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Looking for a landlord insurance agent in Palm Harbor? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 landlord insurance agents in Palm Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coleman Insurance Agency
4831 Ruen Dr Suite 200, Palm Harbor, FL 34685
(727) 441-9911
colemanagencyfl.com
Reliant Insurance Services
34921 US Hwy 19 N #201, Palm Harbor, FL 34684
(727) 335-0335
myreliantinsurance.com
Lizette Cochran - State Farm Insurance Agent
3031 E Lake Rd S, Palm Harbor, FL 34685
(727) 786-1082
lizettec.com
Brightway Insurance, The Harrington Agency
31962 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2200
brightway.com
Gregg Schindler - State Farm Insurance Agent
2138 US-19 ALT #2-A, Palm Harbor, FL 34683
(727) 238-8800
greggsf.com
Pam Leonard-Williams - State Farm Insurance Agent
1410 US-19 ALT C, Palm Harbor, FL 34683
(727) 785-0413
paminsurespalmharbor.com
Hawk Insurance Group
31087 US Hwy 19 N, Palm Harbor, FL 34684
(727) 877-4295
hawkig.com
Mark Gianeskis - State Farm Insurance Agent
3430 Tampa Rd, Palm Harbor, FL 34684
(727) 786-6886
markgianeskis.com
Michael Tow: Allstate Insurance
33920 US Hwy 19 N Ste 285, Palm Harbor, FL 34684
(727) 789-3024
agents.allstate.com
Whitco Insurance Agency Palm Harbor 👍
30832 US Hwy 19 N, Palm Harbor, FL 34684
(727) 781-5858
whitcoinsuranceph.com
Pinellas Insurance Solutions
3060 US-19 ALT Suite B1, Palm Harbor, FL 34683
(727) 557-5633
pinellasinsurancesolutions.com
GreatFlorida Insurance: Jim Sullivan
3382 Tampa Rd, Palm Harbor, FL 34684
(727) 781-5533
palmharbor.greatflorida.com
Edgewater Insurance Inc
30522 US Hwy 19 N #107-Q, Palm Harbor, FL 34684
(727) 772-0428
edgewaterinsuranceinc.com
Insurance Solutions of Tampa Bay
2708 US-19 ALT Suite 505 Suite F, Palm Harbor, FL 34683
(727) 474-9645
insurancesolutionstb.com
Royal Insurance, Inc.
32756 US Hwy 19 N, Palm Harbor, FL 34684
(727) 786-0090
royalinsuranceinc.com
Commonwealth Insurance
4175 Woodlands Pkwy, Palm Harbor, FL 34685
(727) 787-8151
Taurus Insurance Professionals
1440 Palm Harbor Blvd, Palm Harbor, FL 34683
(727) 605-3137
taurusinspros.com
Estrella Insurance
31055 US Hwy 19 N, Palm Harbor, FL 34684
(727) 609-2501
agents.estrellainsurance.com
Landlord insurance agents in Palm Harbor Florida help rental property owners secure coverage tailored to local risks such as hurricane damage and liability. Florida law requires landlords to disclose specific insurance details to tenants under Florida Statute 83.51. Working with a knowledgeable agent ensures your policy meets state requirements and protects your investment.
What Does a Landlord Insurance Agent in Palm Harbor Cost?
The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance due to hurricane and flood risks. For a single-family rental in Palm Harbor, annual premiums often fall between 1500 and 4000 dollars depending on property value, location, and coverage limits. Costs can increase significantly for older roofs or properties in high-risk flood zones. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Palm Harbor Florida?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In Florida, policies often include windstorm and flood coverage due to hurricane risk. Coverage limits vary based on property value and location.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance, but most mortgage lenders require it for rental properties. Additionally, Florida Statute 83.51 requires landlords to maintain certain property standards, and insurance helps meet those obligations. It is strongly recommended to protect against liability and property damage.
How do I choose a landlord insurance agent in Palm Harbor?
Look for an agent licensed in Florida with experience in rental property coverage. Ask about their knowledge of local risks like sinkholes and hurricanes. Compare quotes from multiple agents to find a policy that fits your needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.