The top-rated landlord insurance agent in Lakeland, Florida is Better Place Insurance Group - Medicare & Health Insurance Advisors, rated 4.9 stars across 2,203 reviews. Other highly rated options include Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc., Acceptance Insurance. This directory lists 20 landlord insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Better Place Insurance Group - Medicare & Health Insurance Advisors | 2525 Drane Field Rd Suite 25 | (863) 603-3701 |
| 2 | Amistad Insurance | Affordable Insurance Lakeland | 743 S Combee Rd | (863) 333-4019 |
| 3 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 4 | Acceptance Insurance | 4221 Florida Ave S | (863) 733-7005 |
| 5 | Advantage Insurance | 4404 Florida Ave S Suite 8 | (863) 808-1808 |
| 6 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 7 | Core Insurance Solutions | 102 W Orange St | (863) 225-2875 |
| 8 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
| 9 | Magnuson Insurance | 4684 E County Rd 540A | (863) 606-5147 |
| 10 | Southern Family Insurance Services LLC | 5015 Florida Ave S # 401 | (863) 248-2814 |
Better Place Insurance Group - Medicare & Health Insurance Advisors serves Lakeland and the wider Polk County area. The agency provides specialized landlord insurance agent services for rental property owners in the region. It helps clients secure policies that protect residential and commercial rental properties against common risks. Specific services handled include policies covering property damage from fire or weather events and liability protection for tenant-related incidents.
Amistad Insurance | Affordable Insurance Lakeland serves homeowners, property managers, and small business owners seeking landlord insurance in Lakeland, Florida. The agency helps clients protect rental properties against common risks such as property damage and liability claims, tailoring each policy to the specific needs of the landlord. It also offers guidance on coverage options for both long-term and short-term rental units. Its services extend to the surrounding areas including Winter Haven and the greater Polk County metro region.
Garland Insurance, Inc. in Lakeland, FL offers a range of landlord insurance services including property damage coverage and liability protection for rental real estate. Its service plans typically focus on risk assessment and policy maintenance to address evolving property needs. The company handles various property types, such as single-family homes, apartments, retail spaces, and restaurants, ensuring each structure receives appropriate coverage tailored to its specific operational demands.
Acceptance Insurance provides residential landlord coverage for property owners in Lakeland, Florida. The agency also offers commercial policies tailored to rental properties and serves the broader surrounding area. Their agents assist with policies that address typical landlord liabilities and property protection needs. After a claim or policy review, clients often return for follow-up service or annual policy adjustments between regular property visits.
Advantage Insurance in Lakeland, FL offers both single-claim and recurring service options for landlords, tailoring coverage policies to protect rental properties from liability and property damage. A landlord insurance agent can help secure protection for lost rental income during repairs or legal expenses from tenant disputes. Service runs on an as-needed basis, allowing property owners to request assistance only when a new policy or claim adjustment is required.
Lock Insurance, A Division of World serves Lakeland and surrounding Polk County communities, handling coverage for residential and commercial rental properties. It protects landlords against financial losses from property damage, liability claims, and lost rental income due to covered perils. The agency assesses each client’s specific rental portfolio and risk exposure to tailor a policy that aligns with local building codes and tenant liability concerns. For a typical job, it conducts a thorough evaluation of the property’s condition and local rental market demands to recommend appropriate policy limits and deductibles.
Specializing in policies for rental properties, Core Insurance Solutions serves as a landlord insurance agent in Lakeland, Florida, where it addresses coverage needs for single-family homes and small multi-unit dwellings. It helps property owners understand liability protections and property damage safeguards tailored to local real estate conditions. This assistance extends to navigating coverage adjustments during Florida’s hurricane season, ensuring landlords are better prepared for potential storm-related claims.
When a Lakeland property owner faces the hurricane season, securing proper landlord coverage becomes an urgent priority. Headley Insurance Agency responds by offering tailored policies that protect residential rental investments against storm damage and liability claims. The agency works to align coverage with the specific needs of a landlord who has tenants in place. An initial consultation typically involves a thorough review of the rental property’s current condition, rental income streams, and local building codes. This starts with a scheduled inspection of the dwelling unit to assess its risks.
Magnuson Insurance in Lakeland, Florida, is known for providing landlord insurance policies tailored to property owners. Its service range covers standard dwelling protection and liability coverage for rental units throughout the local area. The company can address the specific risks faced by landlords, including property damage and loss of rental income. As a specialty service, it can add on coverage for acts of vandalism committed by tenants.
Southern Family Insurance Services LLC specializes in landlord insurance coverage for property owners in the Lakeland area. It helps clients protect rental dwellings against common liability and property damage exposures. The agency can tailor policies to address specific needs, such as loss of rental income or vandalism coverage. This commercial service accommodates a variety of business real estate sectors, including offices, warehouses, and food service operations.
What Does a a Landlord Insurance Agent in Lakeland Cost?
Landlord insurance in Florida typically costs between 25 and 40 percent more than standard homeowners insurance due to hurricane and flood risks. A basic policy for a single family rental might cost 800 to 1500 dollars per year. Premiums vary based on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Lakeland
Landlord insurance agents in Lakeland Florida help rental property owners find coverage that meets state requirements. Florida law does not mandate landlord insurance but mortgage lenders often require it. Local agents understand risks like hurricane damage and liability for tenant injuries.
Frequently Asked Questions
What does landlord insurance cover in Florida?
Landlord insurance typically covers the building structure, loss of rental income, and liability protection. In Florida policies often exclude flood damage which requires a separate flood insurance policy.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance. However most mortgage lenders require a dwelling policy. Some property management companies also require landlords to carry liability coverage.
How do I choose a landlord insurance agent in Lakeland?
Look for an agent who specializes in rental properties and understands Florida wind and flood risks. Ask about coverage for loss of rent and liability limits. Compare quotes from multiple agents.
Landlord Insurance Agents in Other Florida Cities
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