The top-rated landlord insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 17 landlord insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | Ryan Ochipa - State Farm Insurance Agent | 785 W Granada Blvd Ste 1 | (386) 677-1119 |
| 6 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 7 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 8 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 9 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
| 10 | The Ormond Agency | 555 W Granada Blvd Ste H8 | (386) 677-8800 |
O'Quinn Insurance Services serves Volusia County and the greater Ormond Beach area as a landlord insurance agent. The company helps property owners secure coverage tailored to rental residential and commercial buildings. Its services protect against common risks such as property damage, liability claims, and lost rental income. Local clients often require policies that address coastal weather exposures and tenant-related issues. O'Quinn Insurance Services handles dwelling fire policies and those covering short-term vacation rental properties.
First Florida Insurance Ormond Beach provides a full array of landlord insurance policies tailored to protection needs for property owners in the Ormond Beach area. Its agents assist in structuring coverage plans that address liability, property damage, and loss of rental income while guiding clients through ongoing policy maintenance and updates. The company serves clients insuring single-family homes, apartments, and a variety of commercial spaces such as retail storefronts and restaurants.
Brightway Insurance, The Lester Agency serves Ormond Beach and the surrounding communities in Volusia and Flagler counties, handling landlord insurance policies for rental property owners. Its work includes coverage for single-family homes, duplexes, and small multi-unit dwellings against common risks. The agency typically begins by reviewing each property’s unique exposure and occupancy status to propose appropriate liability and dwelling protection, then tailors the policy limits according to the landlord’s specific needs and budget.
Rich Howes: Allstate Insurance serves property managers, homeowners, and small-scale investors in Ormond Beach, Florida, who require specialized landlord insurance coverage. The agency offers policies designed to protect rental properties from liability claims, property damage, and income loss due to tenant vacancies. Staff members work closely with clients to tailor coverage for single-family homes or multi-unit dwellings located in local neighborhoods. Beyond Ormond Beach, the agency provides its landlord insurance services to property owners managing rentals in nearby Daytona Beach and its surrounding communities.
Ryan Ochipa - State Farm Insurance Agent in Ormond Beach, FL, assists landlords with insurance plans that can be selected either as a single policy for one property or as an ongoing package for multiple rentals. Coverage typically includes protection for the building structure, liability for common areas, and loss of rental income. Service arrangements are available on either a one-time basis to cover a specific policy session or through a scheduled, recurring system for regular policy reviews and updates.
FRP of Florida (Halifax Insurance Partners) specializes in customizing landlord insurance policies for rental property owners in Ormond Beach, protecting both residential and commercial rental investments. It provides guidance on general liability, property damage, and income loss coverage tailored to local real estate conditions. The agency evaluates specific risks different rental properties face in Volusia County. For instance, it assists clients before hurricane season by reviewing policies to ensure adequate flood and windstorm protection is in place.
As vacancies or seasonal storm activity increases in Ormond Beach, property owners turn to Capital Partners Insurance for comprehensive landlord insurance coverage tailored to coastal and inland rentals. The agency assists clients with policies that address liability protection, building structure risks, and potential loss of rental income from tenant turnover or weather damage. Understanding local flood and wind exposure helps prepare appropriate quotes. The first step typically involves a detailed inspection of the property and a review of current lease agreements to assess coverage gaps.
Goosehead Insurance - Thomas Scorza provides residential landlord insurance, helping property owners protect rental homes in Ormond Beach, FL. The agency also offers commercial coverage for larger multifamily buildings or small business rentals throughout the Volusia County area. Policies typically address liability, property damage, and loss of rental income. Service continues between scheduled lease inspections, with agents available to adjust coverage when tenants change or policies require renewal. Clients can expect follow-up support after a policy is bound and periodic check-ins for coverage updates before the next regular visit or lease cycle.
East Coast Insurors Inc in Ormond Beach, FL, is known for providing landlord insurance policies crafted to protect rental property investments. The agency serves local property owners by offering coverage options that address liability concerns, property damage, and income loss from tenant-related issues. It helps landlords navigate the specific risks of managing residential or commercial rentals in the area. For added protection, the company can include coverage for vandalism or vacancy periods as a specialty service.
The Ormond Agency assists property owners with insurance needs, including specialized landlord coverage for residential and commercial rentals in Ormond Beach, Florida. Policies typically address liability protection and property damage for leased spaces. Additional options may include loss of income coverage and flood insurance. The agency can serve various commercial sectors, from office buildings and storage warehouses to food service establishments requiring specific operational protections.
What Does a a Landlord Insurance Agent in Ormond Beach Cost?
Landlord insurance in Florida typically costs between 20 and 40 percent more than standard homeowners insurance due to hurricane and flood risks. For a single-family rental in Ormond Beach, annual premiums often range from 1,200 to 3,000 dollars, depending on the property value, location, and coverage limits. Costs vary widely based on the age of the home, roof condition, and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Ormond Beach
Landlord insurance agents in Ormond Beach help property owners protect rental homes and condos. Florida law requires landlords to disclose certain risks and maintain proper coverage. A local agent can explain how windstorm and flood insurance apply to your Ormond Beach rental property.
Frequently Asked Questions
What does landlord insurance cover in Ormond Beach Florida?
Landlord insurance typically covers property damage, loss of rental income, and liability for injuries on the premises. In Florida, policies often exclude flood damage, so a separate flood policy may be needed. An agent can help you choose the right coverage for your specific rental property.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance, but mortgage lenders usually do. If you have a loan on the rental property, the lender will require a policy that covers the building. Liability coverage is also strongly recommended to protect against lawsuits from tenants or visitors.
How do I choose a landlord insurance agent in Ormond Beach?
Look for an agent who specializes in rental property insurance and knows Florida windstorm and flood risks. Ask about their experience with Ormond Beach properties and whether they offer policies from multiple carriers. Compare quotes and coverage options before making a decision.
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