The top-rated landlord insurance agent in Cooper City, Florida is Lisa Faina: Allstate Insurance, rated 4.8 stars across 594 reviews. Other highly rated options include Maidely Tabraue: Allstate Insurance, Frank Walker - State Farm Insurance Agent, Janet Fernandez - State Farm Insurance Agent. This directory lists 11 landlord insurance agents serving Cooper City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Faina: Allstate Insurance | 2643 N Hiatus Rd | (954) 437-9220 |
| 2 | Maidely Tabraue: Allstate Insurance | 12240 SW 53rd St #508 | (954) 266-2340 |
| 3 | Frank Walker - State Farm Insurance Agent | 12330 SW 53rd St Suite 711 | (954) 434-2244 |
| 4 | Janet Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Suite 101 | (954) 680-6605 |
| 5 | Michael Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Ste 102 | (954) 900-4077 |
| 6 | Horizons Insurance & Financial Services | 10620 Griffin Rd Suite 103 | (954) 862-1735 |
| 7 | Knight Insurance of Broward | 9112 Griffin Rd | (954) 382-5244 |
| 8 | Dewey Insurance Agency, Inc. | 10620 Griffin Rd #201 | (954) 436-5630 |
| 9 | Adrian Tabraue: Allstate Insurance | 12260 SW 53rd St Ste 601B | (954) 453-5076 |
| 10 | Advanced Insurance & Financial | 12240 SW 53rd St # 501 | (954) 436-4027 |
Lisa Faina: Allstate Insurance, serving Cooper City and the surrounding Broward County area, offers landlord insurance agent services for property owners. The agency assists clients in securing coverage tailored specifically to rental homes and investment properties. They help landlords understand policy options that protect against common rental property risks. In this area, the company handles policies covering property damage and liability protection for leased dwellings.
Maidely Tabraue: Allstate Insurance provides a full range of landlord insurance policies in Cooper City, FL, designed to protect rental property owners from common risks. These services include coverage for property damage, liability protection, and loss of rental income. Its service approach involves personalized policy consultations to help match coverage with individual property needs. The company offers ongoing plan reviews to ensure clients remain adequately protected as their portfolios change. It services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Cooper City seeking landlord insurance turn to Frank Walker - State Farm Insurance Agent. This agency provides coverage for rental properties, helping protect against liability and property damage. Tailored policies address the specific risks of leasing residential or commercial units. Local landlords rely on this office for guidance on protecting their investments. The agency also serves clients throughout the nearby Weston area as part of the greater South Florida metro region.
Serving Cooper City, Florida, and its surrounding communities, this agency handles insurance for landlords who rent out residential properties. It covers common policies for protecting rental buildings and liability from tenant incidents. The agent works one-on-one with property owners, reviewing specific risks for each rental unit before tailoring a coverage package. To handle a typical job, the approach begins with a thorough walkthrough of the property’s condition and local rental regulations, then recommends specific policy limits that match the landlord’s financial protections.
Michael Fernandez, a landlord insurance agent in Cooper City, FL, assists property owners with both one-time policies for a single rental unit and recurring coverage plans to protect an ongoing portfolio. His agency offers typical landlord insurance that may include dwelling protection, liability coverage, and loss of rental income insurance. Clients can schedule service either for a one-time consultation or on an ongoing, as-needed basis for policy reviews and updates.
Horizons Insurance & Financial Services in Cooper City, FL specializes in crafting tailored liability and property coverage for rental dwellings, from single-family homes to multi-unit buildings. The agency serves local landlords by assessing unique risks associated with tenant-occupied properties and securing appropriate policies. It also assists property owners with general insurance needs, ensuring comprehensive protection. During the South Florida hurricane season, Horizons helps clients adjust their policies to address storm-related property damage and downtime concerns.
With the arrival of hurricane season in South Florida, property owners in Cooper City begin reviewing their rental coverage. Knight Insurance of Broward offers tailored policies for this local need, helping landlords protect their income properties from storm damage and tenant liability. As a dedicated landlord insurance agent, the company focuses on policies that address both seasonal risks and year-round rental challenges. The process typically begins with a thorough inspection of the rental property and an initial assessment to identify specific coverage requirements.
Dewey Insurance Agency, Inc. in Cooper City, FL, provides residential landlord insurance policies to property owners renting out single-family homes, condos, and multi-unit dwellings. They also offer commercial coverage for larger rental properties like apartment complexes and mixed-use buildings throughout the greater Broward County area. Open communication with clients allows their agent to tailor each plan to individual property risks. After a policy is written, the agency follows up annually to review coverage needs and any changes between regular inspection visits.
Serving landlords in Cooper City, FL, Adrian Tabraue: Allstate Insurance focuses on property coverage for rental units. Specialized add-ons can include protection for loss of rental income and liability coverage for tenant injuries. The agency helps property owners manage risks associated with residential and commercial rentals. Policies can be tailored to cover various commercial sectors, such as offices, warehouses, and food service establishments.
Advanced Insurance & Financial, based in Cooper City, FL, is recognized for serving landlords with property coverage tailored to rental investments. The agency assists owners in securing policies that address liability protection, dwelling repair, and loss of rental income. Its work focuses on helping local residential and small commercial property holders manage common risks specific to South Florida, such as storm damage or tenant-related claims. For added protection, the firm can arrange coverage for landlord furnishings and appliances inside a rented unit.
What Does a a Landlord Insurance Agent in Cooper City Cost?
The cost of landlord insurance in Florida varies widely based on property value location and coverage limits. For a single family rental in Cooper City annual premiums typically range from 1500 to 4000 dollars. Older homes or properties near flood zones may cost more. This is general information not insurance advice.
About landlord insurance agents in Cooper City
Landlord insurance agents in Cooper City Florida help property owners protect their rental investments. Florida law requires specific coverage for wind and flood damage due to the state's hurricane risk. A local agent can explain how Florida's building codes and replacement cost rules affect your policy.
Frequently Asked Questions
What does landlord insurance cover in Cooper City Florida?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Florida, policies often exclude flood damage so a separate flood policy may be needed. Windstorm coverage is usually included but may have a separate deductible.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance but mortgage lenders usually require it. If you have a loan on the rental property the lender will mandate a minimum level of coverage. Without insurance you risk financial loss from storms or lawsuits.
How do Florida hurricane deductibles work for landlord insurance?
Florida landlord insurance policies have a separate hurricane deductible which is a percentage of the property value typically 2% to 5%. This deductible applies only to hurricane damage and is different from your standard deductible. An agent can help you choose the right percentage for your budget.
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