The top-rated landlord insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Professional Property & Casualty LLC, Jorel Rodriguez - State Farm Insurance Agent, Jeffrey B Campbell - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Oviedo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 1977 Alafaya Trail #1031 | (407) 542-0067 |
| 2 | Professional Property & Casualty LLC | 2050 Winter Springs Blvd | (407) 366-7746 |
| 3 | Jorel Rodriguez - State Farm Insurance Agent | 1875 County Rd 419 #300 | (407) 278-2371 |
| 4 | Jeffrey B Campbell - State Farm Insurance Agent | 2840 Tuskawilla Rd | (407) 671-8333 |
| 5 | Brightway Insurance, Oviedo-Winter Springs | 1500 Alafaya Trail STE 1012 | (407) 706-6550 |
| 6 | Salmon Agency | 1890 County Rd 419 #1040 | (407) 365-1766 |
| 7 | Karla Salmon Insurance | 95 E Mitchell Hammock Rd #201 | (407) 478-8808 |
| 8 | Goosehead Insurance - Stephanie Velez | 1317 W Broadway St | (407) 785-6761 |
| 9 | Adam Williams - State Farm Insurance Agent | 7250 Red Bug Lake Rd STE 1016 | (407) 365-8595 |
| 10 | Kerbelis Insurance Agency | 1949 County Rd 419 #1251 | (407) 775-2760 |
Steve Manzano - State Farm Insurance Agent serves the Oviedo, Florida metro area and surrounding Seminole County with landlord insurance services. This agency provides essential property coverage tailored for individuals who own and rent out residential dwellings. Policies typically protect rental homes, condos, and multi-unit properties against common risks such as fire, weather damage, and liability claims. Key services handled locally include policies that shield the landlord from financial loss due to property damage and professional guidance on identifying appropriate policy limits for each rental unit.
Professional Property & Casualty LLC provides a full range of landlord insurance services in Oviedo, FL, tailored to protect rental property investments. It offers customized policy consultations and claims assistance for property owners. The company also helps clients evaluate coverage needs for various property types and can adjust policies as tenant situations evolve. Its services cover single-family homes, apartments, retail spaces, and restaurants, ensuring each property type receives appropriate liability and property protection.
Jorel Rodriguez - State Farm Insurance Agent in Oviedo, Florida, provides landlord insurance coverage for residential property owners and small-scale rental investors. The agency helps protect income properties against common risks such as property damage, liability claims, and loss of rental revenue. Policies are tailored to secure single-family rentals, condos, and duplexes in the area. The agency regularly serves homeowners and property managers throughout Oviedo and also extends its landlord insurance services to neighboring communities like Winter Springs and the greater Seminole County metro region.
Serving Oviedo and the surrounding communities in central Florida, Jeffrey B Campbell - State Farm Insurance Agent handles landlord insurance policies for residential rental property owners. It helps clients manage coverage for dwelling structures, liability protection, and potential loss of rental income. The agent works to match policy options with the specific needs of each landlord. To handle a typical job, it reviews the property details with the owner and then recommends a tailored coverage plan addressing common local risks.
For the Oviedo area, Brightway Insurance, Oviedo-Winter Springs provides landlord insurance that distinguishes between one-time coverage for single rental transactions and recurring policies for ongoing property portfolios. Their policies typically protect against property damage, liability claims, and loss of rental income from covered perils. This local agency assists landlords in securing appropriate protection for residential investment properties. Service with this agent primarily operates on an as-needed basis, allowing property owners to request policy adjustments or new quotes whenever their rental situation changes.
As a landlord insurance agent in Oviedo, FL, Salmon Agency specializes in policies that protect residential rental properties, including coverage for dwelling damage and liability risks. The agency generally assists property owners in navigating Florida’s unique insurance landscape, helping them secure plans that align with local regulations and common exposure patterns. Additionally, it works to address concerns that arise with seasonal tenant turnover, such as coverage gaps during vacancy or unexpected storm-related claims following severe weather events in the region.
With Oviedo’s unpredictable summer storms often threatening rental properties, Karla Salmon Insurance helps local landlords secure vital coverage for their investments. This agency specializes in policies that protect income properties, offering guidance on liability, property damage, and loss of rent scenarios. Understanding the unique risks landlords face, they tailor plans for single-family homes and small multifamily units throughout the area. Before issuing a policy, the team conducts a detailed inspection of the rental property to assess its condition and identify necessary protections.
Goosehead Insurance - Stephanie Velez in Oviedo, FL, provides general property coverage for landlords and specializes in adding protection for liability risks and loss of rental income. The agent works with local residential property investors to customize policies that safeguard their real estate assets in the Central Florida market. Beyond standard rental homes, the agency serves commercial sectors including small offices, storage warehouses, and food service operations.
Adam Williams’s agency offers residential landlord insurance for single-family rentals and small multifamily units in Oviedo, Florida. Services also extend to commercial coverage for larger properties and tenant-occupied buildings. The agency serves homeowners and investors throughout Seminole County and the greater Orlando area. They focus on matching each rental property with appropriate liability and property policies. After the initial policy is set, the agent provides follow‑up service and adjusts coverage as needed between regular renewal visits.
Kerbelis Insurance Agency in Oviedo, FL, is known for providing landlord insurance coverage tailored to property owners. Its service range includes policies that protect rental dwellings, liability exposure, and loss of rental income. General risks such as fire, theft, or tenant damage are typically covered under standard plans. The agency works with landlords who own single-family homes, duplexes, or small apartment buildings in the Oviedo area. As an add-on, it can arrange ordinance or law coverage for rebuilding to current codes.
What Does a a Landlord Insurance Agent in Oviedo Cost?
The cost of landlord insurance in Florida typically ranges from 25 to 50 percent more than standard homeowners insurance due to higher risks from hurricanes and liability. For a single-family rental in Oviedo, annual premiums often fall between 1500 and 3500 dollars depending on property value, location, and coverage limits. Factors like the age of the roof, proximity to flood zones, and the deductible you choose also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Oviedo
A landlord insurance agent in Oviedo Florida helps property owners protect their rental investments with specialized policies. Florida law requires landlords to maintain certain coverages, and an agent can explain how windstorm and flood risks affect your premium. Working with a local agent ensures you understand Seminole County requirements and the specific needs of Oviedo rental properties.
Frequently Asked Questions
What does landlord insurance cover in Oviedo Florida?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Florida, policies often exclude flood damage, so you may need a separate flood policy. Your agent can help you choose the right coverages for your Oviedo property.
Is landlord insurance required by law in Florida?
Florida law does not require landlord insurance, but most mortgage lenders do require it for rental properties. Without coverage, you risk financial loss from tenant damage, lawsuits, or natural disasters. An agent can explain the legal implications of going uninsured.
How do I choose a landlord insurance agent in Oviedo?
Look for an agent who specializes in rental property insurance and knows Florida insurance regulations. Ask about their experience with Seminole County properties and their knowledge of windstorm and flood risks. A good agent will compare multiple carriers to find suitable coverage for your needs.
Landlord Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables