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Find Home Insurance Agents Near You in Gaithersburg, MD

Browse home insurance agents serving Gaithersburg, Maryland. Updated 2026-07-14.

The top-rated home insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 980 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, Chris Durand - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Gaithersburg.

Showing 20 home insurance agents in Gaithersburg, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christian Durand - State Farm Insurance Agent18237 Flower Hill Way d(301) 208-1100
2Juan Aguirre - State Farm Insurance Agent24 Montgomery Village Ave Suite D(301) 948-8118
3Capitol Benefits, LLC364 Main St 2nd floor(301) 431-0000
4Chris Durand - State Farm Insurance Agent9085 Shady Grove Ct(301) 948-8522
5John F Cooper Jr - State Farm Insurance Agent6 Montgomery Village Ave #102(301) 208-2100
6Rubin Insurance Agency, a Division of Blue Ridge Risk Partners1 Bank St Suite 200(301) 309-0400
7Fidencio Gonzalez: Allstate Insurance18955 Bonanza Way(301) 990-1000
8Dave Vidmar - State Farm Insurance Agent9 N Summit Ave(301) 926-3700
9Kevin Ha - State Farm Insurance Agent656 Quince Orchard Rd Ste 108(240) 252-3034
10Nazar Insurance AgencyThomas Cannery Shopping Center, 1 E Diamond Ave(301) 328-3028
CD
18237 Flower Hill Way d
Christian Durand - State Farm Insurance Agent
Home Insurance Agent · Gaithersburg, MD

Christian Durand - State Farm Insurance Agent serves the Montgomery County area from its location in Gaithersburg, Maryland. The agency provides home insurance solutions designed to protect local homeowners against common regional risks. Policies are crafted to cover the structure of a home as well as personal belongings inside it. The agent works to tailor each plan to fit individual property needs and budget requirements. Clients seeking comprehensive dwelling protection or additional liability coverage for their property can consult this office for customized assistance.

JA
24 Montgomery Village Ave Suite D
Juan Aguirre - State Farm Insurance Agent
Home Insurance Agent · Gaithersburg, MD

Juan Aguirre - State Farm Insurance Agent in Gaithersburg, MD, offers a range of home insurance services, including standard policies and customizable coverage options for property protection. These plans help maintain financial security against damages from fire, theft, or severe weather events. The agency serves residential properties like single-family homes and apartments, as well as commercial structures such as retail shops and restaurants.

CB
364 Main St 2nd floor
Capitol Benefits, LLC
Home Insurance Agent · Gaithersburg, MD

Capitol Benefits, LLC serves homeowners, businesses, and property managers in Gaithersburg, Maryland, with home insurance agent services. The company helps clients assess their coverage needs for dwelling, personal property, and liability protection. It also guides clients through policy options for standard homes, condominiums, and rental properties. By working with multiple insurers, it assists in finding suitable coverage limits and deductibles for each client’s specific property risks. Capitol Benefits, LLC additionally covers the surrounding Montgomery County communities and the broader Washington, D.C., metro area.

CD
9085 Shady Grove Ct
Chris Durand - State Farm Insurance Agent
Home Insurance Agent · Gaithersburg, MD

Chris Durand - State Farm Insurance Agent serves Gaithersburg, MD, and the surrounding communities in Montgomery County. The agency specializes in home insurance, handling policies that protect single-family homes, townhouses, and condominiums from common risks such as fire, theft, and weather damage. It also assists clients with bundling home and auto coverage for potential discounts. For each client, the agent evaluates individual property needs and coverage gaps to tailor a policy that provides appropriate financial protection. This approach starts with a thorough risk assessment of the home and the owner's personal liability requirements.

JF
6 Montgomery Village Ave #102
John F Cooper Jr - State Farm Insurance Agent
Home Insurance Agent · Gaithersburg, MD

John F Cooper Jr - State Farm Insurance Agent in Gaithersburg, MD, offers home insurance policies that differ between one-time purchase options for a single dwelling and recurring service plans for ongoing coverage needs. Such coverage typically protects the structure and personal belongings against common perils like fire, theft, and weather damage. The agent helps residents assess liability protection and deductibles to fit local property values. Service for new policies or policy adjustments runs on an as-needed basis, while long-term account management operates on a scheduled annual review cycle.

RI
1 Bank St Suite 200
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners
Home Insurance Agent · Gaithersburg, MD

As a home insurance agent, Rubin Insurance Agency, a Division of Blue Ridge Risk Partners, provides specialized policies tailored to protect structures and personal property. It also assists Gaithersburg residents with general liability coverage and options for additional endorsements to safeguard valuables. Working with local carriers, the agency helps homeowners secure policies that offer financial protection for unexpected events. During the winter season, it can guide homeowners in reviewing coverage for potential damage caused by frozen pipes or ice dams.

FG
18955 Bonanza Way
Fidencio Gonzalez: Allstate Insurance
Home Insurance Agent · Gaithersburg, MD

With Gaithersburg’s changeable weather bringing everything from summer storms to winter freeze risks, Fidencio Gonzalez: Allstate Insurance works with local homeowners to match coverage to common regional perils. The agency focuses on understanding each property’s specific exposure to storm damage, theft, and liability. They assist clients in comparing policy options that address replacement costs and personal belongings. Available for new customers, Fidencio Gonzalez: Allstate Insurance offers a policy review to discuss deductibles and coverage limits before scheduling a property inspection to assess current conditions.

