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Find Landlord Insurance Agents Near You in St Cloud, FL

Browse landlord insurance agents serving St Cloud, Florida. Updated 2026-07-14.

The top-rated landlord insurance agent in St Cloud, Florida is Univista Insurance, rated 5.0 stars across 791 reviews. Other highly rated options include MM Insurance Pro, Client Care Insurance, Dolly Clements Garcia - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving St Cloud.

Showing 18 landlord insurance agents in St Cloud, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Univista Insurance521 13th St(407) 964-1787
2MM Insurance Pro1207 Michigan Ave(407) 908-7474
3Client Care Insurance2001 Hickory Tree Rd(407) 574-5599
4Dolly Clements Garcia - State Farm Insurance Agent1101 New York Ave(407) 556-3203
5Ford Insurance113 E 13th St(407) 847-5892
6Amsley Insurance Services1617 13th St(407) 892-9645
7GreatFlorida Insurance: Tony Busby1417 Hamlin Ave UNIT G(407) 270-8220
8Barakat Insurance Agency2722 13th St(407) 705-3877
9Ashton Insurance Agency LLC123 E 13th St(407) 498-4477
10Ann Werning - State Farm Insurance Agent523 13th St(407) 593-1080
UI
521 13th St
Univista Insurance
Landlord Insurance Agent · St Cloud, FL

Univista Insurance in St Cloud, Florida, specializes in landlord insurance policies for property investors. The agency helps local rental property owners secure coverage for single-family homes, condominiums, and small apartment buildings. It focuses on protecting against property damage, liability claims, and potential loss of rental income. Tailored policies address the specific risks of managing rental units in the Orlando metropolitan area. For added protection, the agency can offer umbrella liability insurance to expand overall coverage limits.

MI
1207 Michigan Ave
MM Insurance Pro
Landlord Insurance Agent · St Cloud, FL

MM Insurance Pro serves the St Cloud, Florida, region as a landlord insurance agent. It assists property owners in securing coverage for rental homes and multi-unit dwellings within the area. The agency helps clients manage risks specific to rental properties, such as property damage and liability concerns. Policies arranged through their services can help protect rental income streams from common interruptions. MM Insurance Pro specifically handles landlord liability policies and rental dwelling property insurance for both single-family and small multifamily units in St Cloud.

CC
2001 Hickory Tree Rd
Client Care Insurance
Landlord Insurance Agent · St Cloud, FL

Client Care Insurance in St. Cloud, FL, provides a full range of landlord insurance services, including property damage coverage, liability protection, and loss-of-rent policies. Its service plans involve regular policy reviews and claims assistance to help property owners maintain proper risk management. The company offers its insurance solutions for various rental properties, such as single-family homes, apartments, retail spaces, and restaurants.

DC
1101 New York Ave
Dolly Clements Garcia - State Farm Insurance Agent
Landlord Insurance Agent · St Cloud, FL

Dolly Clements Garcia - State Farm Insurance Agent serves the St Cloud, Florida area, offering landlord insurance policies to local property owners. This agency helps landlords protect rental properties from potential financial losses, including those caused by tenant damage or liability claims. A comprehensive landlord insurance policy can cover the structure itself and any additional structures on the property. Services include liability protection if a tenant or visitor is injured on the rental premises and coverage for loss of rental income if a unit becomes uninhabitable due to a covered event.

FI
113 E 13th St
Ford Insurance
Landlord Insurance Agent · St Cloud, FL

Ford Insurance serves St Cloud, Florida, and the surrounding Central Florida communities, specializing in custom landlord insurance agent services. It handles coverage solutions for residential and commercial rental properties, including liability protection, property damage, and loss of rental income. The company addresses each policy by first assessing a landlord’s unique property portfolio and risk factors, then recommends tailored policy options to ensure adequate protection. This approach prioritizes a thorough evaluation of specific exposures before finalizing appropriate coverage details for each client.

AI
1617 13th St
Amsley Insurance Services
Landlord Insurance Agent · St Cloud, FL

For landlord insurance needs in St Cloud, FL, Amsley Insurance Services helps property owners choose between one-time policies for individual rentals and recurring coverage for portfolios. Their policies address risks like property damage, liability claims, and loss of rental income. Whether protecting a single duplex or multiple units, they customize plans for local residential and commercial landlords. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s portfolio size and renewal preferences.

GI
1417 Hamlin Ave UNIT G
GreatFlorida Insurance: Tony Busby
Landlord Insurance Agent · St Cloud, FL

GreatFlorida Insurance: Tony Busby offers tailored landlord insurance solutions in St. Cloud, FL, covering property damage and liability protection for rental dwellings. Its general service work includes helping property owners secure policies that safeguard income from unforeseen events. Tenants may cause accidental sewage backups or appliance leaks, which this local agent addresses by ensuring comprehensive coverage for such incidents during Florida’s humid summer months.

