The top-rated landlord insurance agent in Tampa, Florida is Seibert Insurance Agency, rated 5.0 stars across 581 reviews. Other highly rated options include Webb Insurance Group, Professional Insurance Services, Crown Insurance Group, Inc.. This directory lists 46 landlord insurance agents serving Tampa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seibert Insurance Agency | 5121 Ehrlich Rd STE 111 | (813) 960-4672 |
| 2 | Webb Insurance Group | 3212 S Dale Mabry Hwy | (813) 887-5531 |
| 3 | Professional Insurance Services | 13907 Carrollwood Village Run | (813) 963-6701 |
| 4 | Crown Insurance Group, Inc. | 6903 Gunn Hwy | (813) 933-9990 |
| 5 | GreatFlorida Insurance: Mike Polivchak | 4034 W Hillsborough Ave | (813) 870-2334 |
| 6 | American Integrity Insurance Group | 3000 Bayport Dr Suite 500 | (866) 968-8390 |
| 7 | Most Insurance | 3708 W Bay to Bay Blvd | (813) 947-7151 |
| 8 | Swafford Insurance Group, Inc. | 3044 W Bearss Ave | (813) 983-7421 |
| 9 | Elite Business Insurance, LLC | 5502 N Cherokee Ave | (813) 922-3055 |
| 10 | Affordable Insurance Team | 8911 Regents Park Dr suite #510 | (813) 495-5694 |
Seibert Insurance Agency provides a full range of landlord insurance policies tailored to protect rental property investments in the Tampa area. Its coverage options can be structured to shield property owners from common risks such as property damage and liability claims. The agency assists clients in selecting appropriate deductibles and policy limits, and it may help coordinate periodic coverage reviews to keep policies aligned with changing asset values. It regularly services single-family homes, apartment buildings, retail spaces, and restaurants.
Webb Insurance Group serves homeowners, businesses, and property managers seeking landlord insurance coverage in Tampa, Florida. The agency helps clients protect rental properties with policies tailored to the local real estate market. Landlord insurance agents in this area focus on coverage for residential and commercial income properties, including liability protection and dwelling coverage. Webb Insurance Group also assists property owners with risk management strategies common in Florida. The agency extends its landlord insurance services to the nearby community of St. Petersburg.
Professional Insurance Services in Tampa, FL, specializes in securing comprehensive landlord insurance policies for property owners. Its services include tailoring coverage options for rental dwellings, mitigating risks from tenant damage, and addressing liability concerns common to residential leasing. The agency works closely with landlords to review policy details and recommend appropriate deductibles. During the active hurricane season, it helps property owners protect their investments by evaluating windstorm and flood insurance needs specific to the Tampa Bay area.
Crown Insurance Group, Inc. serves Tampa and the surrounding communities, handling specialized coverage needs for residential and commercial landlords. The company manages protection for rental properties, from single-family homes to multi-unit buildings, against unique risks such as tenant damage and liability claims. Its approach to a typical job involves a detailed assessment of each property’s exposure to local weather and vacancy risks before matching coverage limits to the client’s portfolio size.
GreatFlorida Insurance: Mike Polivchak in Tampa, FL assists landlords by differentiating the service needs of a single rental property from those of a portfolio requiring recurring management. Coverage options are structured to protect against property damage and liability from tenants, with policies available for residential rental units in the area. Service availability operates on either a one-time basis for a new policy setup or an as-needed schedule for adjustments and claims.
American Integrity Insurance Group serves landlords throughout the Tampa, Florida, metro area as a specialized local insurance agent. The company focuses on providing coverage options for residential rental property owners seeking protection for their investments. This work includes helping clients understand the unique risks associated with leasing homes and duplexes to tenants. Policies typically address property damage, liability, and loss of rental income following covered events. The agency also assists with policies tailored for vacation rental properties and short-term lease arrangements in the Tampa region.
With the start of Florida’s rainy season, landlords in the Tampa area often seek coverage that protects against sudden storm damage and tenant-related liability. Most Insurance provides policies tailored for rental property owners, addressing common local concerns such as windstorm deductibles and vacancy periods. Their team begins each new relationship by reviewing a property’s age, roofing condition, and existing safety measures. A comprehensive on-site inspection is then scheduled to accurately assess the building’s risk profile.
Swafford Insurance Group, Inc. operates as a landlord insurance agent in Tampa, Florida, helping property owners manage risk on their rental investments. The company specializes in securing coverage tailored to residential and commercial properties, including policies for both single-family rentals and multifamily buildings. Additional endorsements can often be added to protect against specific perils common to the area. Swafford Insurance Group serves commercial sectors that require landlord protection, such as office spaces, warehouses, and food service establishments.
Elite Business Insurance, LLC, located in Tampa, FL, provides local landlord insurance agency services for residential rental properties ranging from single-family homes to small apartment buildings. Commercial coverage is available for larger multi-unit complexes and mixed-use properties throughout the greater Tampa Bay area. Policies are tailored to address property damage, liability concerns, and potential loss of rental income. The agency ensures diligent follow-up after initial placement, offering seamless support between regular policy reviews to accommodate any changes in a property’s occupancy or condition.
Affordable Insurance Team in Tampa, FL is known for helping property owners secure coverage for rental dwellings. Its service range includes protecting single-family homes, multi-unit properties, and condos against common landlord risks like property damage and liability claims. The agency works within the local market to address needs specific to Tampa landlords. For added protection, it can offer loss of rental income coverage to compensate owners when a property becomes uninhabitable due to a covered claim.
What Does a a Landlord Insurance Agent in Tampa Cost?
Landlord insurance in Florida typically costs between 25 and 40 percent more than standard homeowners insurance due to hurricane and flood risks. For a single family rental in Tampa, annual premiums often range from 1,500 to 3,500 dollars, depending on property value, location, and coverage limits. Policies with higher deductibles or windstorm exclusions may cost less. This is general information, not insurance advice.
About landlord insurance agents in Tampa
A landlord insurance agent in Tampa helps property owners protect their rental investments with tailored policies. Florida law requires landlords to maintain certain coverages for liability and property damage, especially in hurricane-prone areas. Working with a local agent ensures your policy meets Tampa specific risks like flood zones and windstorm exposure.
Frequently Asked Questions
What does landlord insurance cover in Florida?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. In Florida, policies often exclude flood damage and may require separate windstorm coverage. An agent can explain what perils are included in your specific policy.
Is landlord insurance required by law in Tampa Florida?
Florida law does not require landlord insurance by statute, but most mortgage lenders require a landlord policy for rental properties. Additionally, Florida Statutes Section 83.51 requires landlords to maintain the property in habitable condition, and insurance helps cover related liability risks.
How do I choose a landlord insurance agent in Tampa?
Look for an agent licensed in Florida with experience in rental property coverage. Ask about their knowledge of Tampa specific risks like sinkholes and hurricanes. A good agent will compare quotes from multiple insurers to find the right balance of coverage and cost.
Landlord Insurance Agents in Other Florida Cities
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