The top-rated home insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 426 reviews. Other highly rated options include JSR Insurance, Debbie Hart - State Farm Insurance Agent, CNR Insurance Inc. This directory lists 21 home insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 3 | Debbie Hart - State Farm Insurance Agent | 49 Old Solomons Island Rd Ste 203 | (410) 266-5353 |
| 4 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 5 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 6 | Sylvia Hopkins - GEICO Insurance Agent | 102 Old Solomons Island Rd Suite 301 | (410) 571-7722 |
| 7 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 8 | Roslynne Ross: Auto Insurance | 914 Forest Dr #201 | (410) 280-1928 |
| 9 | Marshelle Ball - State Farm Insurance Agent | 175 Admiral Cochrane Dr # 200 | (443) 808-8741 |
| 10 | Nationwide Insurance: John G Rogers And Associates Inc. | 888 Bestgate Rd Suite 104 | (800) 310-3991 |
Mathes Insurance Advisors, Inc. serves homeowners throughout Annapolis and Anne Arundel County with professional property insurance guidance. As a local home insurance agent, the company helps residents secure coverage that protects against common risks including storm damage, fire, and liability claims. Policy options are carefully reviewed with each client to align with individual property needs and budget considerations. Among the services offered, Mathes Insurance Advisors handles standard homeowner policies and supplemental flood insurance for properties in designated flood zones.
JSR Insurance provides a full range of coverage options for property owners in Annapolis, Maryland, including standard homeowners policies and customizable endorsements. Their service approach involves reviewing each client’s specific risk factors and recommending appropriate protection levels. They handle policy adjustments and claims assistance throughout the year. The company services single-family homes, apartment complexes, retail storefronts, and local restaurants.
Debbie Hart - State Farm Insurance Agent in Annapolis, MD serves local homeowners, businesses, and property managers with residential and commercial insurance policies. The agency helps clients assess their property coverage needs and offers customizable plans to protect against common regional risks. An experienced independent team handles new policies, policy reviews, and claims assistance for the Annapolis area. Service also extends to nearby neighborhoods in Anne Arundel County, including the Broadneck Peninsula communities.
CNR Insurance Inc serves homeowners throughout Annapolis, Maryland, and the surrounding communities, handling a full range of residential property insurance needs. The agency works with clients to obtain coverage for dwelling protection, personal liability, and additional structures on the property. To handle a typical job, it assesses each home’s specific risks and policy requirements, then compares options from multiple carriers to find a suitable plan for the customer.
Goosehead Insurance - Tim Coe offers specialized home insurance services tailored to properties in Annapolis, Maryland, focusing on custom coverage plans for local homeowners. The agency guides clients through policy options, helping them compare deductibles and liability protection to address property and personal asset risks. It assists with navigating standard homeowners policies, as well as endorsements for valuable items or water backup coverage. This includes addressing seasonal concerns like storm damage from coastal weather, ensuring properties have adequate protection before hurricane season peaks.
Sylvia Hopkins - GEICO Insurance Agent offers both one-time property assessments and recurring policy reviews for homeowners in Annapolis, Maryland. Their coverage options include dwelling protection, liability, and personal property insurance tailored to the Chesapeake Bay region’s coastal risks. Services are available on an as-needed basis, with policyholders able to request adjustments or renew coverage whenever required by changes in their home value or local weather exposure.
As Chesapeake Bay winters bring freezing temperatures and heavy snow, Old Bay Insurance Agency in Annapolis, MD, helps homeowners review policies to cover potential ice-damage claims and sudden pipe bursts. Working with clients throughout the Anne Arundel County area, the agency identifies coverage gaps for wind, hail, and liability in standard home policies. An initial inspection of the property and discussion of local risk factors is always the first step toward securing appropriate protection.
Roslynne Ross: Auto Insurance helps residents of Annapolis, Maryland, secure coverage that protects their homes from unexpected damage, such as fire, theft, or weather events. It can enhance a standard policy with additional riders for valuable personal property like jewelry or electronics. This agency also offers tailored protection for commercial structures, including office spaces, warehouses, and food service establishments.
Marshelle Ball - State Farm Insurance Agent in Annapolis, MD, is known for providing personalized home insurance solutions to local homeowners. The agency helps clients protect their properties with standard dwelling and liability coverage, as well as additional options for personal belongings and loss of use. Residents can also explore add-on specialty services such as water backup and sump pump overflow coverage for comprehensive protection.
Nationwide Insurance: John G Rogers And Associates Inc. provides home insurance policies for residents in Annapolis and the surrounding Maryland area. Their services help protect single-family homes and also extend to commercial property coverage for local businesses. The team works closely with clients to explain policy options and clarify coverage details. They maintain ongoing contact and assist with policy adjustments or claims follow-up in the periods between regular renewal visits to ensure continued protection.
What Does a a Home Insurance Agent in Annapolis Cost?
The average annual premium for homeowners insurance in Maryland is around $1,200 to $1,500. In Annapolis rates may be higher due to coastal exposure and older homes. Flood insurance through the NFIP averages $700 to $1,000 per year but varies by property. Costs depend on your homes age location and coverage limits. This is general information and not insurance advice.
About home insurance agents in Annapolis
Home insurance agents in Annapolis Maryland help you protect your property from coastal storms and flooding. Maryland law requires insurers to offer flood coverage in high-risk zones. Agents can explain how the Maryland Property Insurance Availability Act affects your policy options.
Frequently Asked Questions
Do I need flood insurance for a home in Annapolis?
If your home is in a FEMA-designated flood zone your lender will require flood insurance. Even outside high-risk zones agents recommend it because Annapolis is on the Chesapeake Bay. Standard home policies do not cover flood damage.
What is the Maryland Property Insurance Availability Act?
This Maryland law ensures that homeowners in high-risk areas can get basic property insurance. It creates a shared market called the Maryland Joint Insurance Association. Agents can help you apply if private insurers decline your home.
How do agents help with historic home insurance in Annapolis?
Many Annapolis homes are historic and have unique construction materials. Agents find carriers that offer replacement cost coverage for older features. They also help you meet local preservation requirements while keeping your policy compliant.
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