The top-rated landlord insurance agent in Gainesville, Florida is Ken Castellani - GEICO Insurance Agent, rated 4.8 stars across 1,346 reviews. Other highly rated options include Liberty DSI, Tish Oleksy - State Farm Insurance Agent, Cotton's All Lines Insurance, Inc.. This directory lists 20 landlord insurance agents serving Gainesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Castellani - GEICO Insurance Agent | 3080 SW Archer Rd Suite 10 | (352) 375-2886 |
| 2 | Liberty DSI | 5200-B Newberry Rd | (352) 338-0552 |
| 3 | Tish Oleksy - State Farm Insurance Agent | 6021 NW 1st Pl | (352) 336-8474 |
| 4 | Cotton's All Lines Insurance, Inc. | 1222 NW 16th Ave | (352) 338-1222 |
| 5 | Tower Hill Insurance | 7201 NW 11th Pl | (352) 332-8800 |
| 6 | Bill Matchell - State Farm Insurance Agent | 140 NW 75 Dr suite a | (352) 332-6881 |
| 7 | Brightway Insurance, The Moffat Agency | 9127 SW 52nd Ave D-103 | (352) 519-1900 |
| 8 | Acceptance Insurance | 1126 N Main St | (352) 244-8378 |
| 9 | Amanda Campbell Agency | 1140 NW 76th Blvd | (352) 758-2720 |
| 10 | John A. Morrison: Allstate Insurance | 2950 SW Archer Rd Ste D | (352) 378-3395 |
Ken Castellani - GEICO Insurance Agent in Gainesville, FL provides landlord insurance for property owners seeking to protect their rental investments. The agency offers standard liability coverage and property damage policies, along with guidance on maintaining adequate protection throughout the lease period. Services include policy reviews to help landlords keep coverage aligned with changing property values and local rental market conditions. The agency services single-family homes, apartments, retail spaces, and restaurants in the Gainesville area.
Liberty DSI serves Gainesville homeowners, landlords, and property managers by offering customized landlord insurance policies tailored to rental properties. It assists clients in securing coverage that protects against property damage, liability claims, and loss of rental income. The agency works closely with local real estate investors to navigate the specific insurance requirements for residential and commercial rentals. Liberty DSI also extends its services to the neighboring community of Alachua, providing consistent support for landlords throughout the broader Gainesville metro area.
Tish Oleksy - State Farm Insurance Agent serves Gainesville, Florida, and the surrounding communities. It handles landlord insurance policies designed to protect rental properties and property owners from common risks. The company works with landlords to secure coverage that addresses structures, liability, and potential loss of rental income. To handle a typical job, it begins with a thorough consultation to evaluate a property’s specific needs and risk factors, then presents tailored insurance options that align with the client’s property and budget.
Cotton's All Lines Insurance, Inc. offers both one-time liability policies for single rental properties and recurring coverage plans for ongoing landlord portfolios. Each policy is designed to protect against property damage and loss of rental income common to Gainesville, Florida, landlords. The agency also provides tailored advice on local building codes and tenant liability risks. Their service runs strictly on a scheduled basis, with annual policy reviews to adjust coverage as market conditions change.
Tower Hill Insurance serves Gainesville, Florida, as a landlord insurance agent. The company provides coverage specifically designed for residential and commercial rental property owners in this area. Its policies protect landlords against property damage, liability claims, and potential loss of rental income. Tower Hill Insurance handles customized insurance plans for single-family rental homes and multi-unit apartment buildings throughout Alachua County.
As a landlord insurance agent in Gainesville, FL, Bill Matchell - State Farm Insurance Agent offers specialized coverage for residential rental properties, including dwelling protection and liability safeguards. In addition to these specialty services, the agency assists with standard personal insurance needs for area homeowners and renters. It helps local property owners address unique concerns like hurricane wind damage claims, which are essential to manage during the active storm season in North Central Florida.
Gainesville landlords often face damage from sudden summer storms or aging rental properties. Brightway Insurance, The Moffat Agency provides landlord insurance policies tailored to protect rental income and cover property liability in this market. Experienced agents review local vacancy laws and flood risks common to North Central Florida. They guide owners through policy options to safeguard single-family homes or small multi-unit buildings. A typical process begins with an inspection of the property’s current condition to assess specific coverage needs.
Acceptance Insurance in Gainesville, Florida provides residential property coverage for landlords who rent out single-family homes or small multi-unit dwellings. Commercial policies are also available for larger residential rental properties throughout the Gainesville area and surrounding communities. Their local knowledge helps landlords address common risks like property damage and liability claims consistent with Florida regulations. Clients can request follow-up coverage adjustments or schedule repeat policy reviews between regular visits to ensure ongoing protection.
John A. Morrison: Allstate Insurance works with property owners in Gainesville, Florida, to secure coverage for rental buildings. Its specialty includes policies that address tenant-related risks and property damage specific to rental units. The agency helps clients understand protection for lost rental income and liability from tenant injuries. It provides tailored coverage options for different commercial sectors, including offices, warehouses, and food service properties.
What Does a a Landlord Insurance Agent in Gainesville Cost?
Landlord insurance in Florida typically costs between 25 and 35 percent more than standard homeowners insurance. For a single family rental in Gainesville annual premiums often range from 1500 to 3500 dollars depending on property value location and coverage limits. Windstorm deductibles are usually 2 to 5 percent of the dwelling coverage amount. This is general information not insurance advice.
About landlord insurance agents in Gainesville
A landlord insurance agent in Gainesville Florida helps property owners protect their rental investments. Florida law requires specific coverages for rental properties including windstorm and flood protection. Local agents understand the unique risks of the Gainesville market such as hurricane exposure and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Florida?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Florida policies often include windstorm coverage as a separate deductible. Flood damage requires a separate policy from the National Flood Insurance Program.
Do I need landlord insurance for a single rental property in Gainesville?
Yes even one rental property should have landlord insurance. Standard homeowners policies do not cover rental properties. Florida law does not require landlord insurance but mortgage lenders usually mandate it.
How do I choose a landlord insurance agent in Gainesville?
Look for an agent who specializes in rental property coverage and knows Florida insurance laws. Ask about windstorm deductibles and flood insurance options. Compare quotes from multiple agents to find suitable coverage.
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