The top-rated home insurance agent in Elkridge, Maryland is Zacharias Insurance Agency, rated 4.9 stars across 153 reviews. Other highly rated options include Mary Crow - State Farm Insurance Agent, Tonya Semones: Allstate Insurance, J & L Insurance Services LLC. This directory lists 12 home insurance agents serving Elkridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zacharias Insurance Agency | 6755 Business Pkwy #104 | (410) 660-2699 |
| 2 | Mary Crow - State Farm Insurance Agent | 6325 H, Washington Blvd | (410) 379-6500 |
| 3 | Tonya Semones: Allstate Insurance | 5841 Washington Blvd | (410) 796-0370 |
| 4 | J & L Insurance Services LLC | 6865 Deerpath Rd Suite 101 | (443) 775-9566 |
| 5 | Continental Insurance Agency, Inc. | 7421 Washington Blvd | (410) 540-9999 |
| 6 | Semones Insurance: Allstate Insurance | 5841 Washington Blvd | (410) 796-0370 |
| 7 | Auto Tag Agency | 5871 Washington Blvd | (410) 617-8093 |
| 8 | Todd J. Zoren: Allstate Insurance | 6010 Meadowridge Center Dr Ste G | (410) 551-3005 |
| 9 | MetLife | 6085 Marshalee Dr #210 | (877) 638-2862 |
| 10 | Nationwide Insurance: Ekop Insurance Agency, Inc. | 6920 Scarlet Oak Dr | (443) 812-4135 |
Zacharias Insurance Agency serves Elkridge, Maryland, offering home insurance policies to local homeowners. The agency helps clients protect their properties against common risks such as fire, theft, and weather damage. It guides customers in selecting coverage levels that meet their individual needs, including dwelling and personal property protection. Policyholders can also discuss additional options for liability and temporary living expenses. Among the specific services it handles in this area are standard homeowner insurance and specialized coverage for personal belongings.
Mary Crow - State Farm Insurance Agent provides a full range of home insurance services for customers in and around Elkridge, MD. Their work includes reviewing existing policies to help ensure adequate coverage and offering guidance on standard protection plans for common perils such as fire, theft, and weather-related damage. Personalized consultations help each customer understand their deductible options and potential discounts. Day-to-day maintenance plans are not offered, as the focus remains on annual policy reviews and filing claims assistance. The agency services single-family homes, apartments, retail spaces, and restaurants.
Tonya Semones: Allstate Insurance serves homeowners and property managers throughout Elkridge, Maryland, by offering individualized home insurance policies. Every plan can be tailored to protect against common regional risks like storm damage and interior water losses. The agency also provides guidance on adjusting coverage limits when making improvements or expanding a property. By working directly with clients to review deductibles and bundling options, it helps ensure that each policy fits specific needs without excess costs. This agent additionally serves the greater Columbia area within Howard County.
J & L Insurance Services LLC serves homeowners in Elkridge, Maryland, and the surrounding communities with tailored property protection solutions. As a home insurance agent, the company handles a range of coverage options designed to safeguard dwellings and personal belongings against common regional risks. Its professionals guide clients through the process of assessing individual needs and comparing policy details. To handle a typical job, the agency takes a straightforward, consultative approach, carefully explaining policy terms so homeowners can make informed decisions about their coverage.
Continental Insurance Agency, Inc. in Elkridge, MD helps homeowners compare one-time policy purchases against recurring annual renewal options for their property. Coverage solutions are tailored to protect the structure, personal belongings, and liability exposure common to residences in the local area. An agent explains how deductibles, replacement cost, and water damage exclusions apply to each unique home. Service for obtaining and adjusting these home insurance protections is provided strictly on an as-needed basis.
As the seasons change in Elkridge, unexpected weather often threatens homes, and Semones Insurance: Allstate Insurance helps local homeowners protect their properties with tailored coverage. This agency focuses on assessing individual risks so policies reflect actual needs, whether for older houses or newer developments. Listening to customer concerns is a priority when discussing deductibles and liability options. For anyone exploring coverage, the agency begins by scheduling a careful inspection of the home’s exterior and interior to pinpoint specific risks before offering policy recommendations.
Auto Tag Agency provides home insurance agent services to residents in Elkridge, Maryland, helping them protect their property from common regional risks such as storms and flooding. The company specializes in tailoring policies with additional coverage options like personal liability and contents replacement. This agency can assist with insurance needs for various commercial sectors, including offices, warehouses, and food service establishments, ensuring comprehensive protection for different business operations.
As a home insurance agent in Elkridge, MD, Todd J. Zoren: Allstate Insurance specializes in tailoring coverage to protect homeowners from common property damage risks. The agency assists clients in selecting appropriate policies for single-family homes and condominiums, ensuring structural and personal property protection are aligned with individual needs. Local professionals at this Allstate office work to clarify coverage options regarding liability and deductibles. They are especially helpful for residents preparing against the seasonal damage of Maryland’s winter storms, which often bring ice and snow accumulation hazards to roofs and driveways.
MetLife in Elkridge, MD, provides residential home insurance for homeowners seeking coverage for their property and belongings. Commercial coverage is also available for local businesses requiring policy protection. The agency serves clients throughout the Elkridge area and surrounding parts of Howard County. After an initial policy is established, they offer follow-up service to review coverage needs and adjust plans as circumstances change. This ensures clients receive appropriate support between regular visits when updates or questions arise during the policy term.
What Does a a Home Insurance Agent in Elkridge Cost?
The average cost of homeowners insurance in Maryland is about $1,200 to $1,800 per year for a typical policy. In Elkridge, rates may vary based on your home value, age, and location. Factors like credit score and claims history also affect your premium. This is general information and not insurance advice.
About home insurance agents in Elkridge
Home insurance agents in Elkridge Maryland help homeowners find coverage for their properties. Maryland law requires insurers to offer specific coverages like wind and hail. Local agents can explain how factors like proximity to the Patapsco River affect your policy options.
Frequently Asked Questions
What does a home insurance agent in Elkridge do?
A home insurance agent helps you compare policies from different companies. They explain coverage options and assist with claims. They know Maryland specific requirements like the state windstorm pool.
Do I need flood insurance in Elkridge Maryland?
Flood insurance is not required by Maryland state law but may be needed by your mortgage lender. Elkridge has areas near waterways that could flood. A local agent can help you assess your flood risk and find a policy through the National Flood Insurance Program.
How do I choose a home insurance agent in Elkridge?
Look for an agent licensed in Maryland with experience in your area. Ask about their knowledge of local risks like storms and theft. Check their customer reviews and compare quotes from multiple agents.
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