The top-rated landlord insurance agent in Bonita Springs, Florida is My Florida Insurance, rated 4.9 stars across 1,560 reviews. Other highly rated options include Brightway Insurance, Bonita Springs, Insurance Specialists of SW Florida - Bonita Springs, Sunrise Insurance Group, LLC. This directory lists 19 landlord insurance agents serving Bonita Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Florida Insurance | 28292 Industrial Rd #2 | (239) 221-0522 |
| 2 | Brightway Insurance, Bonita Springs | 3531 Bonita Bay Blvd STE 200 | (239) 676-8199 |
| 3 | Insurance Specialists of SW Florida - Bonita Springs | 12870 Trade Way Four #108 | (239) 949-7717 |
| 4 | Sunrise Insurance Group, LLC | 3388 Woods Edge Cir #101 | (239) 317-7160 |
| 5 | Bob McMullen Insurance Agency | 24241 S Tamiami Trl #1 | (239) 992-2200 |
| 6 | Natalie Mathews - State Farm Insurance Agent | 8800 Bernwood Pkwy | (239) 319-0388 |
| 7 | The Horton Group, a Marsh & McLennan Agency LLC Company | 24850 Burnt Pine Dr # 4 | (239) 354-7200 |
| 8 | Cody Zavada: Allstate Insurance | 10911 Bonita Beach Rd SE Ste 1071 | (239) 947-6020 |
| 9 | Adam Bock - State Farm Insurance Agent | 11100 Bonita Beach Rd SE Ste 105 | (239) 598-9790 |
| 10 | Rosier Insurance | 9696 Bonita Beach Rd SE # 103 | (239) 444-1414 |
My Florida Insurance serves Bonita Springs and surrounding areas in Southwest Florida, specializing in landlord insurance for property owners who rent out residential or commercial units. This category of coverage protects against financial losses from tenant damages, liability claims, or income interruption due to property repairs. The agency helps local landlords secure policies tailored to rental homes, condos, or small apartment buildings. It commonly handles quotes for loss of rental income coverage and liability protection.
Brightway Insurance in Bonita Springs provides landlord insurance policies and risk management guidance for rental property owners. Its service offerings include consultation on appropriate coverage levels and assistance with filing claims when damage occurs. Ongoing maintenance plans typically review policy terms at renewal and advise on necessary adjustments for local regulations. This agency works with a wide variety of property types, including single-family homes, apartments, retail storefronts, and restaurants.
Insurance Specialists of SW Florida - Bonita Springs serves residential landlords, commercial property owners, and property managers in the Bonita Springs area. It offers tailored landlord insurance policies designed to protect rental properties against common liabilities, property damage, and loss of rental income. The agency understands the specific exposure risks landlords face in Southwest Florida. In addition to covering Bonita Springs, its services also extend to the neighboring community of Naples and the surrounding Collier County metropolitan region.
Serving Bonita Springs and the surrounding communities of Southwest Florida, Sunrise Insurance Group, LLC handles landlord insurance for property owners in the area. It offers policies that cover rental dwellings, helping to protect against property damage and liability claims from tenants. The company works with clients to assess the specific risks associated with managing rental units. It tailors coverage amounts and policy features to match the needs of each individual property.
Bob McMullen Insurance Agency in Bonita Springs, FL provides landlord insurance for both residential and commercial rental properties. A one-time policy offers coverage for a single vacancy or short-term rental event, while a recurring policy protects ongoing leased homes or apartments year after year. Coverage includes property damage, liability protection, and loss of rental income. Service runs on either a one-time, scheduled, or as-needed basis depending on the landlord’s property turnover cycle and lease agreement structure.
Serving landlords in Bonita Springs, this agency offers specialized insurance coverage tailored to residential rental properties, protecting against property damage, liability, and lost rental income. It also provides related services like auto and life insurance for clients who need broader personal coverage. During the peak summer storm season, it helps property owners ensure their policies adequately address potential wind and flood damage to rental homes.
In Bonita Springs, seasonal storms and fluctuating rental demand make proper landlord insurance essential for property owners. The Horton Group, a Marsh & McLennan Agency LLC Company, addresses these local concerns by structuring policies that help landlords protect their investment properties and maintain consistent coverage amidst changing coastal conditions. Their focus on this niche ensures property-specific risk analysis and liability guidance for area rental owners. A typical engagement begins with a thorough walk-through inspection and assessment of the rental units being presented for coverage.
For property owners in Bonita Springs, Cody Zavada: Allstate Insurance handles landlord insurance, covering residential dwellings against common risks like fire and liability. Specializing in rental property policies, the agency can add endorsements for loss of rental income or ordinance compliance. It manages coverage for standard residential rentals and also assists commercial sectors such as offices, warehouses, and food service establishments with their distinct property and liability exposures.
Adam Bock - State Farm Insurance Agent in Bonita Springs, FL is known for providing landlord insurance policies tailored to property owners in the local rental market. The agent helps clients protect residential rental properties by offering coverage for dwelling damage, liability protection, and loss of rental income. A specialty service that can be added on is guest medical protection for tenants and their visitors.
Rosier Insurance provides residential landlord insurance services in Bonita Springs, Florida, tailoring policies to protect rental properties from common risks. For commercial landlords, the agency also offers coverage for multi-unit buildings and other income‑producing assets throughout the surrounding southwest Florida area. Each policy is reviewed to address local hazards such as seasonal storms and liability concerns on leased premises. After the initial plan is in place, the company remains available for follow‑up adjustments and repeat service between regular property inspections.
What Does a a Landlord Insurance Agent in Bonita Springs Cost?
Landlord insurance in Florida typically costs between 25 percent and 40 percent more than standard homeowners insurance due to hurricane and flood risks. For a rental property in Bonita Springs expect annual premiums from 1500 to 4000 depending on the dwelling value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Bonita Springs
Landlord insurance agents in Bonita Springs Florida help rental property owners secure policies that protect against property damage liability and loss of rental income. Florida law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain how windstorm and flood coverage work in Southwest Florida.
Frequently Asked Questions
What does a landlord insurance agent in Bonita Springs do?
A landlord insurance agent helps you find a policy that covers your rental property structure liability and lost rent. They review your specific property type and location to recommend appropriate coverage limits. Agents also explain Florida specific endorsements like sinkhole or ordinance and law coverage.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance but your mortgage lender will likely require a dwelling policy. If you have a homeowners association or condo association they may also require minimum liability coverage. An agent can help you meet these requirements.
How does Florida hurricane risk affect landlord insurance costs?
Florida hurricane risk significantly increases premiums for landlord insurance especially in coastal areas like Bonita Springs. Policies often have a separate hurricane deductible which is usually 2 percent to 5 percent of the dwelling value. Agents can help you understand these deductibles and find windstorm coverage through Citizens Property Insurance if needed.
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