The top-rated landlord insurance agent in Clermont, Florida is Heather Thies - State Farm Insurance Agent, rated 4.9 stars across 1,116 reviews. Other highly rated options include Guardian Insurance Group, A+ American Casualty Insurance Inc, Patriot Growth Insurance Services, LLC. This directory lists 19 landlord insurance agents serving Clermont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather Thies - State Farm Insurance Agent | 525 W Hwy 50 | (352) 394-6933 |
| 2 | Guardian Insurance Group | 1230 Oakley Seaver Dr Suite 201 | (352) 444-7160 |
| 3 | A+ American Casualty Insurance Inc | 100 E Highland Ave | (352) 242-0550 |
| 4 | Patriot Growth Insurance Services, LLC | 2220 ClusterOak Dr Suite "F | (352) 243-9000 |
| 5 | Suanne Pinkard - State Farm Insurance Agent | 13900 County Rd 455 #105 | (407) 287-5469 |
| 6 | Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 227-3393 |
| 7 | Thunderstorm Claims llc | 11018 Windchime Cir | (352) 327-8574 |
| 8 | Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services | 3735 S Hwy 27 | (407) 787-2424 |
| 9 | AAA Clermont Insurance | 12340 Roper Blvd | (352) 394-5503 |
| 10 | Obamacare Clermont Rxinsurance | 4300 S Hwy 27 suite 203A | (407) 520-9832 |
Heather Thies - State Farm Insurance Agent serves the Clermont, Florida area, providing landlord insurance policies for property owners. The agency helps clients protect their rental investments from common risks like property damage or liability claims that can occur with tenants. Coverage options are explained clearly to help landlords understand their policy needs. The company handles insurance for both single-family rental homes and multi-unit properties in the local market.
Guardian Insurance Group in Clermont, FL provides a comprehensive range of landlord insurance services, including property coverage and liability protection for rental investments. It offers ongoing service plans to help property owners manage risk and maintain appropriate policy updates. The company handles routine policy maintenance, coverage reviews, and claims assistance. It services a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants.
A+ American Casualty Insurance Inc serves landlords and property investors in Clermont, Florida, along with the surrounding Lake County communities and nearby areas. The agency handles insurance coverage for residential and commercial rental properties, including single-family homes, duplexes, and small apartment buildings. Its general approach to working with a client involves a thorough review of the specific property risks to recommend appropriate liability and property protection levels tailored to the landlord’s portfolio.
Patriot Growth Insurance Services, LLC serves homeowners, property managers, and real estate investors in the Clermont area, offering landlord insurance to protect rental properties and income streams. Its services address common local needs like liability coverage and property damage protection for leased residential units. The company helps clients secure policies tailored to both single-family rentals and small multi-unit buildings. Coverage extends to neighboring communities such as Groveland and the broader Lake County region.
A Suanne Pinkard - State Farm Insurance Agent in Clermont, FL differentiates between one-time landlord insurance policies for single rental events and recurring policies for ongoing property rental use. Their coverage typically protects rental dwellings from fire, theft, liability, and loss of rental income. Landlord-specific endorsements may include coverage for vandalism and guest medical payments. Service is provided on an as-needed basis, whether for a new rental property acquisition or an existing portfolio adjustment.
Advantage Insurance Advisors specializes in landlord insurance policies for property owners in Clermont, FL. It works to secure coverage for rental dwellings, addressing liabilities unique to leasing residential or commercial spaces. Its general services include assessing property risks and guiding clients through policy options. As seasonal storms or tenant turnover periods approach, this agent helps landlords review their protection against vacancy-related losses or weather damage.
Thunderstorm Claims Llc assists property owners in Clermont, Florida, with securing insurance coverage tailored to rental dwellings. The company specializes in landlord-specific policies that protect against common risks such as fire, water damage, and liability claims from tenants. Additional coverage options can address lost rental income and structural repairs. Its services are available for commercial sectors including office buildings, warehouses, and food service establishments.
Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services provides landlord insurance for residential rental properties in Clermont, Florida. Commercial coverage for multi-unit buildings and mixed-use spaces is also available to local investors. The agency serves property owners throughout the Clermont area, helping them secure policies to protect against tenant damage and liability claims. Insurance consultations can address evolving coverage needs between regular service intervals, and clients frequently return for policy updates as their rental portfolios grow.
When hurricane season sends heavy rains across Clermont’s hills, rental property owners rely on AAA Clermont Insurance for proper coverage against wind and water damage. This local agency serves landlords by reviewing property-specific risks, from older roof conditions to seasonal vacancy. Policies address liability concerns, loss of rental income, and structural repairs so investors maintain cash flow. The process begins with an inspection of the property’s exterior, roof, and key systems to clarify the exact protection needed for each unit.
Obamacare Clermont Rxinsurance is a landlord insurance agent in Clermont, FL, known for helping property owners manage their rental coverage needs. The agency offers policies designed to protect residential and commercial rental properties from common risks like property damage and liability. Clients can expect assistance in evaluating their insurance options for single-family homes or multi-unit buildings. Their specialty service includes adding loss of rental income protection to a policy to help cover financial gaps after a covered event.
What Does a a Landlord Insurance Agent in Clermont Cost?
Typical landlord insurance premiums in Florida range from 25 to 50 percent more than standard homeowners insurance due to hurricane and liability risks. For a single family rental in Clermont you might pay 1200 to 3000 per year depending on the property value and coverage limits. Costs vary based on location construction age and claims history. This is general information not insurance advice.
About landlord insurance agents in Clermont
Landlord insurance agents in Clermont Florida help property owners protect their rental investments. Florida law requires landlords to maintain certain coverages for liability and property damage. Local agents understand the unique risks of Central Florida including hurricane exposure and seasonal rental patterns.
Frequently Asked Questions
What does landlord insurance cover in Clermont Florida?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. Florida policies often include windstorm and flood exclusions that require separate coverage. Your agent can explain what perils are covered in your specific policy.
Is landlord insurance required by Florida law?
Florida does not legally require landlord insurance but mortgage lenders usually mandate it. The Florida Residential Landlord and Tenant Act does not mandate insurance but strongly recommends it. Without coverage you could face major financial loss from a tenant injury or property damage.
How do Florida hurricane risks affect landlord insurance costs?
Hurricane risk significantly impacts premiums in Clermont. Florida law allows insurers to apply separate hurricane deductibles often 2 to 5 percent of the dwelling value. Agents can help you understand how the Florida Hurricane Catastrophe Fund affects policy pricing and availability.
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