The top-rated home insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 538 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance. This directory lists 21 home insurance agents serving Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Danielle Leonard - State Farm Insurance Agent | 1090 W Patrick St suite c | (301) 695-5244 |
| 2 | Adams Insurance Agency - A Relation Company | 474 Prospect Blvd | (301) 662-0340 |
| 3 | Kathy Schultze - State Farm Insurance Agent | 100 Tuscanney Dr E | (301) 694-6711 |
| 4 | Connie Phillips Insurance | 605 W Patrick St | (301) 662-5717 |
| 5 | Lindquist Insurance | 7430 New Technology Way Suite 120 | (301) 694-0008 |
| 6 | BMC Insurance, Frederick MD | 295 Bucheimer Rd B | (301) 698-5425 |
| 7 | Jose Nolivos at Comparion Insurance Agency | 5283 Corporate Dr Ste 302 | (301) 692-4144 |
| 8 | Escobar Insurance Agency | 45 Waverley Dr Suite I | (301) 620-0950 |
| 9 | Connie Snook - State Farm Insurance Agent | 1 Mt Olivet Blvd | (301) 695-7896 |
| 10 | Lebherz Insurance | 401 W Patrick St | (301) 662-0250 |
Danielle Leonard - State Farm Insurance Agent serves the Frederick, MD area, offering home insurance coverage to local homeowners. Policies are tailored to protect dwellings, personal property, and liability. Additional options can include coverage for detached structures and loss of use. The agency assists residents in Frederick and surrounding communities in securing protection for their homes and belongings. Specific home insurance services handled include coverage for dwelling replacement cost and personal liability protection.
Adams Insurance Agency - A Relation Company delivers a broad range of home insurance options for property owners in Frederick, Maryland. It offers comprehensive policies that protect against common risks and can be tailored to individual needs. The agency provides ongoing service support, helping clients review their coverage and adjust plans as circumstances change. Its team works closely with each customer to maintain appropriate protection over time. The company handles insurance for various properties, including single-family homes, apartments, retail spaces, and restaurants.
Kathy Schultze - State Farm Insurance Agent in Frederick, MD, serves homeowners, renters, and small property managers seeking dependable coverage for their residential assets. The agency provides tailored home insurance policies designed to protect against common property risks and storm-related damage common to the mid-Atlantic region. Clients also can explore auto and life solutions as part of a full-service insurance experience. The agency extends its personalized service to residents in neighboring New Market and the broader Frederick County area.
Connie Phillips Insurance serves Frederick, Maryland, and the surrounding communities. The agency handles home insurance policies, protecting homeowners against damage from fire, weather, and liability claims. It also offers coverage for personal belongings and assists clients in choosing appropriate deductibles. By reviewing individual property risks and current coverage needs, the company works to help customers select a policy that fits within their budget. A typical job begins with a consultation to evaluate the home’s specific exposures before presenting tailored options for consideration.
When considering home insurance protection, customers typically choose between a single policy purchase and ongoing service for multi-year coverage adjustments. As an agent in Frederick, Maryland, Lindquist Insurance helps clients identify appropriate policy types, including liability and dwelling protection, tailored to local weather and property risks. The company works with carriers to provide options that match homeowners’ specific needs for structure and contents coverage. Service is available on an as-needed basis, supporting clients when they require new policies, policy reviews, or claims assistance.
BMC Insurance in Frederick, MD, offers specialty services including tailored coverage for older homes and high-value properties, along with comprehensive protection for standard dwellings. It works closely with local homeowners to assess replacement costs and liability needs. The agency guides clients through policy options that address storm damage from frequent summer thunderstorms or winter ice and snow accumulation, helping ensure adequate coverage for seasonal risks such as frozen pipe bursts or wind-related roof repairs common in this area.
Jose Nolivos at Comparion Insurance Agency provides home insurance coverage for homeowners in Frederick, Maryland. This agency also offers specialty add-ons, such as coverage for valuable personal property and identity theft protection. Policies can be tailored to protect against common regional risks like storm damage and liability claims. Commercial sectors served include small offices, warehouses, and food service establishments, each requiring distinct liability and property protections.
As winter storms approach Frederick, property owners often review their coverage for potential gaps in protection. Escobar Insurance Agency assists local residents by explaining how standard home insurance policies respond to specific regional risks, including freeze damage and fallen tree debris. They clarify policy terms for dwellings, personal belongings, and liability exposures, helping homeowners select appropriate limits. A typical consultation includes a property inspection to identify hazards and determine replacement cost estimates, followed by an initial assessment of suitable coverage amounts.
Connie Snook - State Farm Insurance Agent provides residential home insurance services for properties in Frederick, MD. The agency also offers commercial coverage options for local businesses and serves clients throughout the surrounding Frederick County area. Every policy is tailored to meet individual needs and local risk factors. When a claim occurs, the agency guides homeowners through the process and schedules follow-up contact to ensure satisfaction before the next routine policy review.
What Does a a Home Insurance Agent in Frederick Cost?
The average cost of home insurance in Maryland is around 1,200 to 1,500 dollars per year for a typical policy. Costs in Frederick may vary based on your homes age, size, location, and coverage limits. Factors like your claims history and credit score also affect the premium. This is general information and not insurance advice.
About home insurance agents in Frederick
Home insurance agents in Frederick, Maryland help homeowners find coverage for their property and belongings. Maryland law requires insurers to offer replacement cost coverage for dwelling policies. Working with a local agent can help you understand specific risks in Frederick County, such as weather events and flood zones.
Frequently Asked Questions
What does a home insurance agent in Frederick do?
A home insurance agent helps you compare policies from different insurers and find coverage that fits your needs. They can explain policy terms and assist with claims. Agents also advise on additional coverage options like flood insurance.
Do I need flood insurance for my home in Frederick?
Flood insurance is not required by Maryland law but may be needed if your home is in a flood zone. Many standard home insurance policies do not cover flood damage. An agent can help you check your flood risk and find a separate flood policy through the National Flood Insurance Program.
How do I choose a home insurance agent in Frederick?
Look for an agent who is licensed in Maryland and has experience with homes in Frederick County. You can check their license through the Maryland Insurance Administration. Ask about their experience with local insurers and claims handling.
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