BI
2722 13th St
Barakat Insurance Agency
Landlord Insurance Agent · St Cloud, FL

For Florida landlords facing seasonal storms and tenant turnover, Barakat Insurance Agency provides tailored coverage options across St Cloud. Their landlord insurance agents assess specific property risks, from liability protection to vacancy clauses, to match local regulations and market demands. By consulting directly with clients, they outline coverage details that address common rental property exposures and maintenance uncertainties. The process typically begins with an inspection to evaluate the property’s current condition and identify any immediate structural or safety concerns.

AI
123 E 13th St
Ashton Insurance Agency LLC
Landlord Insurance Agent · St Cloud, FL

Ashton Insurance Agency LLC provides residential landlord insurance services in St. Cloud, FL, helping property owners protect rental homes and duplexes. They also offer commercial coverage for small apartment buildings and multi-unit properties throughout the surrounding area. Their policies address common landlord risks such as property damage, liability, and loss of rental income. Clients can contact the agency to set up initial coverage and then schedule follow-up consultations between regular policy reviews to adjust protection as their rental portfolio changes.

AW
523 13th St
Ann Werning - State Farm Insurance Agent
Landlord Insurance Agent · St Cloud, FL

Ann Werning - State Farm Insurance Agent provides property insurance solutions for landlords in St Cloud, FL, focusing on coverage for rental homes and multi-unit dwellings. This agent tailors policies to address liability protections and property damage exposures that rental property owners commonly face. Additional coverage options may be added to secure income streams against tenant defaults or unit vacancies. Local landlords seeking risk management for commercial real estate can discuss policies for office buildings, warehouses, and food service establishments.

MP
2015 13th St
Marcus Polk: Allstate Insurance
Landlord Insurance Agent · St Cloud, FL
(407) 891-7681
agents.allstate.com/marcus-polk-saint-cloud-fl.html
CU
3223 Countryside View Dr
ClaimsPro USA
Landlord Insurance Agent · St Cloud, FL
(833) 252-4601
claimsprousa.com
BI
1451 E Irlo Bronson Memorial Hwy
Brightway Insurance, The Sterner Agency
Landlord Insurance Agent · St Cloud, FL
(407) 891-9361
brightway.com/agencies/FL/St-Cloud/0025
NR
1410 S Narcoossee Rd
Nichalas Rawls: Allstate Insurance
Landlord Insurance Agent · St Cloud, FL
(407) 348-1332
agents.allstate.com/nichalas-rawls-saint-cloud-fl.html
GL
3425 13th St
Green Light Insurance Agency
Landlord Insurance Agent · St Cloud, FL
(321) 766-4691
greenlightinsuranceagency.com
ND
1102 New York Ave
Newman Debra
Landlord Insurance Agent · St Cloud, FL
(407) 892-6300
SC
St Cloud, FL 34769
St.Cloud Insurance
Landlord Insurance Agent · St Cloud, FL
KI
1312 Illinois Ave Suite H
Kocher Insurance, LLC
Landlord Insurance Agent · St Cloud, FL
(407) 957-1918
kocherinsurancellc.com

What Does a a Landlord Insurance Agent in St Cloud Cost?

Landlord insurance in Florida typically costs between 15 and 25 percent more than a standard homeowners policy. For a single family rental in St Cloud, annual premiums often range from 1,200 to 3,000 dollars depending on property value, location, and coverage limits. Deductibles for wind or hurricane damage are usually separate and higher. This is general information and not insurance advice.

About landlord insurance agents in St Cloud

Landlord insurance agents in St Cloud Florida help property owners protect their rental investments. Florida law requires specific coverages for rental dwellings, such as windstorm and flood protection in high risk zones. These agents can guide you through policy options tailored to Central Florida regulations.

Frequently Asked Questions

What does landlord insurance cover in St Cloud Florida?

Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Florida, policies often include additional coverage for hurricane damage and sinkhole risks. You should review exclusions with your agent.

Do I need landlord insurance for a single family rental in St Cloud?

Yes, a standard homeowners policy does not cover rental properties. Florida law does not require landlord insurance, but mortgage lenders usually mandate it. An agent can help you meet lender requirements and avoid gaps in coverage.

How do Florida specific risks affect landlord insurance costs in St Cloud?

Florida risks like hurricanes, floods, and sinkholes can increase premiums. St Cloud is inland but still subject to high wind and flood exposure. Agents can help you add endorsements for these perils to your policy.

Landlord Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.