents and property values shift. Maintenance plans focus on risk prevention, such as recommending updated safety features for older buildings. This agency works with single-family homes, apartment complexes, retail storefronts, and restaurants that require tailored coverage for kitchen equipment and customer liability.
Sierra Hill - State Farm Insurance Agent serves homeowners, rental property owners, and property managers in Bloomington, Indiana, by offering landlord insurance policies. These policies help protect residential rental properties from potential damages and liability claims. The agency assists clients in understanding coverage for dwellings, other structures, and loss of rental income. It works with individuals managing single-family homes or multi-unit rentals. In addition to Bloomington, the agency also covers properties in the neighboring community of Ellettsville
Shine Insurance Agency LLC serves Bloomington, Indiana, and the surrounding Monroe County communities. The agency handles landlord insurance policies, which cover rental properties like single-family homes and duplexes against property damage and liability claims. A typical engagement begins with a review of the property’s specific risks, such as tenant turnover or local weather patterns, to determine appropriate coverage limits. The approach focuses on matching policy options to each landlord’s unique portfolio and budget considerations.
Acceptance Insurance serves the Bloomington, Indiana area as a provider of landlord insurance coverage. This agency helps property owners protect their rental investments against common risks. Their services include policies for dwelling protection, liability coverage, and loss of rental income. They also offer customizable options to address the unique needs of local landlords, such as policies for single-family rentals or multi-unit properties in Monroe County.
First Insurance Group Inc in Bloomington, IN distinguishes between one-time property assessments and recurring policy management for landlords seeking long-term protection. Their coverage typically includes physical damage to rental structures, liability protection for tenant injuries, and loss of rental income during repairs. Service options run on either a one-time basis, such as when securing a new property, or as a scheduled annual renewal process designed to keep coverage aligned with current property values.
Donna Niese - State Farm Insurance Agent provides tailored coverage solutions for rental property owners in Bloomington, Indiana, specializing in landlord insurance policies that protect both single-family and multi-unit dwellings. The agency also offers broader personal insurance services, helping clients safeguard their assets with customized plans. Landlord insurance here addresses typical risks such as property damage, liability for tenant injuries, and loss of rental income. Additionally, the agency helps property owners address seasonal concerns like frozen pipe bursts during Indiana’s harsh winter months.
As winter chill gives way to spring rains in Bloomington, landlord insurance becomes a critical safeguard against unexpected tenant turnover and property damage. Shelter Insurance - Doug Hazen, Lutcf provides tailored policies that address these seasonal exposures for local rental property owners. The agency works to match coverage to each building’s unique risk profile, whether for a single rental unit or a small portfolio. The process begins with a thorough assessment of your property and current needs.
Gredy Insurance Agency provides residential landlord insurance services in Bloomington, focusing on coverage for rental homes and small multifamily properties. The agency also writes commercial landlord policies for larger apartment buildings or mixed-use structures throughout the region. Policies are designed to protect property owners from liability, property damage, and lost rental income. After the initial policy is placed, the agent follows up regularly at renewal or when the client adds a new property, ensuring coverage keeps pace with changing needs between scheduled visits.
What Does a a Landlord Insurance Agent in Bloomington Cost?
The cost of landlord insurance in Indiana typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Bloomington annual premiums often fall between 800 and 1500 dollars. Factors include property age location rental amount and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Bloomington
Landlord insurance agents in Bloomington help property owners protect their rental investments. Indiana law does not require landlord insurance but mortgage lenders often do. Local agents understand the specific risks for Bloomington rentals near Indiana University and can tailor policies to cover property damage liability and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Indiana?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property. Indiana law requires landlords to maintain habitable premises but insurance helps manage financial risks from repairs or lawsuits.
Is landlord insurance required by Indiana law?
Indiana state law does not require landlord insurance. However your mortgage lender will likely require it. Many Bloomington landlords also carry liability coverage to protect against tenant injury claims which are governed by Indiana premises liability statutes.
How do I choose a landlord insurance agent in Bloomington?
Look for an agent who specializes in rental property coverage and understands local risks like student rentals or older homes near campus. Ask about policy exclusions for vacancy periods and whether the policy covers ordinance or law upgrades required by Bloomington building codes.
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