The top-rated landlord insurance agent in Coral Gables, Florida is DFI INSURANCE COMPANY, rated 4.8 stars across 366 reviews. Other highly rated options include Borbolla Insurance Agencies Inc: Allstate Insurance, GreatFlorida Insurance: Mike Carcas, Gables Elite Insurance Inc. This directory lists 18 landlord insurance agents serving Coral Gables.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DFI INSURANCE COMPANY | 1430 S Dixie Hwy STE 307 | (305) 665-1903 |
| 2 | Borbolla Insurance Agencies Inc: Allstate Insurance | 320 Sevilla Ave Ste 202 | (877) 217-7445 |
| 3 | GreatFlorida Insurance: Mike Carcas | 717 Ponce de Leon Blvd STE 211 | (305) 461-3232 |
| 4 | Gables Elite Insurance Inc | 124 Madeira Ave | (305) 448-2887 |
| 5 | Sirianni Insurance Corp. | 199 Giralda Ave suite PH | (305) 510-4510 |
| 6 | Leticia Insurance Agency | 5538 SW 8th St | (305) 631-2094 |
| 7 | GreatFlorida Insurance: Ana Patricia Arguello | 1390 S Dixie Hwy Suite 2202 | (786) 409-2211 |
| 8 | We Insure Miami - Randy Marzullo | 1550 Madruga Ave #330 | (786) 801-3514 |
| 9 | Del Toro Insurance | 1418 Ponce de Leon Blvd | (305) 698-0899 |
| 10 | Lakeview Household Insurance Solutions | 4425 Ponce de Leon Blvd 4th floor | (833) 875-5447 |
DFI Insurance Company serves the Miami-Dade County area from its Coral Gables office, focusing on landlord insurance for residential and commercial property owners. The agency helps property investors secure coverage that protects against liabilities, property damage, and loss of rental income from tenant issues or weather events. It customizes policies for condominium associations and multifamily dwellings. Specific services it handles include risk assessment for rental properties processing claims for storm damage liability.
Borbolla Insurance Agencies Inc: Allstate Insurance provides a range of landlord insurance solutions tailored to property investors in Coral Gables. Its service plans focus on securing coverage for rental dwellings, addressing common risks associated with leasing residential and commercial spaces. The agency assists clients in managing policy maintenance, including regular updates for evolving coverage needs and property changes. Borbolla agencies services single-family homes, apartments, retail storefronts, and restaurants.
GreatFlorida Insurance: Mike Carcas serves homeowners, property managers, and small-business landlords in Coral Gables. It offers landlord insurance agents who help property owners secure coverage for rental dwellings, addressing liability protection and property damage risks. These professionals assist clients in understanding policy options tailored to local real estate conditions. The agency extends its services to surrounding communities in the Miami metropolitan area, including nearby South Miami and its rental properties.
Gables Elite Insurance Inc serves Coral Gables and the surrounding South Florida communities. It handles landlord insurance policies designed to protect rental property owners from financial losses. Coverage typically addresses property damage, liability claims, and lost rental income due to covered incidents. The agent works closely with property owners to identify exposures and policies that match specific building types and tenant situations. It manages the job by reviewing property details, occupancy risks, and local weather concerns to secure appropriate coverage.
Sirianni Insurance Corp. in Coral Gables, FL, distinguishes between one-time landlord policies and recurring coverage plans tailored for ongoing property management. Their landlord insurance typically covers property damage from fire or storms, liability from tenant injuries, and loss of rental income during repairs. These policies are designed to protect residential and small commercial rental properties in the local market. Service for obtaining or updating coverage is offered on an as-needed basis, allowing landlords to request quotes or modify policies whenever a change in their rental portfolio occurs.
Specializing in policies tailored for rental properties, Leticia Insurance Agency in Coral Gables, FL, assists owners with protecting their investments from common liabilities. The firm works with residential landlords to secure appropriate coverage for building damage and loss of rental income. It advises on navigating local insurance requirements for multi-unit dwellings and single-family rentals alike. When hurricane season approaches, the agency helps property owners review their windstorm deductibles and adjust coverage amounts to mitigate potential financial losses from storm-related claims.
With hurricane season threatening Coral Gables properties, securing proper landlord insurance is essential for protecting rental income and structures. GreatFlorida Insurance, operated by Agent Ana Patricia Arguello, writes policies designed specifically for residential and commercial landlords in the area. Each client's properties and liability exposures are reviewed individually to recommend appropriate coverage levels. Following a policy discussion, the agent schedules a property walkthrough to note any pre-existing conditions or maintenance issues before finalizing a quote.
We Insure Miami - Randy Marzullo provides landlord insurance for residential properties in Coral Gables, Florida, extending commercial landlord coverage to the surrounding region. The agency helps property owners secure policies that protect rental investments, aligning with common needs in this coastal market. Initial consultations address specific risks, leading to customized plans that balance coverage and cost. Clients often return for policy reviews between regular visits, ensuring their protection evolves with changing property values and occupancy conditions.
Del Toro Insurance provides dedicated landlord insurance services in Coral Gables, Florida, helping property owners protect rental dwellings and income streams. The agency offers coverage for physical damage to structures, liability protection against tenant incidents, and policies suited for single-family rentals or multi-unit properties. Recognizing the demands of the local market, it also assists with policies that address hurricane and flood exposure, a critical seasonal concern for South Florida landlords preparing for storm season each summer.
Lakeview Household Insurance Solutions in Coral Gables, FL assists property owners with obtaining coverage for residential rentals. The firm helps landlords protect income streams and manage liability risks associated with leasing homes or apartments. Its services can be tailored to individual investment properties. Policy options typically extend to cover vacant units, seasonal rentals, and loss of rent scenarios. Commercial sectors such as offices, warehouses, and food service operations are also served through additional insurance arrangements.
What Does a a Landlord Insurance Agent in Coral Gables Cost?
Typical landlord insurance costs in Florida range from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single family rental in Coral Gables expect premiums between 1500 and 4000 per year depending on property value location and coverage limits. Costs vary by case based on the age of the property roof condition and deductible choices. This is general information not insurance advice.
About landlord insurance agents in Coral Gables
A landlord insurance agent in Coral Gables Florida helps property owners protect their rental investments with tailored policies. Florida law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Local agents understand the unique risks of South Florida including hurricane exposure and liability concerns.
Frequently Asked Questions
What does a landlord insurance agent in Coral Gables do?
A landlord insurance agent helps you find coverage for rental properties including dwelling protection liability coverage and loss of rental income. They assess your specific property risks and compare policies from multiple carriers. In Florida agents also help you understand windstorm and flood insurance requirements.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance but your mortgage lender will likely require it. Florida Statute 627.7011 governs windstorm coverage and many policies exclude flood damage. A local agent can explain these legal requirements and help you comply with lender mandates.
How do I choose a landlord insurance agent in Coral Gables?
Look for an agent licensed in Florida with experience insuring rental properties in Coral Gables. Ask about their knowledge of local building codes and hurricane deductibles. Check their reputation with the Florida Department of Financial Services to ensure they are in good standing.
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