DV
9 N Summit Ave
Dave Vidmar - State Farm Insurance Agent
Home Insurance Agent · Gaithersburg, MD

Dave Vidmar - State Farm Insurance Agent in Gaithersburg, MD, provides homeowners policies that protect residential property from common perils like fire, theft, and weather damage. The agency also offers additional coverage options such as personal liability protection and umbrella policies to extend financial safeguards. By working directly with local clients, the agent helps tailor coverage limits and deductibles to fit individual home situations. The business additionally serves commercial sectors needing property protection for offices, warehouses, and food service operations.

KH
656 Quince Orchard Rd Ste 108
Kevin Ha - State Farm Insurance Agent
Home Insurance Agent · Gaithersburg, MD

Kevin Ha - State Farm Insurance Agent in Gaithersburg, Maryland, provides home insurance coverage to protect residential properties against common perils like fire, theft, and weather damage. The agency specializes in adding endorsements for high-value personal items, sewer backup, and identity theft protection. Policies are structured to meet individual needs for single-family homes, condos, and rental properties. These solutions extend to commercial sectors, including offices, warehouses, and food service operations.

NI
Thomas Cannery Shopping Center, 1 E Diamond Ave
Nazar Insurance Agency
Home Insurance Agent · Gaithersburg, MD

Nazar Insurance Agency provides residential home insurance services to homeowners in Gaithersburg, Maryland, tailoring coverage to protect personal property and dwelling structures. Commercial coverage is also available for local businesses requiring property and liability protection. The agency serves clients throughout Gaithersburg and the surrounding Montgomery County area. After an initial policy is set, the agency contacts customers before renewal periods to review coverage and adjust limits, offering follow-up service between regular annual visits to maintain appropriate protection.

GI
101 Lakeforest Blvd # 480
General Insurance Group Inc
Home Insurance Agent · Gaithersburg, MD
(866) 417-9090
generalinsurancegroup.com/auto-insurance
IO
9711 Washingtonian Blvd Suite 550
Insurance One Group |Gaithersburg, MD
Home Insurance Agent · Gaithersburg, MD
(301) 840-7283
insonegroup.com
JG
125 E Diamond Ave
Janine Goraya: Allstate Insurance
Home Insurance Agent · Gaithersburg, MD
(301) 987-0300
agents.allstate.com/janine-goraya-gaithersburg-md.html
PA
525 S Frederick Ave
Pacheco & Associates
Home Insurance Agent · Gaithersburg, MD
(301) 330-8070
pachecoandassociatesmd.com
NI
841 Quince Orchard Blvd Ste J
Nationwide Insurance: Payne Insurance Agency Inc.
Home Insurance Agent · Gaithersburg, MD
(301) 921-7800
pia-insurance.com
WP
18310 Montgomery Village Ave Suite 360
Walker Poole Insurance
Home Insurance Agent · Gaithersburg, MD
(301) 258-2602
walkerpoole.com
JB
615 S Frederick Ave Ste 304
Jose Bernal: Allstate Insurance
Home Insurance Agent · Gaithersburg, MD
(240) 243-9900
agents.allstate.com/jose-bernal-gaithersburg-md.html
FI
907 N Frederick Ave
Fitzway Insurance Services: Allstate Insurance
Home Insurance Agent · Gaithersburg, MD
(301) 670-4820
agents.allstate.com/fitzway-insurance-services-gaithersburg-md.html
MG
16041 Comprint Cir
McDaniel Group, Inc.
Home Insurance Agent · Gaithersburg, MD
(301) 921-9000
mcdanielgroupinc.com
RI
412 Main St #200
RH Insurance Services, Inc
Home Insurance Agent · Gaithersburg, MD
(301) 200-4725
rhinsure.com

What Does a a Home Insurance Agent in Gaithersburg Cost?

Home insurance agent fees in Maryland are typically included in the policy premium and not charged separately. Average annual premiums in Gaithersburg range from 1,000 to 2,500 dollars depending on home age construction type and coverage amounts. Older homes or those with outdated electrical systems may cost more to insure. This is general information and not insurance advice.

About home insurance agents in Gaithersburg

Home insurance agents in Gaithersburg Maryland help homeowners find coverage that protects their property and belongings. Maryland law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand risks specific to the area such as flooding near the Potomac River and winter storm damage.

Frequently Asked Questions

What does a home insurance agent in Gaithersburg do?

A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and assist with claims. In Maryland agents must be licensed by the Maryland Insurance Administration.

Is flood insurance required in Gaithersburg?

Flood insurance is not required by Maryland state law but may be required by your mortgage lender if you live in a flood zone. Many Gaithersburg properties near streams or creeks fall into moderate risk areas. Standard home policies do not cover flood damage.

What is the average cost of home insurance in Maryland?

The average home insurance premium in Maryland is about 1,200 to 1,500 dollars per year for a typical single family home. Costs vary based on home value location and coverage limits. Your agent can provide quotes specific to Gaithersburg.

Home Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.