The top-rated landlord insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,324 reviews. Other highly rated options include Mercado Insurance Agency North Miami, Del Toro Insurance, Skylake Insurance. This directory lists 10 landlord insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 3 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 4 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 5 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 6 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 7 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 8 | Ricardo Arbesu - State Farm Insurance Agent | 18339 NE 19th Ave | (305) 682-1611 |
| 9 | Royalty Insurance Agency | 17101 NE 19th Ave | (954) 367-3998 |
| 10 | Golden Global Insurance | 3323 NE 163rd St Suite 505 | (305) 899-5125 |
In Miami-Dade’s demanding rental market, Estrella Insurance in North Miami Beach provides landlord agents with tailored property coverage for hurricane and flood exposures common to the area. They help landlords assess policy limits that address liability and lost rental income risks. Their service begins with a comprehensive inspection of the rental property to document current conditions and occupancy status before offering any coverage options.
Mercado Insurance Agency North Miami provides landlord insurance coverage in North Miami Beach, Florida. Its services include policies for property damage and liability protection. The agency offers maintenance plans that help landlords manage routine repairs and emergency issues. These plans aim to reduce unexpected costs for property owners. The company covers various property types, including single-family homes, apartments, retail spaces, and restaurants.
Del Toro Insurance provides property protection solutions for residential and commercial rental property owners in North Miami Beach, Florida. The agency specializes in comprehensive landlord insurance policies that cover dwelling damage, liability protection, and loss of rental income. Property owners can secure additional coverage options tailored to mitigate risks associated with tenant occupancy and property maintenance. Del Toro Insurance serves clients managing a range of commercial sectors, including office buildings, warehouse facilities, and food service establishments.
Skylake Insurance serves North Miami Beach and surrounding Miami-Dade County, specializing in landlord insurance coverage for rental property owners. The agency provides policies that protect against property damage, liability claims, and loss of rental income. Tailoring coverage to local market conditions, it helps clients secure protection for single-family homes, condos, and small multifamily buildings. Skylake Insurance handles vacant property protection and landlord liability insurance for residential rentals in this area.
Michelle Priestman Desjardins: Allstate Insurance serves homeowners and property managers who require landlord insurance in North Miami Beach, Florida. It offers coverage options and policy guidance for residential rental properties. The agency assists clients in addressing the specific risks associated with leasing and managing units, including property damage and liability protection. Its services also extend to property investors seeking reliable insurance solutions for a rental portfolio in the surrounding communities of Aventura and the broader Miami-Dade County area.
Assure-Us The Insurance Agency serves North Miami Beach, Florida, and the surrounding communities, handling a full range of landlord insurance policies for both single-family rentals and multi-unit properties. It covers common exposures such as property damage, liability, and loss of rental income that property owners often face in the local market. To manage a typical job, the agency begins with a review of the client's specific building type and risk factors, then pairs those needs with an appropriate coverage package from its carrier options.
AllStar Direct Insurance & Financial Services, located in North Miami Beach, FL, distinguishes between one-time policy offerings for a single property and recurring annual coverage for multiple rental units. Their landlord insurance agent services generally address property damage, liability protection, and loss of rental income for residential landlords. A typical plan can be customized to account for specific property types, such as single-family homes or condos, within the local market. Service is typically available on a scheduled, policy-renewal basis, though as-needed adjustments can be arranged for new acquisitions or changes in tenancy.
As hurricane season nears in South Florida, property owners seek coverage that accounts for condo association bylaws and tenant liability. Ricardo Arbesu - State Farm Insurance Agent in North Miami Beach advises local landlords on protecting rental income and insuring physical structures against wind and flood damage. The agency helps evaluate replacement costs for units in aging coastal buildings. An initial consultation involves a walk-through inspection of the property and a review of existing leases.
Royalty Insurance Agency specializes in crafting customized coverage packages for residential and commercial rental property owners. It provides landlord insurance policies that address liability protection, property damage, and income loss due to tenant vacancies or lease breaks. Serving the North Miami Beach area, the agency works with investors managing single-family homes, condos, or multi-unit buildings. Its services help local landlords navigate risks tied to seasonal weather events common to South Florida, such as preparing a policy before hurricane season begins.
Golden Global Insurance handles property protection for rental property owners in North Miami Beach, FL, covering single-family homes and multi-unit dwellings. The agency specializes in landlord-specific endorsements such as liability coverage for tenant injuries and protection against loss of rental income. Every policy addresses hazards common to South Florida, including storm damage and vacancy risks. This firm serves commercial sectors including office buildings, warehouse facilities, and food service establishments needing tailored coverage for dining areas and commercial kitchens.
What Does a a Landlord Insurance Agent in North Miami Beach Cost?
Typical landlord insurance in Florida costs between 25 and 40 percent more than standard homeowners insurance. For a single-family rental in North Miami Beach annual premiums often range from 1500 to 3500 dollars. Costs vary based on property value location deductible and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in North Miami Beach
A landlord insurance agent in North Miami Beach Florida helps property owners protect their rental investments. Florida law does not require landlord insurance but mortgage lenders often do. Local agents understand risks like hurricanes and liability common in South Florida.
Frequently Asked Questions
What does a landlord insurance agent in North Miami Beach do?
A landlord insurance agent helps you find a policy that covers your rental property. They explain dwelling coverage, liability protection, and loss of rent options. They also advise on Florida-specific endorsements like windstorm or flood coverage.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance. However your mortgage lender will likely require a policy. A local agent can help you meet lender requirements while adding optional coverages.
How do I choose a landlord insurance agent in North Miami Beach?
Look for an agent licensed in Florida with experience in rental property insurance. Ask about their knowledge of local risks like sinkholes or hurricane deductibles. Compare quotes from multiple agents to find suitable coverage.
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