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HomeLandlord Insurance AgentsFlorida › Palm Harbor

Find Landlord Insurance Agents Near You in Palm Harbor, FL

Browse landlord insurance agents serving Palm Harbor, Florida. Updated 2026-07-14.

The top-rated landlord insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Reliant Insurance Services, Lizette Cochran - State Farm Insurance Agent, Brightway Insurance, The Harrington Agency. This directory lists 18 landlord insurance agents serving Palm Harbor.

Showing 18 landlord insurance agents in Palm Harbor, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Coleman Insurance Agency4831 Ruen Dr Suite 200(727) 441-9911
2Reliant Insurance Services34921 US Hwy 19 N #201(727) 335-0335
3Lizette Cochran - State Farm Insurance Agent3031 E Lake Rd S(727) 786-1082
4Brightway Insurance, The Harrington Agency31962 US Hwy 19 N(727) 789-2200
5Gregg Schindler - State Farm Insurance Agent2138 US-19 ALT #2-A(727) 238-8800
6Pam Leonard-Williams - State Farm Insurance Agent1410 US-19 ALT C(727) 785-0413
7Hawk Insurance Group31087 US Hwy 19 N(727) 877-4295
8Whitco Insurance Agency Palm Harbor 👍30832 US Hwy 19 N(727) 781-5858
9Michael Tow: Allstate Insurance33920 US Hwy 19 N Ste 285(727) 789-3024
10Mark Gianeskis - State Farm Insurance Agent3430 Tampa Rd(727) 786-6886
CI
4831 Ruen Dr Suite 200
Coleman Insurance Agency
Landlord Insurance Agent · Palm Harbor, FL

Coleman Insurance Agency serves Palm Harbor and the surrounding Pinellas County area, offering specialized landlord insurance agent services. It assists property owners with coverage tailored for rental homes and multi-unit dwellings. The company helps clients secure policies that protect against building damage, liability claims, and potential loss of rental income. Its work in this sector addresses the unique risks of managing residential investment properties in this Florida community, including assistance with vacancy endorsements during tenant turnover.

RI
34921 US Hwy 19 N #201
Reliant Insurance Services
Landlord Insurance Agent · Palm Harbor, FL

Reliant Insurance Services in Palm Harbor, Florida provides a full range of landlord insurance policies designed to protect rental property investments. Its service plans include comprehensive coverage options for property damage, liability protection, and loss of rental income. The company also offers maintenance plan guidance to help landlords manage routine upkeep and emergency repairs. It services single-family homes, apartment complexes, retail spaces, and restaurants.

LC
3031 E Lake Rd S
Lizette Cochran - State Farm Insurance Agent
Landlord Insurance Agent · Palm Harbor, FL

Lizette Cochran, a State Farm Insurance agent in Palm Harbor, Florida, provides landlord insurance coverage for homeowners, property managers, and small business owners. She offers policies that protect rental properties from common risks such as property damage and liability claims. Her services help local investors and landlords safeguard their income properties in the competitive Tampa Bay rental market. Lizette Cochran’s agency also serves clients throughout the surrounding communities, including the nearby city of Dunedin.

BI
31962 US Hwy 19 N
Brightway Insurance, The Harrington Agency
Landlord Insurance Agent · Palm Harbor, FL

Brightway Insurance, The Harrington Agency serves Palm Harbor and the surrounding communities in Pinellas County with specialized landlord insurance policies. This agency handles coverages for residential rental properties, including single-family homes and small multi-unit dwellings. Its work focuses on protecting property owners against structural damage, liability claims, and loss of rental income. To address each client’s unique situation, the agency reviews the specific property type, location, and coverage needs thoroughly, then tailors a policy accordingly.

GS
2138 US-19 ALT #2-A
Gregg Schindler - State Farm Insurance Agent
Landlord Insurance Agent · Palm Harbor, FL

Gregg Schindler - State Farm Insurance Agent in Palm Harbor, FL provides landlord insurance for both one-time and recurring service options, with the former covering a single property and the latter offering ongoing protection across multiple units. Policies typically safeguard rental structures, liability claims, and loss of rental income if a property becomes uninhabitable. Service appointments are scheduled as needed, either for an initial policy setup, an annual review, or when a tenant changes.

PL
1410 US-19 ALT C
Pam Leonard-Williams - State Farm Insurance Agent
Landlord Insurance Agent · Palm Harbor, FL

As a landlord insurance agent in Palm Harbor, FL, Pam Leonard-Williams at State Farm specializes in policies that protect rental properties and their owners. She works with clients to cover dwellings against common perils like fire, wind, and theft while offering liability coverage for tenant injuries. Her agency also provides options for loss of rental income if a unit becomes uninhabitable. During Florida’s hurricane season, she helps landlords ensure their policies include adequate windstorm protection and understand how deductibles apply after a storm.

