The top-rated landlord insurance agent in Anderson, Indiana is Mike Ward - State Farm Insurance Agent, rated 5.0 stars across 236 reviews. Other highly rated options include Acceptance Insurance, Mike Gaskill - State Farm Insurance Agent, Shelter Insurance - Mary Guirguis. This directory lists 20 landlord insurance agents serving Anderson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Ward - State Farm Insurance Agent | 2236 E 8th St | (765) 622-1111 |
| 2 | Acceptance Insurance | 2213 S Scatterfield Rd Suite 5 | (765) 570-7000 |
| 3 | Mike Gaskill - State Farm Insurance Agent | 16 E 29th St | (765) 640-8888 |
| 4 | Shelter Insurance - Mary Guirguis | 426 E 14th St | (765) 644-6937 |
| 5 | Howard Webb Insurance and Real Estate | 525 E 8th St | (765) 644-8847 |
| 6 | McBee Insurance Agency | 1025 E 53rd St | (765) 640-1400 |
| 7 | Evergreen Insurance | 1201 E 5th St Suite 205 | (765) 374-5103 |
| 8 | Gooding Brown & Company Inc. | 1320 W 53rd St | (765) 642-9949 |
| 9 | Shelter Insurance - Laura Sandlin | 1119 Meridian St Ste 100 | (765) 640-9630 |
| 10 | Acrisure Anderson, IN (Thompson Insurance & Financial Services) | 3414 Main St | (765) 644-6787 |
Mike Ward - State Farm Insurance Agent serves the Anderson, Indiana, area with professional landlord insurance solutions. This agency helps property owners protect rental homes and multi-unit dwellings from common risks. Coverage typically includes building damage, liability protection, and loss of rental income when a property becomes uninhabitable. A landlord policy can also cover personal property used for maintenance, such as lawn equipment left on site. The agency assists with customizing policies for both single-family rentals and small apartment complexes within the region.
Acceptance Insurance in Anderson, Indiana, focuses on protecting landlords who rent residential or commercial properties. Its policies typically cover dwelling damage, liability for tenant injuries, and loss of rental income during repairs. Local agents help property owners navigate coverage for older structures and specific regional weather risks, such as tornadoes or hailstorms. The agency can customize a policy to match the size of a rental portfolio, from single-family homes to multi-unit buildings. As a specialty service, it often offers umbrella liability coverage to extend limits beyond the standard landlord policy.
Mike Gaskill - State Farm Insurance Agent in Anderson, IN provides tailored coverage solutions for residential and commercial rental properties. The agency assists landlords in structuring insurance plans that address property damage, liability exposure, and loss of rental income. Ongoing policy reviews are offered to ensure coverage keeps pace with changing local regulations and property values. Services are available for single-family homes, small apartment buildings, retail storefronts, and restaurants.
Shelter Insurance - Mary Guirguis provides landlord insurance solutions for Anderson, Indiana, and the surrounding communities. It handles policies for residential rental property owners, covering structures along with liability protection. Claims assistance and policy adjustments are managed directly through its local office. To handle a typical job, the agency begins with a thorough review of the property's specific risks and then customizes coverage limits accordingly.
Howard Webb Insurance and Real Estate in Anderson, IN distinguishes between one-time policy placements and recurring service options for landlord insurance needs. Protecting rental properties against common risks like property damage, liability claims, and lost rental income is essential for local investors. Landlords can work with this agent to secure customized policies covering single-family rentals or multifamily dwellings. These services are available on an as-needed basis for new acquisitions or policy adjustments.
Serving local homeowners and property managers, McBee Insurance Agency provides landlord insurance policies for rental properties in Anderson, Indiana. Coverage options address common risks associated with residential rentals, including property damage, liability, and loss of rental income. The agency guides clients through selecting appropriate policy limits and deductibles tailored to individual property needs. It also collaborates with real estate investors managing single-family homes and small multi-unit buildings. Beyond Anderson, the agency covers rental properties in the surrounding Madison County communities and the broader Muncie metropolitan area.
Evergreen Insurance specializes in landlord insurance policies tailored for rental property owners in Anderson, IN, covering risks like property damage and liability claims. The agency also assists landlords with broader coverage needs for single-family rentals or multi-unit buildings. Their services help property owners navigate tenant-related exposures and understand local insurance requirements common to Indiana rental markets. During winter months, they provide guidance on protecting unoccupied units against freeze-related water damage and burst pipes, a frequent concern for landlords managing seasonal vacancies.
Gooding Brown & Company Inc. provides landlord insurance services for property owners in the Anderson area, helping them secure coverage for rental dwellings and associated structures. The company assists clients in adding specialty coverage options, including policies for liability protection and loss of rental income. It serves commercial sectors such as offices, warehouses, and food service properties, tailoring policies to meet the specific needs of each business type.
As the autumn season approaches in Anderson, local rental property owners often prepare for increased maintenance requests and tenant turnover. Shelter Insurance - Laura Sandlin offers landlord insurance policies designed to protect against structural damage and liability claims common in this area. Coverage typically addresses risks from aging roofs, plumbing failures, or weather events. The agency can explain how standard policies adapt to local housing stock. A new client’s process begins with a thorough property inspection and review of current rental agreements to establish appropriate coverage levels.
Acrisure Anderson, IN (Thompson Insurance & Financial Services) offers residential landlord insurance solutions for property owners in the Anderson area. Their services extend to commercial coverage, designed to protect rental investments throughout the local community and surrounding regions. The agency assists landlords in selecting appropriate policies that address property damage, liability, and income loss. Clients often return between regular visits to update coverage as their rental portfolios change or lease terms evolve.
What Does a a Landlord Insurance Agent in Anderson Cost?
Landlord insurance in Indiana typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Anderson you might pay between 800 and 1500 dollars per year depending on property value location and coverage limits. Older properties or those with higher liability risks may cost more. This is general information not insurance advice.
About landlord insurance agents in Anderson
Landlord insurance agents in Anderson Indiana help property owners protect their rental investments with specialized policies. Indiana law does not require landlord insurance but most mortgage lenders do require it for rental properties. A local agent can explain coverage options for dwelling protection liability and loss of rental income.
Frequently Asked Questions
What does landlord insurance cover in Anderson Indiana?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property so tenants need their own renters insurance. Indiana law allows landlords to require renters insurance in the lease agreement.
Is landlord insurance required by law in Indiana?
Indiana state law does not require landlord insurance. However most mortgage lenders and property management companies do require it. Without coverage you could be personally liable for property damage or tenant injuries.
How do I choose a landlord insurance agent in Anderson?
Look for an agent who specializes in rental property coverage and understands Indiana landlord tenant laws. Ask about policy limits deductibles and exclusions for vacancy or older properties. Compare quotes from multiple agents to find suitable coverage for your specific rental.
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