The top-rated landlord insurance agent in Evansville, Indiana is Paulson Insurance, rated 5.0 stars across 493 reviews. Other highly rated options include Daniel Edwards - GEICO Insurance Agent, Acceptance Insurance, Globe Life Liberty National Division: The Whittingham Agencies. This directory lists 20 landlord insurance agents serving Evansville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paulson Insurance | 1137 W Mill Rd # 100 | (812) 205-2500 |
| 2 | Daniel Edwards - GEICO Insurance Agent | 244 N Burkhardt Rd | (812) 916-6450 |
| 3 | Acceptance Insurance | 3012 Covert Ave Ste E | (812) 901-1234 |
| 4 | Globe Life Liberty National Division: The Whittingham Agencies | 8401 N Kentucky Ave Suites L-M | (317) 913-0983 |
| 5 | Rich Royalty Jr - State Farm Insurance Agent | 7820 Eagle Crest Blvd Ste 203 | (812) 477-8930 |
| 6 | Hartke Insurance | 809 S Green River Rd | (812) 671-0592 |
| 7 | Torian Insurance | 3000 E Division St | (812) 424-5503 |
| 8 | Hahn Insurance Agency | 201 E Diamond Ave | (812) 289-6995 |
| 9 | Davis Insurance Group | 1340 Hirschland Rd | (812) 491-1090 |
| 10 | Mark Price Insurance Agency | 11001 IN-66 | (812) 985-2552 |
Paulson Insurance serves landlords throughout Evansville and Vanderburgh County, offering property insurance policies tailored to rental property owners. The agency helps clients secure coverage for damage from fire, weather, and vandalism. It also assists with liability protection against tenant injuries and legal claims. For multifamily dwellings or single-family rentals, the firm handles policies that cover loss of rental income during property repairs after a covered event.
Daniel Edwards - GEICO Insurance Agent in Evansville, IN, offers a range of services tailored specifically for property owners seeking landlord insurance coverage. The agency provides personalized consultations to help clients understand their policy options and ensures responsive support for any claims or policy adjustments. Its service approach focuses on clear communication and accessibility for managing rental property protection. The agency services various property types, including single-family homes, apartments, retail spaces, and restaurants, helping landlords secure appropriate coverage for their investment portfolios.
Acceptance Insurance provides residential landlord insurance for property owners in Evansville, Indiana, covering rental homes and duplexes against common liabilities and property damage. It also offers commercial coverage for larger multi-unit residential buildings and apartment complexes in the area. Serving the Evansville region, the agency assists landlords in securing policies that protect their investment properties. Account holders can easily return for follow-up policy adjustments or additional coverage needs between regular renewal visits.
Globe Life Liberty National Division: The Whittingham Agencies serves Evansville, Indiana, and the surrounding communities. It handles landlord insurance policies for property owners who rent out residential or commercial units. The agency ensures that properties are covered for common risks including property damage and liability claims from tenants. It approaches each job by thoroughly assessing the specific rental property and its unique exposures before recommending appropriate coverage limits.
Rich Royalty Jr - State Farm Insurance Agent in Evansville, IN distinguishes between one-time landlord policies and recurring annual coverage tailored to rental property risks. Landlord insurance typically protects against property damage, liability claims, and loss of rental income. Policy options for landlords may include dwelling coverage, which addresses structural repairs, and liability protection for accidents on the property. Service for prospective or current clients operates on an as-needed basis, with policy consultations and claims assistance available directly through the local agency.
Hartke Insurance serves landlords and property managers in Evansville, Indiana, by providing coverage for rental properties, including single-family homes and multi-unit buildings. Its policies address common risks such as property damage, liability claims, and lost rental income. The agency assists clients in evaluating appropriate coverage levels to protect their investments. Hartke Insurance also extends its landlord insurance services to property owners in the neighboring community of Newburgh, located within the Evansville metro area.
Torian Insurance in Evansville, IN, specializes in landlord insurance products, including property coverage and liability protection for residential rental owners. It also offers general insurance services for local property investors, helping them manage risk across their portfolios. This agency assists landlords in navigating the unique challenges of the area, such as protecting against weather-related damage from severe storms or seasonal flooding events.
As the weather in Evansville shifts between wet springs and snowy winters, property owners in the region look for consistent protection for their rental units. Hahn Insurance Agency focuses on this niche, helping landlords assess property risks and secure appropriate coverage plans. Their team reviews specific concerns such as seasonal storm damage, tenant liability, and vacancy periods. For Evansville investors, the initial process typically involves an inspection of the building’s condition and a review of current rental agreements to determine the correct coverage scope.
Davis Insurance Group provides landlord insurance services in Evansville, Indiana, helping property owners protect rental real estate investments. The company specializes in policies that cover physical structures, liability exposures, and potential income loss from tenant vacancies or damage. Additional coverage options can include protection for vandalism, theft, and natural disasters common to the region. A typical landlord policy can be tailored for various commercial properties, including office buildings, warehouses, and food service establishments.
Mark Price Insurance Agency in Evansville, IN, provides residential landlord insurance to protect rental properties and their owners from common property risks. Commercial coverage is also available for multi-unit buildings and other investment real estate in the greater Evansville area. As a local landlord insurance agent, the agency assists clients in tailoring policies that address specific property and liability needs. Between regular policy reviews, the agency offers follow-up service to update coverage when a property’s circumstances or tenant situation changes.
What Does a a Landlord Insurance Agent in Evansville Cost?
The cost of landlord insurance in Indiana typically ranges from 15 to 30 percent more than standard homeowners insurance. For an Evansville rental property you might pay between 800 and 1,500 dollars per year for a single family home. Factors include property age location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Evansville
A landlord insurance agent in Evansville Indiana helps property owners protect their rental investments. Indiana law does not require landlord insurance but mortgage lenders often do. Local agents understand the specific risks for Evansville properties like older homes and flood zones near the Ohio River.
Frequently Asked Questions
What does landlord insurance cover in Indiana?
Landlord insurance typically covers property damage liability and loss of rental income. In Indiana policies often exclude flood and earthquake damage which require separate coverage. You should also consider coverage for vandalism and tenant damage which are common risks.
Is landlord insurance required by Indiana law?
Indiana state law does not require landlord insurance. However your mortgage lender will likely require a landlord policy if you rent out the property. Some Indiana cities may have additional requirements so check local ordinances in Evansville.
How do I choose a landlord insurance agent in Evansville?
Look for an agent who specializes in rental property coverage and has experience with Indiana insurance regulations. Ask about policy limits for loss of rent and liability coverage. A good agent will explain the difference between actual cash value and replacement cost coverage.
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