The top-rated landlord insurance agent in Fleming Island, Florida is Nathaniel Herring - State Farm Insurance Agent, rated 5.0 stars across 179 reviews. Other highly rated options include Michael Murray: Allstate Insurance, Landmark Title - Fleming Island, Wendell Chindra - State Farm Insurance Agent. This directory lists 10 landlord insurance agents serving Fleming Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nathaniel Herring - State Farm Insurance Agent | 3521 US-17 Unit A | (904) 269-5200 |
| 2 | Michael Murray: Allstate Insurance | 4701 US-17 Ste 101 | (904) 269-2200 |
| 3 | Landmark Title - Fleming Island | 1590 Island Ln # 1 | (904) 998-9733 |
| 4 | Wendell Chindra - State Farm Insurance Agent | 865 Hibernia Rd #109 | (904) 297-4063 |
| 5 | Brightway Insurance, Fleming Island | 5000 US-17 Suite 14 | (904) 928-8184 |
| 6 | Berkshire Hathaway HomeServices Florida Network Realty - Fleming Island | 1524-3 County Rd 220 Unit B1 | (904) 269-1716 |
| 7 | Trademark Title Services | 4607 US-17 #2 | (904) 579-4868 |
| 8 | Tim Rust Insurance | 1835 E West Pkwy East West Prwy | (904) 264-0500 |
| 9 | State Farm Insurance | 865 Hibernia Rd #109 | — |
| 10 | Prudential Financial | Fleming Island, FL 32003 | (904) 541-6165 |
What Does a a Landlord Insurance Agent in Fleming Island Cost?
Landlord insurance costs in Fleming Island typically range from 1200 to 4000 dollars per year for a single-family rental home. Factors include the property's replacement cost, age, construction type, and proximity to the coast. Adding windstorm or flood coverage can increase the premium by several hundred dollars. This is general information and not insurance advice.
About landlord insurance agents in Fleming Island
Landlord insurance agents in Fleming Island help rental property owners protect their investments with policies tailored to Florida real estate. Florida law does not require landlord insurance, but mortgage lenders often mandate it for financed rental properties. Agents can explain important coverages like dwelling protection, liability coverage, and loss of rental income specific to the Fleming Island market.
Frequently Asked Questions
What does landlord insurance cover in Fleming Island Florida?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. In Florida, policies may also include optional windstorm or flood coverage due to hurricane risks. Personal property of tenants is not covered under a standard landlord policy.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance, but most mortgage lenders require it for rental properties. Additionally, homeowners associations or condominium associations in Fleming Island may have their own insurance requirements. It is wise to carry liability coverage even if not legally required.
How much does landlord insurance cost in Fleming Island?
Landlord insurance premiums in Florida vary based on property value, location, coverage limits, and deductible choices. For a single-family rental in Fleming Island, annual premiums often range from 1500 to 3500 dollars. Properties in flood zones or high wind areas may cost more.
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