The top-rated landlord insurance agent in Estero, Florida is Regency Insurance Group a Hilb Group Company, rated 4.8 stars across 1,374 reviews. Other highly rated options include Ted Todd Insurance: Allstate Insurance, Rich Mathews - State Farm Insurance Agent, Brightway Insurance, The Dorrian Agency. This directory lists 12 landlord insurance agents serving Estero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Regency Insurance Group a Hilb Group Company | 23190 Fashion Dr p216 | (239) 628-4344 |
| 2 | Ted Todd Insurance: Allstate Insurance | 23160 Fashion Dr #223 | (239) 561-1100 |
| 3 | Rich Mathews - State Farm Insurance Agent | 9510 Corkscrew Palms Cir #4 | (239) 992-8896 |
| 4 | Brightway Insurance, The Dorrian Agency | 19970 S Tamiami Trl #104 | (239) 280-5480 |
| 5 | Lane Insurance Group | Located in the Galleria, 21105 Design Parc Ln #103 | (239) 947-7474 |
| 6 | Sagacity Insurance Professionals | 10600 Chevrolet Way Suite 224 | (239) 533-9755 |
| 7 | State Insurance USA, LLC | 10600 Chevrolet Way #107 | (239) 567-9992 |
| 8 | Coastline Insurance Group, Inc. | 23190 Fashion Dr #210 | (239) 217-6005 |
| 9 | Responsive Insurance Inc | 9470 Corkscrew Palms Cir #103 | (239) 596-3177 |
| 10 | GreatFlorida Insurance: Keith Wilson | 20461 S Tamiami Trl Unit 22 | (239) 495-3636 |
Regency Insurance Group a Hilb Group Company serves the Estero, Florida area and surrounding Lee County as a landlord insurance agent. The firm helps property owners secure coverage for residential and commercial rental units. Policies typically address risks such as property damage and liability claims from tenants. In this region, the agency also handles specialized protection for condo associations and single-family rental portfolios.
Ted Todd Insurance: Allstate Insurance in Estero, FL serves landlords and property managers who need protection for rental properties. This agency helps clients secure liability coverage and dwelling policies tailored to overseeing housing units. It also assists small business owners safeguarding income from leased buildings. General always-true services emphasize the importance of comparing risks like storm damage common in Southwest Florida. The office extends its support to property owners in Bonita Springs and surrounding Collier County communities.
Rich Mathews - State Farm Insurance Agent in Estero, FL provides a full range of landlord insurance services, including liability coverage and property protection for rental investments. It offers tailored policy reviews to help clients maintain adequate coverage over time. The agency assists with claims guidance and risk management advice to safeguard rental income. Its service plans emphasize regular policy updates to reflect changing property values and tenant situations. The company serves clients with single-family homes, apartments, retail spaces, and restaurants.
Brightway Insurance, The Dorrian Agency serves Estero, Florida, and the surrounding communities of the greater Bonita Springs and Fort Myers area. It handles property insurance policies specifically tailored for residential and commercial landlords. The agency works to provide appropriate liability protection and dwelling coverage for income properties. To manage a typical job, it first reviews the property details with the landlord, then compares available coverage options before presenting a recommended policy solution.
Lane Insurance Group in Estero, FL handles both one-time landlord policies for single property owners and recurring service options for those with larger rental portfolios. Their coverage addresses property damage, liability protection, and loss of rental income for residential landlords in the area. All services operate on either a one-time placement basis for individual needs or an as-needed schedule for managing ongoing policy updates and renewals throughout the lease term.
Sagacity Insurance Professionals specializes in helping rental property owners secure appropriate coverage for single-family homes, duplexes, and small apartment buildings in the Estero area. This agency works to match property investors with policies that address liability risks, property damage, and income loss from tenant interruptions. As Florida’s hurricane season approaches each summer, the agency assists landlords in reviewing their windstorm and flood coverage to ensure adequate protection before storms threaten the region.
State Insurance USA, LLC serves the greater Estero, Florida area as a Landlord Insurance Agent. It offers coverage policies tailored to protect residential rental properties from common income and liability risks. These property owner solutions include plans for dwelling damage and legal expense costs. The agency assists landlords by arranging policies to fill coverage gaps in standard home insurance. It specifically handles protection for landlord liability and loss of rental income from property damage.
With seasonal storms brushing Southwest Florida, landlords in Estero need reliable rental property protection. Coastline Insurance Group, Inc. serves local owners by matching residential and commercial landlord insurance policies to regional flood and hurricane risks. The agency covers structures, liability, and lost rental income, helping property owners mitigate financial exposure from tenant damages or weather events. Their process typically begins with a direct property risk assessment, reviewing coverage gaps specific to coastal commercial or residential rentals before scheduling the required on-site inspection and initial evaluation.
Responsive Insurance Inc works with landlords in Estero, FL to secure property and liability coverage for rental dwellings. The company specializes in policies tailored for residential and commercial rental properties, offering additional endorsements for loss of rent and ordinance or law coverage. These add-ons help property owners manage income gaps and rebuilding costs after a covered claim. The firm serves landlords with diverse commercial sectors, including office complexes, storage warehouses, and food service establishments.
GreatFlorida Insurance: Keith Wilson provides residential landlord insurance services across the Estero area, ensuring property owners are protected against common rental risks. Commercial coverage for multi-unit or mixed-use properties is also available, tailored to local market conditions. The agency serves landlords throughout Estero and the surrounding communities. Policy reviews are offered between regular visits, allowing clients to update their coverage as property needs evolve. Follow-up service is provided after each policy adjustment or claim to confirm that all changes remain properly in place.
What Does a a Landlord Insurance Agent in Estero Cost?
Typical landlord insurance costs in Florida range from 1500 to 4000 dollars per year for a single-family rental property. Factors include property value location age of roof and deductible choices. Windstorm coverage and flood insurance add significant cost. This is general information not insurance advice.
About landlord insurance agents in Estero
A landlord insurance agent in Estero Florida helps rental property owners secure coverage that meets state requirements and protects against local risks. Florida law does not require landlord insurance but mortgage lenders often mandate it. Agents in Estero understand the specific wind and flood risks of Southwest Florida and can guide you on policy options.
Frequently Asked Questions
What does landlord insurance cover in Estero Florida?
Landlord insurance typically covers property damage from fire wind and theft as well as liability for tenant injuries. In Florida it often excludes flood damage which requires a separate policy. An agent can explain optional coverages like loss of rental income.
Is landlord insurance required by Florida law?
Florida law does not require landlord insurance but your mortgage lender will likely require it. Without it you could be personally liable for property damage or tenant injuries. An agent can help you meet lender requirements while staying compliant with state rules.
How do Florida hurricane risks affect landlord insurance costs?
Florida hurricane risks make windstorm coverage a major cost factor in landlord insurance. Policies often have separate wind deductibles typically 2 to 5 percent of the dwelling value. An Estero agent can explain how your property location and construction affect premiums.
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