The top-rated landlord insurance agent in Land O' Lakes, Florida is Florida Educators Insurance and GAC Wealth Management, rated 5.0 stars across 664 reviews. Other highly rated options include Jose Pomales - State Farm Insurance Agent, Oakes and Associates Insurance, Pablo Luna: Allstate Insurance. This directory lists 14 landlord insurance agents serving Land O' Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida Educators Insurance and GAC Wealth Management | 2660 Stonewood Pk Lp | (813) 600-3268 |
| 2 | Jose Pomales - State Farm Insurance Agent | 21319 Coakley Ln | (813) 527-9605 |
| 3 | Oakes and Associates Insurance | 5492 Land O' Lakes Blvd | (813) 996-4111 |
| 4 | Pablo Luna: Allstate Insurance | 6741 Land O' Lakes Blvd | (727) 347-7979 |
| 5 | Dieguez Insurance Enterprises Inc | 7904 Land O' Lakes Blvd | (813) 591-6161 |
| 6 | The Welch Group | 17221 Camelot Ct UNIT 101 | (727) 835-1500 |
| 7 | Insurance Center Of Connerton | 6943 Land O' Lakes Blvd | (813) 388-6833 |
| 8 | GreatFlorida Insurance - Katie Bresciani | 20735 Sterlington Dr Unit 101 | (813) 475-5411 |
| 9 | A Kilbride Insurance | 2438 Land O' Lakes Blvd | (813) 996-7467 |
| 10 | All Insurance Underwriters Inc | 2600 Sumerian Dr UNIT 101 | (813) 343-3100 |
Florida Educators Insurance and GAC Wealth Management serves the greater Pasco County area and surrounding communities as a landlord insurance agent. This firm assists property owners in securing coverage that typically protects rental dwellings against damage from fire, weather, and liability claims. Landlords in Land O’ Lakes often need tailored policies to safeguard their investments and manage tenant-related risks. Specific services handled here include identifying appropriate policies for single-family rental properties and advising on liability coverage limits for multiple-unit residential investments.
Jose Pomales - State Farm Insurance Agent in Land O' Lakes, FL, provides coverage for rental property owners. Services include protection for dwelling structures and personal liability, along with options for loss of rental income. Maintenance plans are not offered, as this agency focuses strictly on insurance policies. The team works with landlords who own single-family homes, apartments, retail spaces, and restaurants.
Oakes and Associates Insurance is a Landlord Insurance Agent in Land O' Lakes, Florida, known for providing property coverage solutions tailored to rental property owners. Its service range helps landlords protect residential and commercial investment properties against common risks like fire or liability claims. For added peace of mind, the company can also offer policies covering loss of rental income during a covered repair period.
Pablo Luna: Allstate Insurance serves Land O' Lakes and the surrounding communities of Pasco County, handling landlord insurance coverage for residential rental properties. The agency assists property owners in protecting their investments against common risks such as property damage, liability claims, and lost rental income. It offers tailored policies that address the specific needs of landlords who lease out single-family homes, duplexes, or small multi-unit buildings. To handle a typical job, the agent reviews the property's specifics, advises on appropriate coverage limits, and provides a straightforward policy quote.
Dieguez Insurance Enterprises Inc specializes in crafting policies that protect rental property owners from liability and property damage in Land O’ Lakes, Florida. The agency connects landlords with coverage for single-family homes, duplexes, and small apartment buildings. Policies typically address risks like tenant injury claims and vandalism. During the volatile summer storm season, the company helps clients review wind and flood exclusions to ensure gaps are minimized before hurricane watches begin.
The Welch Group in Land O’ Lakes, FL, outlines the difference between one-time services for immediate issues and recurring support for ongoing property management. Their coverage as a landlord insurance agent typically protects rental properties from common perils such as fire, storm damage, and liability claims from tenants. Service to local landlords is arranged on a one-time, scheduled, or as-needed basis according to each property owner’s preference.
With the unpredictable Florida storm season requiring diligent property protection, area rental property owners often seek coverage advice. Insurance Center Of Connerton in Land O' Lakes provides landlord insurance agent services to help mitigate financial risks from tenant-related incidents or hurricane damage. Their approach focuses on presenting policy options that align with local rental property exposure. Protecting an investment begins with a thorough assessment of the property’s condition and tenant occupancy risks, which the agent uses to guide the initial inspection and review stage of your coverage needs.
GreatFlorida Insurance - Katie Bresciani provides landlord insurance services in Land O' Lakes, Florida, helping property owners protect rental dwellings against common risks. The agency can offer specialized add-ons such as coverage for loss of rental income and liability protection for tenant injuries. Working within the local market, it addresses the unique insurance needs of residential landlords. Policies can be tailored to cover commercial sectors including offices, warehouses, and food service establishments.
A. Kilbride Insurance serves the Land O' Lakes area of Pasco County, Florida, specializing in landlord insurance policies. The agency helps property owners secure coverage that protects rental dwellings and their income streams from common risks. Its services address the unique exposure of residential rental properties in the Tampa Bay region, including liability protection for tenant-occupied units. The company handles policies tailored for single-family home rentals and multi-unit income properties.
All Insurance Underwriters Inc in Land O' Lakes, FL, provides residential landlord insurance for rental properties, helping property owners protect their investments. Commercial coverage is also available for larger income-producing buildings and multi-unit complexes. Service extends throughout the surrounding area of west-central Florida. An agent can review policy details and adjust coverage limits after each lease renewal or property update. Clients can return to discuss specific changes, or simply verify that existing policies remain accurate between regular visits.
What Does a a Landlord Insurance Agent in Land O' Lakes Cost?
Landlord insurance in Florida typically costs between 25 and 50 percent more than standard homeowners insurance due to hurricane and sinkhole risks. For a single family rental property you might pay 1500 to 4000 per year depending on location property age and coverage limits. Policies in Land O Lakes may have higher windstorm deductibles often 2 to 5 percent of the dwelling value. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About landlord insurance agents in Land O' Lakes
Landlord insurance agents in Land O Lakes Florida help rental property owners find policies that cover damage liability and lost rental income. Florida law requires landlords to disclose specific insurance details in lease agreements. Local agents understand the unique risks of Florida weather including hurricanes and sinkholes.
Frequently Asked Questions
What does landlord insurance cover in Land O Lakes Florida?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Florida policies often include windstorm and hurricane coverage as separate endorsements. Flood insurance is usually a separate policy required by many lenders.
Do I need landlord insurance for a rental property in Florida?
While Florida law does not require landlord insurance by statute most mortgage lenders will require it. Without coverage you risk paying out of pocket for property damage lawsuits and lost rent. A local agent can help you meet lender requirements and Florida building codes.
How do landlord insurance agents in Land O Lakes help with Florida specific risks?
Agents in Land O Lakes know about the Florida Hurricane Catastrophe Fund and the state insurance market. They can explain how sinkhole coverage works and what deductibles apply for wind damage. They also help you comply with Florida landlord tenant laws regarding insurance disclosures.
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