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Compare Home Insurance Agents in Gaithersburg, MD

Compare home insurance agents in Gaithersburg. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Gaithersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 home insurance agents in Gaithersburg, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christian Durand - State Farm Insurance Agent
18237 Flower Hill Way d, Gaithersburg, MD 20879
(301) 208-1100 durandchristian.com
Juan Aguirre - State Farm Insurance Agent
24 Montgomery Village Ave Suite D, Gaithersburg, MD 20879
(301) 948-8118 oneinamillioninsurance.com
Capitol Benefits, LLC
364 Main St 2nd floor, Gaithersburg, MD 20878
(301) 431-0000 capitolbenefits.com
Chris Durand - State Farm Insurance Agent
9085 Shady Grove Ct, Gaithersburg, MD 20877
(301) 948-8522 christiandurand.com
John F Cooper Jr - State Farm Insurance Agent
6 Montgomery Village Ave #102, Gaithersburg, MD 20879
(301) 208-2100 johnredcooper.com
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners
1 Bank St Suite 200, Gaithersburg, MD 20878
(301) 309-0400 blueridgeriskpartners.com
Fidencio Gonzalez: Allstate Insurance
18955 Bonanza Way, Gaithersburg, MD 20879
(301) 990-1000 agents.allstate.com
Dave Vidmar - State Farm Insurance Agent
9 N Summit Ave, Gaithersburg, MD 20877
(301) 926-3700 davevidmar.com
Kevin Ha - State Farm Insurance Agent
656 Quince Orchard Rd Ste 108, Gaithersburg, MD 20878
(240) 252-3034 agentkevinha.com
Nazar Insurance Agency
Thomas Cannery Shopping Center, 1 E Diamond Ave, Gaithersburg, MD 20877
(301) 328-3028 nazarinsuranceagency.com
Janine Goraya: Allstate Insurance
125 E Diamond Ave, Gaithersburg, MD 20877
(301) 987-0300 agents.allstate.com
Pacheco & Associates
525 S Frederick Ave, Gaithersburg, MD 20877
(301) 330-8070 pachecoandassociatesmd.com
General Insurance Group Inc
101 Lakeforest Blvd # 480, Gaithersburg, MD 20877
(866) 417-9090 generalinsurancegroup.com
Insurance One Group |Gaithersburg, MD
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
(301) 840-7283 insonegroup.com
Walker Poole Insurance
18310 Montgomery Village Ave Suite 360, Gaithersburg, MD 20879
(301) 258-2602 walkerpoole.com
Nationwide Insurance: Payne Insurance Agency Inc.
841 Quince Orchard Blvd Ste J, Gaithersburg, MD 20878
(301) 921-7800 pia-insurance.com
Jose Bernal: Allstate Insurance
615 S Frederick Ave Ste 304, Gaithersburg, MD 20877
(240) 243-9900 agents.allstate.com
Fitzway Insurance Services: Allstate Insurance
907 N Frederick Ave, Gaithersburg, MD 20879
(301) 670-4820 agents.allstate.com
McDaniel Group, Inc.
16041 Comprint Cir, Gaithersburg, MD 20877
(301) 921-9000 mcdanielgroupinc.com
RH Insurance Services, Inc
412 Main St #200, Gaithersburg, MD 20878
(301) 200-4725 rhinsure.com

Home insurance agents in Gaithersburg Maryland help homeowners find coverage that protects their property and belongings. Maryland law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand risks specific to the area such as flooding near the Potomac River and winter storm damage.

What Does a Home Insurance Agent in Gaithersburg Cost?

Home insurance agent fees in Maryland are typically included in the policy premium and not charged separately. Average annual premiums in Gaithersburg range from 1,000 to 2,500 dollars depending on home age construction type and coverage amounts. Older homes or those with outdated electrical systems may cost more to insure. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Gaithersburg do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They explain policy terms and assist with claims. In Maryland agents must be licensed by the Maryland Insurance Administration.
Is flood insurance required in Gaithersburg?
Flood insurance is not required by Maryland state law but may be required by your mortgage lender if you live in a flood zone. Many Gaithersburg properties near streams or creeks fall into moderate risk areas. Standard home policies do not cover flood damage.
What is the average cost of home insurance in Maryland?
The average home insurance premium in Maryland is about 1,200 to 1,500 dollars per year for a typical single family home. Costs vary based on home value location and coverage limits. Your agent can provide quotes specific to Gaithersburg.