The top-rated home insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 250 reviews. Other highly rated options include Julian Coates - State Farm Insurance Agent, Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates. This directory lists 19 home insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Julian Coates - State Farm Insurance Agent | 3580 Old Washington Rd | (240) 348-4540 |
| 3 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 4 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 5 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 6 | Roxanne Jones - State Farm Insurance Agent | 3825 Leonardtown Rd Suite 3 | (301) 782-9184 |
| 7 | Woody Hoyle - State Farm Insurance Agent | 102 Paul Mellon Ct STE 105 | (301) 645-2221 |
| 8 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 9 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 10 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
Jane Staples - State Farm Insurance Agent in Waldorf, Maryland provides both one-time policy setup for new homeowners and recurring coverage that adjusts as property values change. Protection options include dwelling, personal belongings, liability, and additional living expenses in case of a covered loss. Policies are designed to safeguard against common local risks such as wind, hail, and theft. Service is available on a scheduled basis for annual policy reviews and as needed for claims, policy changes, or when purchasing a new home.
Julian Coates - State Farm Insurance Agent in Waldorf, MD, provides a range of residential protection policies, including coverage for dwelling, personal property, and liability. The agency assists clients in selecting suitable plans and offers ongoing service for policy reviews and claims support. Its maintenance of policies helps ensure coverage adjusts to changes in a homeowner’s needs. The agent serves a variety of properties, such as single-family homes, apartments, retail spaces, and restaurants.
Trevant Insurance Agency serves homeowners, businesses, and property managers in Waldorf, Maryland, by offering home insurance policies that protect dwellings, personal belongings, and liability. The agency helps clients assess coverage options to fit their property needs and financial circumstances. It assists with policy explanations, claims guidance, and adjusting deductibles or coverage limits. Trevant Insurance Agency also extends its home insurance services to nearby La Plata and surrounding Charles County communities.
Allstate Insurance: Bill Waugh & Associates provides home insurance agent services to homeowners in Waldorf and Charles County, Maryland. The company helps local residents find coverage for their houses and personal property. It works with property owners to identify suitable policies that protect against common risks like fire, theft, and weather damage. The agency also assists clients in selecting liability protection for accidents occurring on their premises and in arranging coverage for additional structures such as detached garages or sheds.
A.F. Szabo Insurance Agency Inc. serves Waldorf, Maryland, and surrounding communities, handling homeowners insurance policies for local properties. It assists clients in selecting coverage that protects dwellings, personal belongings, and liability risks. The agency works to match each homeowner with a policy suited to the specific needs of their house and neighborhood. To handle a typical job, it evaluates the property, reviews coverage options with the client, and completes the necessary application and paperwork to finalize the policy.
Located in Waldorf, MD, Roxanne Jones - State Farm Insurance Agent serves local homeowners in need of protection for their property. The primary distinction between one-time home insurance policies and recurring coverage lies in the ongoing relationship; a single policy closes after a claim period, while recurring service adapts to changing home values and local risks over time. Coverage typically includes dwelling protection, liability, and personal belongings. Services operate on a combination of scheduled annual reviews and as-needed assistance for new policy inquiries or claim filing.
Serving the Waldorf area, Woody Hoyle - State Farm Insurance Agent specializes in home insurance policies tailored to protect property and personal belongings. Beyond standard coverage for the structure itself, the agency advises clients on liability protection and additional living expenses if a home becomes uninhabitable. General insurance consultations help residents review their current policies for adequate coverage limits. The agency often assists homeowners in evaluating flood risks during Maryland’s spring and summer storm seasons, when heavy rainfall can cause unexpected water damage.
As winter weather approaches, homeowners in Waldorf worry about burst pipes and ice dam damage. Oliver Mack Insurance provides home insurance agent services to help residents secure appropriate coverage for their properties. This agency offers support in reviewing existing policies or building new protection plans tailored to local needs, such as protection against storm-related losses common in Southern Maryland. Every consultation begins with a thorough assessment of each home’s unique risks and coverage requirements before completing an initial property inspection.
Situated in Waldorf, MD, Hugh R.A. Stewart Insurance Agency provides comprehensive home insurance policies for local homeowners. The agency specializes in extending coverage with valuable add-ons such as protection for valuable personal property and extended dwelling limits. These offerings help safeguard residential properties against common regional weather risks. The agency can also serve commercial sectors including local offices, warehouses, and food service establishments seeking adequate property insurance solutions.
Johnson Insurance Group, Inc.: Allstate Insurance provides residential home insurance services to protect homeowners in the Waldorf, MD area. The agency also offers commercial coverage options for local business properties. Serving Waldorf and surrounding communities, the agency works with clients to review policy needs and identify appropriate coverage. Homeowners can schedule follow-up consultations to adjust policies after life changes or property improvements, maintaining reliable protection between regular annual visits.
What Does a a Home Insurance Agent in Waldorf Cost?
Home insurance costs in Maryland average around $1,200 to $1,800 per year for a standard policy. In Waldorf, rates may vary based on your homes age, size, and location. Factors like proximity to fire stations and crime rates also affect premiums. This is general information and not insurance advice.
About home insurance agents in Waldorf
Home insurance agents in Waldorf Maryland help you find coverage for your property. They can explain Maryland specific rules like the requirement for insurers to offer coverage for damage from riots or civil commotion. Working with a local agent ensures you understand your policy options and legal protections.
Frequently Asked Questions
What does a home insurance agent in Waldorf do?
A home insurance agent helps you compare policies from different insurers. They explain coverage limits and deductibles. They also assist with filing claims and understanding Maryland insurance laws.
Is home insurance required in Maryland?
Maryland law does not require homeowners insurance. However your mortgage lender will likely require it. Flood insurance is separate and may be needed if you live in a flood zone.
How do I choose a home insurance agent in Waldorf?
Look for an agent licensed in Maryland. Ask about their experience with local homes and claims. Check reviews and verify they represent multiple insurance companies for more options.
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