The top-rated landlord insurance agent in Muncie, Indiana is Mike Wright - State Farm Insurance Agent, rated 5.0 stars across 779 reviews. Other highly rated options include Jesse Anderson - State Farm Insurance Agent, Jason May - State Farm Insurance Agent, Shelter Insurance - Katy Combs. This directory lists 20 landlord insurance agents serving Muncie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Wright - State Farm Insurance Agent | 3899 Wheeling Ave | (765) 286-5303 |
| 2 | Jesse Anderson - State Farm Insurance Agent | 412 S High St | (765) 289-6288 |
| 3 | Jason May - State Farm Insurance Agent | 2991 N Oakwood Ave | (765) 747-7100 |
| 4 | Shelter Insurance - Katy Combs | 206 W Ontario Dr | (765) 284-3020 |
| 5 | Justin Sorensen: Allstate Insurance | 320 E McGalliard Rd | (765) 288-2880 |
| 6 | Jeff Cline - State Farm Insurance Agent | 4108 Wheeling Ave | (765) 286-0055 |
| 7 | Able Insurance | 425 W Washington St | (765) 289-8941 |
| 8 | Indiana Farm Bureau Insurance - Dane Cook Agency | 704 W McGalliard Rd | (765) 284-5589 |
| 9 | Robertson Insurance Services | 3701 N Briarwood Ln | (765) 896-9557 |
| 10 | Scott Metzler - Goosehead Insurance | 2809 W Godman Ave Suite 5 | (765) 356-9737 |
Mike Wright - State Farm Insurance Agent serves Muncie and surrounding Delaware County. This agency provides specialized coverage solutions for residential and commercial property owners who rent out their units. Landlord insurance policies here typically safeguard against property damage, liability claims, and potential loss of rental income. Each plan is tailored to the specific needs of the landlord, whether managing a single family home or a multi-unit complex. The agency handles both landlord liability protection and policies covering vacant rental properties.
As a landlord insurance agent in Muncie, Indiana, Jesse Anderson - State Farm Insurance Agent offers services that include property, liability, and rental income protection for property owners. The agency provides personalized coverage reviews and policy maintenance to help landlords safeguard their investments against damage and loss. It focuses on addressing local risks, such as weather-related claims and tenant liability. Jesse Anderson - State Farm Insurance Agent serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Jason May with State Farm Insurance serves Muncie, Indiana, and the surrounding communities, handling landlord insurance policies for residential rental properties. This agent works with property owners to secure coverage for their rental dwellings, addressing risks like property damage and liability concerns common in this region. For a typical job, the agent first reviews the specifics of the rental property and the landlord’s needs, then presents policy options that align with those requirements.
Shelter Insurance - Katy Combs, based in Muncie, IN, distinguishes between one-time policy placements and recurring renewal service options for landlord insurance agents. Coverage typically protects rental properties against common perils such as fire, theft, and liability claims from tenants or visitors. Service runs on an as-needed basis for policy adjustments, claims support, or new quotes upon client request.
Justin Sorensen: Allstate Insurance offers landlord insurance policies tailored to protect rental property investments in Muncie. The agency works with property owners to secure coverage options suited for various rental situations. General services include policy consultations, risk assessments, and claims assistance. This agent helps local landlords address specific seasonal concerns such as damage from winter freeze events or summer storm liability.
Landlord insurance needs shift with the region’s changing seasons. Jeff Cline - State Farm Insurance Agent in Muncie, IN, addresses these evolving requirements by working with property owners to review their rental coverage each cycle. The agency helps protect against common local risks, including liability claims and weather-related damage. Before offering a policy proposal, fully assessing the property's condition and tenant occupancy rate is the company’s standard initial step.
Able Insurance serves homeowners and property managers in Muncie, Indiana, providing landlord insurance policies designed to cover rental properties. The agency helps clients obtain coverage for dwelling protection, liability risks, and potential loss of rental income. Their work involves explaining policy options, assessing property specific risks, and assisting with claims guidance. Typical services include matching clients to appropriate insurance plans and reviewing coverage limits for residential landlords. Able Insurance also extends its landlord insurance agent services to communities within surrounding Delaware County and the greater Muncie metro area.
Indiana Farm Bureau Insurance - Dane Cook Agency in Muncie, IN provides residential landlord insurance to help property owners protect rental homes. Commercial coverage is also available for larger rental properties, with service extending throughout the Muncie area. Each policy is structured to address common risks for landlords, such as property damage and liability. The agency ensures clients receive clear guidance on coverage needs, and typically follows up to adjust policies as circumstances change between regular visits.
Robertson Insurance Services in Muncie, IN focuses on helping property owners protect their rental investments through specialized landlord insurance policies. Their coverage addresses common needs like property damage, liability protection, and loss of rental income due to covered events. They can also offer additional endorsements tailored to specific rental situations. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments that require customized risk management solutions.
What Does a a Landlord Insurance Agent in Muncie Cost?
Landlord insurance costs in Indiana generally range from 800 to 2000 dollars per year for a single rental property. Factors like property age location and coverage amount affect the premium. For example a newer home in a low risk area may cost around 900 dollars annually while an older property in a flood zone could exceed 1800 dollars. This is general information not insurance advice.
About landlord insurance agents in Muncie
Landlord insurance agents in Muncie Indiana help property owners protect their rental investments. Indiana law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain how local factors like weather risks and tenant laws affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent in Muncie do?
A landlord insurance agent helps you find a policy that covers property damage liability and loss of rental income. They assess your specific rental property needs and compare options from multiple insurers. Agents also explain how Indiana landlord tenant laws may affect your coverage requirements.
Is landlord insurance required by law in Indiana?
Indiana does not require landlord insurance by state statute. However your mortgage lender or homeowners association may require it. An agent can help you understand these contractual obligations and avoid gaps in coverage.
How much does landlord insurance cost in Muncie Indiana?
Typical landlord insurance premiums in Indiana range from 25 to 50 percent more than standard homeowners insurance. For a single family rental expect annual costs between 800 and 1500 dollars. Actual rates depend on property value location and coverage limits.
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