The top-rated landlord insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,066 reviews. Other highly rated options include Lion Insurance Group, AllStar Insurance & Taxes, Estrella Insurance. This directory lists 15 landlord insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 3 | AllStar Insurance & Taxes | 16010 NW 57th Ave Suite 110 | (305) 909-6886 |
| 4 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 5 | HoneyQuote | Florida Home Insurance | 5875 NW 163rd St #207 | (561) 264-2614 |
| 6 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 7 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 8 | GreatFlorida Insurance: Linette Gutierrez | 15271 NW 60th Ave Suite 202 | (305) 260-6518 |
| 9 | Preferred Insurance Advisors Inc. | 14100 Palmetto Frontage Rd suite 320 | (305) 698-9880 |
| 10 | Goosehead Insurance - Nick Tejedor | 7900 Oak Ln Suite 400, Office 408 | (786) 565-4512 |
Florida One Insurance in Miami Lakes offers landlord insurance policies that can be arranged either as a single transaction for a specific rental vacancy or as a recurring annual service. Coverage generally extends to property damage, liability protection, and loss of rental income for residential or commercial units. Working with this agent involves selecting a service interval that matches property management needs. Service for landlord insurance policies through this agency runs on either a one-time, scheduled, or as-needed basis.
Lion Insurance Group serves landlords throughout Miami-Dade County from its base in Miami Lakes, Florida. The agency provides property coverage designed for residential and commercial rental property owners. Policies from the company address common risks faced by local landlords, including damage from fire, windstorms, and tenant-related liabilities. It also offers protection against loss of rental income when a unit becomes uninhabitable. Additionally, the firm handles specialized coverage for condominium associations and multi-family dwellings in the area.
AllStar Insurance & Taxes offers a range of services including custom landlord insurance policies and property tax guidance for rental property owners in Miami Lakes. The company provides ongoing support through policy reviews and maintenance plan updates to help landlords keep their coverage aligned with current property conditions. It assists clients with protection for single-family homes, apartments, retail spaces, and restaurants.
Estrella Insurance specializes in landlord insurance, offering coverage tailored for owners of rental properties. It provides policies designed to protect residential and commercial rental buildings in Miami Lakes. The agency helps landlords manage risks associated with tenant-occupied homes and apartment complexes, addressing liability and property damage claims. During Florida’s peak hurricane season, it assists property owners in securing adequate windstorm and flood protection against severe weather events.
HoneyQuote | Florida Home Insurance in Miami Lakes serves homeowners and property managers seeking landlord insurance coverage. The agency helps clients protect rental properties with specialized policies that address liability, property damage, and income loss. As a landlord insurance agent in South Florida, it assists local investors in securing appropriate protection for their holdings. The agency also serves property owners in the surrounding Hialeah community, providing similarly focused coverage options for residential rental real estate throughout the broader Miami metropolitan area.
Equiinsurance in Miami Lakes, FL handles both one-time policy reviews and recurring coverage for multiple properties. Their landlord insurance services focus on protecting rental investments from common risks like fire, storm damage, and liability claims. The agency assists local property owners in managing deductibles and replacement cost terms. Services are generally provided on a one-time, scheduled, or as-needed basis, depending on lease cycles or new acquisitions.
NSI Insurance Group serves Miami Lakes and the surrounding South Florida communities, handling landlord insurance policies for residential and commercial property owners. It covers risks specific to rental properties, including property damage and liability protection. The company reviews each client’s portfolio of rental units to identify coverage gaps and exposures. To manage a typical job, it begins with a detailed consultation about the property’s condition and tenancy, then customizes a policy tailored to those specific needs.
When Florida’s rainy season brings sudden afternoon storms, property owners in Miami Lakes turn to GreatFlorida Insurance: Linette Gutierrez for landlord insurance. The agency specializes in policies that cover residential rental properties, helping local landlords protect their investments from weather damage, liability claims, and tenant-related risks. Their approach includes tailoring coverage limits and deductibles based on the specific property type and location. To begin crafting a suitable policy, a dedicated inspection of the rental unit is scheduled to assess its current condition and identify any immediate coverage needs.
Preferred Insurance Advisors Inc. specializes in tenant damage, liability, and loss-of-income coverage for Miami Lakes rental properties, alongside general landlord insurance policies. The agency assists owners of single-family homes, multi-unit dwellings, and short-term rentals in managing risk through standard property protection. Its ongoing support includes advising clients on necessary policy adjustments during seasonal hurricane threats or after tenant turnover to maintain adequate, active coverage.
Goosehead Insurance - Nick Tejedor in Miami Lakes, Florida, provides comprehensive landlord insurance policies designed to protect residential rental properties. This agency also offers tailored add-ons, including liability coverage for tenant injuries and protection against property damage from events like fires or storms. Its services extend to commercial sectors such as offices, warehouses, and food service operations, ensuring these specialized properties are properly covered against unique operational and liability risks.
What Does a a Landlord Insurance Agent in Miami Lakes Cost?
Landlord insurance in Florida typically costs between 1200 and 4000 dollars per year for a single family rental property. Premiums vary based on property value location age and coverage limits. Miami Lakes properties may see higher rates due to coastal storm risk. This is general information not insurance advice.
About landlord insurance agents in Miami Lakes
Landlord insurance agents in Miami Lakes Florida help property owners protect their rental investments with tailored policies. Florida law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand the unique risks of South Florida including hurricane and flood exposure.
Frequently Asked Questions
What does landlord insurance cover in Miami Lakes Florida?
Landlord insurance typically covers property damage liability and loss of rental income. In Florida policies often exclude flood damage which requires a separate NFIP policy. Windstorm coverage is usually included but may have a separate deductible.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance. However most mortgage lenders will require a landlord policy with specific coverage limits. Additionally many HOAs and condo associations in Miami Lakes require proof of insurance.
How does Florida hurricane risk affect landlord insurance costs?
Florida hurricane risk significantly increases premiums for landlord insurance. Policies often include a hurricane deductible which is typically 2 to 5 percent of the dwelling value. Miami Lakes is in a high risk zone so agents recommend reviewing windstorm coverage limits carefully.
Landlord Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables