The top-rated landlord insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 521 13th St | (407) 964-1787 |
| 2 | MM Insurance Pro | 1207 Michigan Ave | (407) 908-7474 |
| 3 | Client Care Insurance | 2001 Hickory Tree Rd | (407) 574-5599 |
| 4 | Dolly Clements Garcia - State Farm Insurance Agent | 1101 New York Ave | (407) 556-3203 |
| 5 | Ford Insurance | 113 E 13th St | (407) 847-5892 |
| 6 | Amsley Insurance Services | 1617 13th St | (407) 892-9645 |
| 7 | GreatFlorida Insurance: Tony Busby | 1417 Hamlin Ave UNIT G | (407) 270-8220 |
| 8 | Barakat Insurance Agency | 2722 13th St | (407) 705-3877 |
| 9 | Ashton Insurance Agency LLC | 123 E 13th St | (407) 498-4477 |
| 10 | Ann Werning - State Farm Insurance Agent | 523 13th St | (407) 593-1080 |
Univista Insurance in St Cloud, Florida, specializes in landlord insurance policies for property investors. The agency helps local rental property owners secure coverage for single-family homes, condominiums, and small apartment buildings. It focuses on protecting against property damage, liability claims, and potential loss of rental income. Tailored policies address the specific risks of managing rental units in the Orlando metropolitan area. For added protection, the agency can offer umbrella liability insurance to expand overall coverage limits.
MM Insurance Pro serves the St Cloud, Florida, region as a landlord insurance agent. It assists property owners in securing coverage for rental homes and multi-unit dwellings within the area. The agency helps clients manage risks specific to rental properties, such as property damage and liability concerns. Policies arranged through their services can help protect rental income streams from common interruptions. MM Insurance Pro specifically handles landlord liability policies and rental dwelling property insurance for both single-family and small multifamily units in St Cloud.
Client Care Insurance in St. Cloud, FL, provides a full range of landlord insurance services, including property damage coverage, liability protection, and loss-of-rent policies. Its service plans involve regular policy reviews and claims assistance to help property owners maintain proper risk management. The company offers its insurance solutions for various rental properties, such as single-family homes, apartments, retail spaces, and restaurants.
Dolly Clements Garcia - State Farm Insurance Agent serves the St Cloud, Florida area, offering landlord insurance policies to local property owners. This agency helps landlords protect rental properties from potential financial losses, including those caused by tenant damage or liability claims. A comprehensive landlord insurance policy can cover the structure itself and any additional structures on the property. Services include liability protection if a tenant or visitor is injured on the rental premises and coverage for loss of rental income if a unit becomes uninhabitable due to a covered event.
Ford Insurance serves St Cloud, Florida, and the surrounding Central Florida communities, specializing in custom landlord insurance agent services. It handles coverage solutions for residential and commercial rental properties, including liability protection, property damage, and loss of rental income. The company addresses each policy by first assessing a landlord’s unique property portfolio and risk factors, then recommends tailored policy options to ensure adequate protection. This approach prioritizes a thorough evaluation of specific exposures before finalizing appropriate coverage details for each client.
For landlord insurance needs in St Cloud, FL, Amsley Insurance Services helps property owners choose between one-time policies for individual rentals and recurring coverage for portfolios. Their policies address risks like property damage, liability claims, and loss of rental income. Whether protecting a single duplex or multiple units, they customize plans for local residential and commercial landlords. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s portfolio size and renewal preferences.
GreatFlorida Insurance: Tony Busby offers tailored landlord insurance solutions in St. Cloud, FL, covering property damage and liability protection for rental dwellings. Its general service work includes helping property owners secure policies that safeguard income from unforeseen events. Tenants may cause accidental sewage backups or appliance leaks, which this local agent addresses by ensuring comprehensive coverage for such incidents during Florida’s humid summer months.
For Florida landlords facing seasonal storms and tenant turnover, Barakat Insurance Agency provides tailored coverage options across St Cloud. Their landlord insurance agents assess specific property risks, from liability protection to vacancy clauses, to match local regulations and market demands. By consulting directly with clients, they outline coverage details that address common rental property exposures and maintenance uncertainties. The process typically begins with an inspection to evaluate the property’s current condition and identify any immediate structural or safety concerns.
Ashton Insurance Agency LLC provides residential landlord insurance services in St. Cloud, FL, helping property owners protect rental homes and duplexes. They also offer commercial coverage for small apartment buildings and multi-unit properties throughout the surrounding area. Their policies address common landlord risks such as property damage, liability, and loss of rental income. Clients can contact the agency to set up initial coverage and then schedule follow-up consultations between regular policy reviews to adjust protection as their rental portfolio changes.
Ann Werning - State Farm Insurance Agent provides property insurance solutions for landlords in St Cloud, FL, focusing on coverage for rental homes and multi-unit dwellings. This agent tailors policies to address liability protections and property damage exposures that rental property owners commonly face. Additional coverage options may be added to secure income streams against tenant defaults or unit vacancies. Local landlords seeking risk management for commercial real estate can discuss policies for office buildings, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in St Cloud Cost?
Landlord insurance in Florida typically costs between 15 and 25 percent more than a standard homeowners policy. For a single family rental in St Cloud, annual premiums often range from 1,200 to 3,000 dollars depending on property value, location, and coverage limits. Deductibles for wind or hurricane damage are usually separate and higher. This is general information and not insurance advice.
About landlord insurance agents in St Cloud
Landlord insurance agents in St Cloud Florida help property owners protect their rental investments. Florida law requires specific coverages for rental dwellings, such as windstorm and flood protection in high risk zones. These agents can guide you through policy options tailored to Central Florida regulations.
Frequently Asked Questions
What does landlord insurance cover in St Cloud Florida?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Florida, policies often include additional coverage for hurricane damage and sinkhole risks. You should review exclusions with your agent.
Do I need landlord insurance for a single family rental in St Cloud?
Yes, a standard homeowners policy does not cover rental properties. Florida law does not require landlord insurance, but mortgage lenders usually mandate it. An agent can help you meet lender requirements and avoid gaps in coverage.
How do Florida specific risks affect landlord insurance costs in St Cloud?
Florida risks like hurricanes, floods, and sinkholes can increase premiums. St Cloud is inland but still subject to high wind and flood exposure. Agents can help you add endorsements for these perils to your policy.
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