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Directory of landlord insurance agents in Coral Gables, Florida. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Coral Gables, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 landlord insurance agents in Coral Gables, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A landlord insurance agent in Coral Gables Florida helps property owners protect their rental investments with tailored policies. Florida law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Local agents understand the unique risks of South Florida including hurricane exposure and liability concerns.
What Does a Landlord Insurance Agent in Coral Gables Cost?
Typical landlord insurance costs in Florida range from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single family rental in Coral Gables expect premiums between 1500 and 4000 per year depending on property value location and coverage limits. Costs vary by situation based on the age of the property roof condition and deductible choices. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a landlord insurance agent in Coral Gables do?
A landlord insurance agent helps you find coverage for rental properties including dwelling protection liability coverage and loss of rental income. They assess your specific property risks and compare policies from multiple carriers. In Florida agents also help you understand windstorm and flood insurance requirements.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance but your mortgage lender will likely require it. Florida Statute 627.7011 governs windstorm coverage and many policies exclude flood damage. A local agent can explain these legal requirements and help you comply with lender mandates.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.