The top-rated landlord insurance agent in Clearwater, Florida is Florida Strategic Insurance, rated 4.9 stars across 575 reviews. Other highly rated options include Acceptance Insurance, GreatFlorida Insurance: Jeff Callahan, Island Insurance Specialists Inc. This directory lists 18 landlord insurance agents serving Clearwater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Strategic Insurance | 5830 142nd Ave N | (727) 546-6000 |
| 2 | Acceptance Insurance | 1670 S Missouri Ave | (727) 203-7021 |
| 3 | GreatFlorida Insurance: Jeff Callahan | 1700 McMullen Booth Rd Ste D2 | (727) 315-0805 |
| 4 | Island Insurance Specialists Inc | 29170 US Hwy 19 N | (727) 754-5036 |
| 5 | Bay Area Insurance Shop, Inc. | 1452 Court St | (727) 446-4416 |
| 6 | Heritage Property & Casualty Company | 2600 McCormick Dr Suite 300 | (855) 415-7120 |
| 7 | The Turner Insurance Advisor Group aka Turner Insurance | 2121 NE Coachman Rd | (727) 442-0012 |
| 8 | Arrington Insurance of Florida | 1934 Soule Rd | (727) 595-8405 |
| 9 | Dimmitt Insurance | 25191 US Hwy 19 N B | (866) 763-6627 |
| 10 | Impel Insurance, LLC | 1831 N Belcher Rd. STE A1 | (727) 223-3765 |
Florida Strategic Insurance provides landlord insurance services to property owners in the Clearwater area and surrounding Pinellas County. The company assists clients with necessary coverage for rental properties, including single-family homes and multi-unit buildings. Policies typically protect against risks such as fire, windstorm, and liability claims common to Florida’s climate. The agency also helps landlords navigate specific requirements for vacant or seasonal rental units in this coastal market. It processes quotes for dwelling protection and loss of rental income policies.
Acceptance Insurance provides a comprehensive range of landlord insurance services in Clearwater, Florida, protecting property owners against liability and physical damage to their rental structures. Its maintenance plans help clients manage routine property upkeep to prevent costly emergency repairs. The company addresses coverage needs for diverse commercial and residential types throughout the area, regularly handling policies for single-family homes, apartments, retail spaces, and restaurants.
GreatFlorida Insurance: Jeff Callahan serves residential landlords and property managers in the Clearwater area, offering insurance policies tailored to protect rental properties and rental income. The agency assists clients in securing coverage for single-family homes and small multifamily units against common risks such as property damage, liability claims, and loss of rent. The business provides personalized consultations to help property owners understand their specific insurance needs. It also serves property owners in the neighboring communities of Safety Harbor and Dunedin.
Island Insurance Specialists Inc serves the Clearwater, Florida area and its surrounding communities, handling a range of landlord insurance policies for property owners. The company works with clients to secure coverage that addresses risks common to local rental properties, including damage and liability concerns. To handle a typical job, it begins by assessing the specific needs of the client’s rental property before exploring appropriate policy options that align with those requirements.
Bay Area Insurance Shop, Inc. in Clearwater, FL helps property owners secure specialized landlord insurance policies. The agency works with local landlords to obtain coverage that protects rental properties and their associated income streams from various risks. It typically assists clients in understanding coverage limits, liability protections, and policy exclusions relevant to residential rentals. As hurricane season approaches, the company frequently helps landlords review their policies to ensure adequate windstorm and flood protection for their investment properties.
Heritage Property & Casualty Company provides a range of landlord insurance services for property owners in the Clearwater area. Its coverage options help protect rental investments from common risks, while routine maintenance plans support ongoing property upkeep. The company assists with policy management to ensure consistent protection. Heritage Property & Casualty Company services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Whether you require a single policy for one investment property or ongoing coverage for multiple rentals, landlord insurance agents in Clearwater like The Turner Insurance Advisor Group provide tailored protection. Their policies address property damage, liability, and lost rental income. As a local agent, the firm guides landlords through the specific coverage needs common to this area’s housing stock. Service is available on a one-time or as-needed basis depending on your portfolio’s changing requirements.
As storm season approaches in Clearwater, property owners often seek reliable coverage for rental units. Arrington Insurance of Florida addresses these concerns by offering landlord insurance policies specifically for residential properties in the local market. Their work includes quoting policies that cover liability, property damage, and loss of rental income due to covered events. A typical first step involves scheduling an onsite inspection to evaluate the property’s condition and identify any specific risk exposures before providing a coverage plan.
Dimmitt Insurance provides property coverage tailored to the unique exposures of rental property ownership. Its landlord insurance agency work in Clearwater, Florida, emphasizes the additional protections required for investment dwellings, such as coverage for loss of rental income and liability for tenant injuries. These policies can also safeguard against damage from storms, fire, or vandalism. This agency extends its commercial property insurance services to the particular needs of businesses operating offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Clearwater Cost?
The cost of landlord insurance in Clearwater Florida typically ranges from 15 to 30 percent more than standard homeowners insurance. A typical annual premium for a single family rental property might be 1200 to 3000 dollars depending on property value location and coverage limits. Florida specific factors like windstorm deductibles and sinkhole coverage can increase costs. This is general information and not insurance advice.
About landlord insurance agents in Clearwater
Landlord insurance agents in Clearwater Florida help rental property owners protect their investments with policies tailored to Florida law. Florida requires landlords to disclose certain risks like sinkholes and flood zones which a local agent can address. Working with an agent ensures you meet state requirements and avoid gaps in coverage.
Frequently Asked Questions
What does landlord insurance cover in Clearwater Florida?
Landlord insurance in Clearwater typically covers property damage liability and loss of rental income. Florida policies often include windstorm and sinkhole coverage as separate endorsements. Flood insurance is usually excluded and requires a separate policy from the National Flood Insurance Program.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance but mortgage lenders usually mandate it. Without coverage you risk financial loss from tenant damage liability claims or natural disasters. Many Florida leases also require the landlord to maintain property insurance.
How do I choose a landlord insurance agent in Clearwater?
Look for an agent licensed in Florida with experience in rental property insurance. Ask about their knowledge of Florida specific risks like hurricanes and sinkholes. Compare quotes from multiple agents to find coverage that matches your property type and location.
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