The top-rated landlord insurance agent in Richmond, Indiana is Acceptance Insurance, rated 4.7 stars across 203 reviews. Other highly rated options include Shane Bietry - State Farm Insurance Agent, Richard Lake: Allstate Insurance, McGowan Insurance Group. This directory lists 18 landlord insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3547 E Main St | (765) 756-5788 |
| 2 | Shane Bietry - State Farm Insurance Agent | 4748 National Rd E | (765) 598-5757 |
| 3 | Richard Lake: Allstate Insurance | 1025 S A St | (765) 966-1106 |
| 4 | McGowan Insurance Group | 1126 E Main St | (765) 962-9502 |
| 5 | VanVleet Insurance | 1 Glen Miller Pkwy | (765) 935-5655 |
| 6 | Brian Fuller: Allstate Insurance | 2901 E Main St | (765) 939-3009 |
| 7 | Affordable Insurance Agency, Division of RMD-Patti Insurance | 36 S 9th St | (765) 966-7531 |
| 8 | Mike Miller - State Farm Insurance Agent | 1825 W Main St | (765) 966-6586 |
| 9 | Indiana Farm Bureau Insurance | 1330 W Industries Rd | (765) 962-9548 |
| 10 | McQuiston Insurance Agency | 300 S 4th St | (765) 962-4151 |
Acceptance Insurance in Richmond, Indiana offers both one-time landlord insurance placement and recurring annual policy management to suit different property owner needs. Their coverage typically addresses rental property liabilities, building damage, and potential loss of rental income. Services for landlords generally operate on a scheduled annual renewal basis or as needed for new property acquisitions and policy adjustments.
Shane Bietry - State Farm Insurance Agent serves the Richmond, Indiana metro area and provides landlord insurance policies for residential property owners. The agency helps clients protect their rental investments with coverage tailored to local housing needs. General services include policies for property damage, liability protection, and loss of rental income during repairs. The agency also handles additional options such as flood insurance and personal liability coverage for landlords managing single-family homes or small multifamily properties in the region.
Richard Lake: Allstate Insurance provides landlord insurance services for property owners in Richmond, Indiana. Its general agency work includes securing coverage for rental properties and offering basic maintenance plan consultations for insured units. The agency focuses on protecting against common liabilities and property damages that landlords face. It services single-family homes, apartments, retail spaces, and restaurants within the local area.
McGowan Insurance Group in Richmond, Indiana specializes in securing tailored coverage for residential rental properties. Its services also include general insurance solutions for local landlords seeking to protect their investments. The agency helps property owners navigate the specific liability risks of tenancy, ensuring adequate protection for buildings and income streams. As winter approaches, it assists landlords in addressing common claims arising from frozen pipes and ice dam damage.
VanVleet Insurance serves homeowners, businesses, and property managers in Richmond, Indiana, offering landlord insurance agent services for rental property owners. Policies protect against common risks such as property damage, liability claims, and lost rental income, helping to secure investment properties. The agent assists with tailored coverage for single-family homes, apartments, or commercial rentals, ensuring properties remain safeguarded under local conditions. Coverage extends throughout the Richmond metro area, including nearby communities like Centerville and Cambridge City.
Serving Richmond, Indiana, and surrounding Wayne County communities, Brian Fuller: Allstate Insurance handles landlord insurance policies for residential property owners in the area. This coverage typically protects rental structures and addresses liability concerns associated with tenant-occupied homes and apartments. Aiming to balance property protection with reasonable premiums, the agency generally assesses each rental property’s unique characteristics before outlining coverage options and exclusions directly with the client.
Some landlord insurance needs are met with a single policy purchase, while property owners require ongoing service for portfolio changes. For rental properties in the Richmond area, coverage generally protects against building damage, liability claims, and lost rental income. This agency offers guidance in selecting policies that match each client’s rental situation. Services such as policy reviews and claims assistance are provided on both a scheduled and as-needed basis to accommodate shifting tenancy and maintenance schedules.
Mike Miller - State Farm Insurance Agent in Richmond, IN, offers specialized landlord insurance policies designed to protect rental properties and their owners. The agency handles liability coverage, property damage protection, and loss of rental income solutions. Its general service work includes helping local landlords assess risk and select appropriate coverage limits for single-family homes or small multifamily units. When winter storms or tenant vacancies threaten a property’s financial stability, the agent advises on adjusting deductibles or endorsements to safeguard against sudden repair costs.
As winter approaches, rental property owners in Richmond face risks from frozen pipes and roof damage. Indiana Farm Bureau Insurance helps landlords protect their investments with thorough coverage options tailored to local property types. This agency works with investors to balance protection against liability, vacancy, and natural wear common to area homes. Policies are structured to address financial loss from tenant damage or unexpected repairs. An initial property assessment is scheduled to identify specific risks and recommend appropriate coverage limits for each rental unit.
As autumn storms arrive in Richmond, many rental property owners find themselves inspecting roofs and drainage for potential damage, and McQuiston Insurance Agency helps them secure proper Landlord Insurance coverage. They focus on policies that protect rental investments against common liabilities, property loss, and income interruption. Landlords can rely on them to tailor coverage to the specific type of rental property, whether single-family or multi-unit. The process begins with a comprehensive review of the property and a walk-through assessment by the agency.
What Does a a Landlord Insurance Agent in Richmond Cost?
In Indiana, landlord insurance typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Richmond, annual premiums often range from 800 to 1,500 dollars. Costs vary based on property age, location, coverage limits, and deductible. This is general information, not insurance advice.
About landlord insurance agents in Richmond
Landlord insurance agents in Richmond, Indiana help property owners secure coverage for rental homes and apartments. Indiana law does not require landlord insurance, but most mortgage lenders do. Local agents understand the specific risks of renting in Wayne County, such as weather damage and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Richmond Indiana?
Landlord insurance typically covers property damage, loss of rental income, and liability for tenant injuries. It does not cover tenant personal belongings. Indiana law allows you to require tenants to have renters insurance.
Do I need landlord insurance for a single family rental in Richmond?
Yes, it is strongly recommended even if not required by law. Most mortgage lenders in Indiana require landlord insurance for rental properties. Without it, you could face large out-of-pocket costs for fire or storm damage.
How do I choose a landlord insurance agent in Richmond Indiana?
Look for an agent who specializes in rental property coverage and is licensed in Indiana. Ask about replacement cost coverage and loss of rent protection. Compare quotes from multiple agents to find suitable terms for your property.
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