HI
31087 US Hwy 19 N
Hawk Insurance Group
Landlord Insurance Agent · Palm Harbor, FL

As hurricane season approaches in Palm Harbor, property owners need a professional landlord insurance agent to help safeguard their investments from unpredictable storm damage. Hawk Insurance Group works directly with landlords to assess coverage needs specific to Florida rental properties, including liability protection and dwelling policies. The team explains policy options clearly, guiding property owners through the nuances of flood endorsements and vacancy clauses. They begin each client relationship by scheduling a thorough on-site inspection of the rental property to identify potential risks before offering tailored quotes.

WI
30832 US Hwy 19 N
Whitco Insurance Agency Palm Harbor 👍
Landlord Insurance Agent · Palm Harbor, FL

Whitco Insurance Agency Palm Harbor in Palm Harbor, FL, is known for providing tailored policies that protect residential rental property investments. Its service range includes coverage for property damage, liability, and loss of rental income, addressing the needs of local landlords. Working within a competitive insurance market, the agency helps property owners assess their specific exposure to common risks like storms and tenant liability. This listing can additionally specialize in adding ordinance or law coverage, which helps owners meet updated building codes after a claim.

MT
33920 US Hwy 19 N Ste 285
Michael Tow: Allstate Insurance
Landlord Insurance Agent · Palm Harbor, FL

Michael Tow: Allstate Insurance provides residential landlord insurance coverage for property owners in Palm Harbor, Florida. The agency also offers commercial coverage options and serves clients throughout the wider Tampa Bay area. A landlord insurance agent works to protect rental properties from common risks such as fire damage, liability claims, and loss of rental income. The office encourages clients to schedule follow-up policy reviews between regular visits to ensure coverage keeps pace with changing property values and local market conditions.

MG
3430 Tampa Rd
Mark Gianeskis - State Farm Insurance Agent
Landlord Insurance Agent · Palm Harbor, FL

Mark Gianeskis - State Farm Insurance Agent in Palm Harbor, FL works with property owners to evaluate risk and secure appropriate landlord insurance coverage. This includes addressing specialty add-ons such as loss of rental income protection and liability coverage for tenant injuries or property damage. Policies commonly protect against weather-related damage and vandalism. The agent serves landlords with commercial property types such as retail offices, warehouses, and food service operations.

PI
3060 US-19 ALT Suite B1
Pinellas Insurance Solutions
Landlord Insurance Agent · Palm Harbor, FL
(727) 557-5633
pinellasinsurancesolutions.com
GI
3382 Tampa Rd
GreatFlorida Insurance: Jim Sullivan
Landlord Insurance Agent · Palm Harbor, FL
(727) 781-5533
palmharbor.greatflorida.com
EI
30522 US Hwy 19 N #107-Q
Edgewater Insurance Inc
Landlord Insurance Agent · Palm Harbor, FL
(727) 772-0428
edgewaterinsuranceinc.com
IS
2708 US-19 ALT Suite 505 Suite F
Insurance Solutions of Tampa Bay
Landlord Insurance Agent · Palm Harbor, FL
(727) 474-9645
insurancesolutionstb.com
RI
32756 US Hwy 19 N
Royal Insurance, Inc.
Landlord Insurance Agent · Palm Harbor, FL
(727) 786-0090
royalinsuranceinc.com
TI
1440 Palm Harbor Blvd
Taurus Insurance Professionals
Landlord Insurance Agent · Palm Harbor, FL
(727) 605-3137
taurusinspros.com
CI
4175 Woodlands Pkwy
Commonwealth Insurance
Landlord Insurance Agent · Palm Harbor, FL
(727) 787-8151
EI
31055 US Hwy 19 N
Estrella Insurance
Landlord Insurance Agent · Palm Harbor, FL
(727) 609-2501
agents.estrellainsurance.com/en-us/fl/palmharbor/445.html

What Does a a Landlord Insurance Agent in Palm Harbor Cost?

The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single-family rental in Palm Harbor, annual premiums often fall between 1500 and 4000 dollars depending on property value, location, and coverage limits. Costs can increase significantly for older roofs or properties in high-risk flood zones. This is general information and not insurance advice.

About landlord insurance agents in Palm Harbor

Landlord insurance agents in Palm Harbor Florida help rental property owners secure coverage tailored to local risks such as hurricane damage and liability. Florida law requires landlords to disclose specific insurance details to tenants under Florida Statute 83.51. Working with a knowledgeable agent ensures your policy meets state requirements and protects your investment.

Frequently Asked Questions

What does landlord insurance cover in Palm Harbor Florida?

Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Florida, policies often include windstorm and flood coverage due to hurricane risk. Coverage limits vary based on property value and location.

Is landlord insurance required by law in Florida?

Florida law does not require landlord insurance, but most mortgage lenders require it for rental properties. Additionally, Florida Statute 83.51 requires landlords to maintain certain property standards, and insurance helps meet those obligations. It is strongly recommended to protect against liability and property damage.

How do I choose a landlord insurance agent in Palm Harbor?

Look for an agent licensed in Florida with experience in rental property coverage. Ask about their knowledge of local risks like sinkholes and hurricanes. Compare quotes from multiple agents to find a policy that fits your needs.

Landlord Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.