The top-rated landlord insurance agent in Lafayette, Indiana is Allison Gardner - State Farm Insurance Agent, rated 5.0 stars across 241 reviews. Other highly rated options include Jason Dickelman - State Farm Insurance Agent, Mike Kornafel - State Farm Insurance Agent, Lafayette Insurance - Joe Couch Insurance Agency. This directory lists 18 landlord insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Allison Gardner - State Farm Insurance Agent | 989 S Creasy Ln | (765) 448-6101 |
| 2 | Jason Dickelman - State Farm Insurance Agent | 2001 Jackson St | (765) 838-3474 |
| 3 | Mike Kornafel - State Farm Insurance Agent | 3135 Concord Rd Ste 1 | (765) 474-1547 |
| 4 | Lafayette Insurance - Joe Couch Insurance Agency | 3111 Builder Dr #6 | (765) 474-2300 |
| 5 | Isch Insurance Agency, Inc. | 1415 Union St | (765) 838-2781 |
| 6 | Blevins Insurance Agency | 2 N 4th St | (765) 446-8999 |
| 7 | Scott Scales Insurance Agency, Inc. Your Family Insurance Since 1984 | 53 Lori Lee Dr Ste. 220 | (765) 701-0121 |
| 8 | Insurance Solutions From Amber | 4826 Tazer Dr suite c | (765) 429-7979 |
| 9 | Collicott Insurance | 3888 Union St Suite A | (765) 448-6107 |
| 10 | Underwood Insurance Agency | 3990 State Rte 38 Suite 5A | (765) 742-7320 |
Allison Gardner - State Farm Insurance Agent provides comprehensive landlord insurance coverage in the Lafayette, IN area. The company works with property owners to protect their rental investments through customized policies. Their services include helping landlords understand their unique coverage needs for various income-producing properties. Standard service plans offer guidance on appropriate liability limits and building protection options designed for rental situations. This agent services a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Jason Dickelman - State Farm Insurance Agent serves the Lafayette, Indiana area as a local landlord insurance agent. This agency helps property owners protect their rental investments with appropriate coverage. Policies can address risks such as property damage, liability claims, and lost rental income. The agent assists clients by evaluating individual property needs and recommending suitable policy options. Services include helping landlords secure dwelling protection and obtaining liability coverage for their rental properties in Lafayette and the surrounding county.
Mike Kornafel - State Farm Insurance Agent in Lafayette, IN serves local homeowners, rental property owners, and property managers who need tailored coverage for their residential investment properties. The agency specializes in landlord insurance policies that protect against common rental risks including property damage, liability claims, and loss of rental income. Standard assistance includes policy review guidance and claims support. Mike Kornafel's office also extends its landlord insurance expertise and customer service to the neighboring community of West Lafayette and the broader Tippecanoe County area.
Lafayette Insurance - Joe Couch Insurance Agency serves Lafayette, Indiana, and its surrounding communities. The company handles landlord insurance policies for property owners who rent out residential or commercial spaces. It focuses on providing coverage that protects against rental property risks, such as property damage and liability claims. Its typical approach involves reviewing clients' properties and portfolios to tailor a policy that addresses their specific rental income and asset protection needs.
Isch Insurance Agency, Inc. in Lafayette, IN helps landlords distinguish between one-time policy needs for a single property and recurring coverage for a growing portfolio. Their landlord insurance agent services focus on protecting rental structures from property damage and liability claims that arise during tenancy. Policies can be tailored for residential or commercial units, addressing both short-term rentals and long-term leases. Client consultations and updates to coverage are available on a scheduled or as-needed basis.
Blevins Insurance Agency in Lafayette, IN specializes in landlord insurance policies, including liability coverage and property protection for rental dwellings. The agency also assists with general commercial insurance needs for small business owners who lease space. Landlord insurance typically covers damage from fire, vandalism, or tenant negligence, and may include loss of rental income during repairs for such events. The agency helps local property owners prepare for common seasonal concerns, such as freeze-related pipe bursts during winter months.
As local temperatures drop, Lafayette rental property owners need a landlord insurance agent who understands cold-weather exposure risks like frozen pipes. Scott Scales Insurance Agency, Inc. has served this need since 1984, providing tailored landlord insurance agent services for the area. They help clients evaluate coverage for property damage and liability specific to rental units. To begin securing adequate protection, the company first conducts a thorough inspection of each property to assess its unique vulnerabilities and occupancy status.
Insurance Solutions From Amber helps property owners manage risks associated with renting residential and commercial spaces. Their work as a landlord insurance agent in Lafayette, IN focuses on policies that address property damage, liability concerns, and loss of rental income. Additional endorsements can be arranged for coverage needs like vandalism or natural disaster repair. They serve a range of commercial sectors including offices, warehouses, and food service establishments.
Collicott Insurance in Lafayette, Indiana, is recognized for matching local residential landlords with appropriate property coverage. Its services typically include protection for rental dwellings against common perils such as fire, wind, and liability claims from tenants or visitors. The agency helps property owners navigate the specific requirements of insuring leased homes and multi-unit buildings in this region. A common add-on service available through Collicott is loss of rental income coverage, which compensates owners if a unit becomes uninhabitable due to a covered event.
Underwood Insurance Agency arranges residential landlord coverage in Lafayette, Indiana, helping property owners protect rental homes from common perils. Its services also extend to commercial rental properties across the surrounding area, supporting investors who manage apartments or retail spaces. The agency works to ensure policies address liability, property damage, and income loss. After securing initial coverage, the agent follows up between renewal cycles to adjust terms as properties or tenant situations change, maintaining consistent protection without gap.
What Does a a Landlord Insurance Agent in Lafayette Cost?
Landlord insurance in Indiana typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental property in Lafayette expect annual premiums between 800 and 1500 dollars. Costs vary by property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Lafayette
Landlord insurance agents in Lafayette Indiana help property owners protect their rental investments. Indiana law does not require landlord insurance but mortgage lenders often do. Local agents can explain coverage options for properties near Purdue University and other rental markets.
Frequently Asked Questions
What does landlord insurance cover in Indiana?
Landlord insurance typically covers property damage liability and lost rental income. It does not cover tenant personal belongings. Indiana law requires landlords to maintain habitable premises which insurance can help fund.
How do I find a landlord insurance agent in Lafayette?
Search online for independent insurance agents in Lafayette who offer commercial or rental property policies. Check with local agencies that specialize in property and casualty insurance for small landlords.
Is landlord insurance required by Indiana law?
No Indiana law does not require landlord insurance. However your mortgage lender may require it. Many landlords also carry liability coverage to protect against tenant injury claims.
Landlord Insurance Agents in Other Indiana Cities
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