The top-rated landlord insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,037 reviews. Other highly rated options include Williams & Stazzone Insurance Agency, Inc., Steiner Insurance & Financial Services, Better Insurance Group. This directory lists 24 landlord insurance agents serving Melbourne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Erb and Young Insurance | 6550 N Wickham Rd STE 9 | (321) 254-0095 |
| 2 | Williams & Stazzone Insurance Agency, Inc. | 6549 N Wickham Rd STE 101 | (800) 868-1235 |
| 3 | Steiner Insurance & Financial Services | 1299 Bedford Dr Suite B1 | (321) 345-9550 |
| 4 | Better Insurance Group | 1580 N Harbor City Blvd | (321) 724-2100 |
| 5 | Kim Osman Insurance Group, Inc. | 474 N Harbor City Blvd | (321) 242-2311 |
| 6 | 321 Insurance Advisors | 7025 N Wickham Rd #110 | (321) 309-0900 |
| 7 | Space Coast Insurance Agency, LLC | 6450 Anderson Way | (321) 799-2929 |
| 8 | Chrinco.com - Home and Auto Insurance | 3270 Suntree Blvd #1105 | (321) 757-4014 |
| 9 | Anthony Insurance Agency | 7331 Office Park Place STE 500 | (321) 242-3181 |
| 10 | Acceptance Insurance | 635 S Wickham Rd #104 | (321) 337-7584 |
As seasonal storms become more frequent in the Melbourne area, property owners seek reliable guidance for protecting rental investments from weather-related claims. Erb and Young Insurance works with local landlords to explain policy terms that address wind and flood damage for residential properties. Their Landlord Insurance Agent services assist clients in understanding coverage requirements specific to Central Florida's rental market and maintenance regulations. An initial property inspection and risk assessment begins the process of matching coverage to each client's rental property and investment strategy needs.
Williams & Stazzone Insurance Agency, Inc. serves the Melbourne, Florida metro area and specializes in landlord insurance solutions. The agency provides tailored coverage to protect rental property owners from common financial risks. Policies typically address property damage, liability claims, and loss of rental income. Each client’s portfolio is evaluated to match proper insurance limits. This local agent handles policies for single-family rentals and multi-unit dwellings in the region.
Steiner Insurance & Financial Services provides specialized landlord insurance agent coverage for property owners throughout Melbourne, FL. The company offers protection plans that address property damage, liability risks, and rental income loss. Maintenance support may be coordinated through standard policy provisions to help landlords preserve their investments. The agency services various property types, including single-family homes, apartments, retail spaces, and restaurants.
Better Insurance Group in Melbourne, FL helps property owners distinguish between a one-time landlord policy for a single rental and recurring coverage for ongoing portfolios. Their landlord insurance agents offer protection for dwelling structures, liability for tenant injuries, and loss of rental income compensation. Focused on local risk factors like hurricane damage, they provide customized policies for single-family homes or multifamily units. Their service operates on both a one-time and as-needed basis, depending on client requirements.
Kim Osman Insurance Group, Inc. serves homeowners, businesses, and property managers in the Melbourne, FL area seeking specialized coverage for rental dwellings. This landlord insurance agency offers policies designed to protect income property owners from common risks such as liability claims, property damage, and loss of rental income. As an independent agency, it can present options from multiple carriers to match different investment property needs. The company also assists clients managing properties in the neighboring communities of Palm Bay and Rockledge within the Brevard County metro region.
321 Insurance Advisors serves Melbourne, Florida, and the surrounding Brevard County communities, handling landlord insurance policies for rental property owners. It specializes in coverages such as property damage, liability protection, and loss of rental income for residential landlords. The agency works with local homeowners to assess their specific rental risks. To manage a typical job, it reviews the property’s unique exposure and compares available options, then recommends a tailored policy that balances adequate protection with budget considerations.
Space Coast Insurance Agency, LLC specializes in policies tailored for residential rental properties in Melbourne, FL. The landlord insurance agent also provides guidance on property protection and general liability coverage. Regularly assisting local property owners, it addresses common concerns such as tenant damage and lost rental income. As hurricane season approaches, the agency helps clients adjust their policies to include adequate windstorm and flood coverage.
As hurricane season approaches along Florida’s Space Coast, Chrinco.com - Home and Auto Insurance helps Melbourne landlords protect rental properties from wind and storm damage. They offer tailored coverage for single-family rentals and small multifamily units, addressing liability, loss of rent, and flood exposure common in the area. The company works closely with property owners to review local building codes and adjust policies accordingly. An initial on-site inspection of each rental unit is scheduled to document existing conditions before writing the policy.
Anthony Insurance Agency helps property owners in Melbourne, Florida, secure essential coverage for their rental properties. It specializes in offering tailored policies for landlord-specific risks, including property damage and liability concerns. The agency can assist with insurance for a variety of commercial sectors, such as offices, warehouses, and food service operations, ensuring each business type receives appropriate protection.
Acceptance Insurance provides comprehensive coverage for rental property owners in Melbourne, Florida, addressing both standard homeowners perils and the unique liability risks associated with leasing. Customizable add-ons such as loss of rent coverage and ordinance or law upgrades ensure protection against income interruptions and building code compliance costs. The agency structures policies for various property types, including single-family rentals, multi-unit dwellings, and vacation homes. It also constructs commercial coverage for real estate portfolios, office complexes, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Melbourne Cost?
Typical landlord insurance costs in Florida range from 25 to 50 percent more than standard homeowners insurance. For a single family rental you might pay 1,000 to 3,000 dollars per year depending on location property value and coverage limits. Factors like hurricane risk and tenant history also affect price. This is general information not insurance advice.
About landlord insurance agents in Melbourne
A landlord insurance agent in Melbourne Florida helps property owners find coverage for rental homes and apartments. Florida law does not require landlord insurance but mortgage lenders often do. Local agents understand risks like hurricanes and tenant liability specific to Brevard County.
Frequently Asked Questions
What does landlord insurance cover in Florida?
Landlord insurance typically covers property damage from fire or wind, loss of rental income, and liability for tenant injuries. Flood damage is not included and requires a separate policy. Florida law does not mandate this coverage but it protects your investment.
Do I need landlord insurance for a short term rental in Melbourne?
Yes if you rent a property for less than 30 days you may need a specialized short term rental policy. Standard landlord policies often exclude vacation rentals. Check with your agent to ensure compliance with local ordinances in Melbourne.
How does Florida hurricane risk affect landlord insurance costs?
Florida hurricane risk increases premiums for landlord insurance. Policies usually have a separate hurricane deductible which is a percentage of the dwelling value. An agent can help you choose a deductible that fits your budget.
Landlord Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Aventura · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables