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HomeHome Insurance AgentsMaryland › Germantown

Find Home Insurance Agents Near You in Germantown, MD

Browse home insurance agents serving Germantown, Maryland. Updated 2026-07-14.

The top-rated home insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 867 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Germantown.

Showing 16 home insurance agents in Germantown, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Miguel Malca - State Farm Insurance Agent20410 Observation Dr #112(240) 654-0204
2Klinger Insurance Group19785 Crystal Rock Dr STE 301(301) 428-4935
3Jay Jarvis - State Farm Insurance Agent20030 Century Blvd Ste 202(301) 569-6454
4Antonio Tatis - State Farm Insurance Agent20501 Seneca Meadows Pkwy Ste105(301) 528-5800
5Congressional Insurance Associates20440 Century Blvd #110(240) 912-4150
6CF Alliance Insurance Services20300 Seneca Meadows Pkwy #205(301) 515-9015
7Sam Moinzadeh: Allstate Insurance19725 Executive Park Cir(301) 916-9600
8Preferred Insurance Solutions20030 Century Blvd #201(301) 428-3344
9Schaefer & Delauder Insurance13208 Executive Park Terrace(301) 428-0282
10Clough Insurance Team19745 Executive Park Cir(301) 241-7181
MM
20410 Observation Dr #112
Miguel Malca - State Farm Insurance Agent
Home Insurance Agent · Germantown, MD

Miguel Malca - State Farm Insurance Agent serves the Germantown, Maryland area, offering home insurance policies to local homeowners. The office helps clients protect their properties against common regional risks, including storm damage and theft. Personalized coverage plans are designed to meet individual needs and budgets. The agency also assists with policy reviews and claims filing for its Germantown customers. Specific services provided include dwelling coverage and personal property protection.

KI
19785 Crystal Rock Dr STE 301
Klinger Insurance Group
Home Insurance Agent · Germantown, MD

Klinger Insurance Group provides home insurance services for homeowners in the Germantown, MD area. It assists clients in selecting coverage that protects against common regional risks, including storm damage and liability. The company offers routine policy reviews and claims support to help maintain appropriate coverage over time. Its services are tailored for a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

JJ
20030 Century Blvd Ste 202
Jay Jarvis - State Farm Insurance Agent
Home Insurance Agent · Germantown, MD

Jay Jarvis - State Farm Insurance Agent serves homeowners, renters, and property managers in Germantown, Maryland. The agency offers standard home insurance policies along with personal liability and flood coverage options, helping local residents protect their properties and assets. As a State Farm agent, Jay Jarvis provides access to national insurance resources and local claims support for the Germantown community. The agency also extends its services to neighboring communities such as Gaithersburg and parts of Montgomery County.

AT
20501 Seneca Meadows Pkwy Ste105
Antonio Tatis - State Farm Insurance Agent
Home Insurance Agent · Germantown, MD

Antonio Tatis - State Farm Insurance Agent serves Germantown, MD, and its surrounding communities, handling home insurance policies that protect residential properties. It covers common risks such as fire damage, theft, and weather-related losses for local homeowners. The agent helps clients understand their coverage options and customize policies to fit individual needs. For a typical job, it begins with a detailed review of the home’s value and unique risks before presenting tailored protection plans.

CI
20440 Century Blvd #110
Congressional Insurance Associates
Home Insurance Agent · Germantown, MD

Congressional Insurance Associates in Germantown, MD helps homeowners distinguish between a one-time policy purchase and a recurring annual renewal process when securing property coverage. Coverage typically protects the dwelling structure, personal belongings, and liability risks common across the region. Policies often include extended replacement cost provisions to account for local construction expenses. This agency generally provides service on an as-needed basis, assisting with new policies, annual renewals, and specific claim-related inquiries whenever a client initiates the contact.

CA
20300 Seneca Meadows Pkwy #205
CF Alliance Insurance Services
Home Insurance Agent · Germantown, MD

CF Alliance Insurance Services specializes in tailoring coverage for homeowners in Germantown, MD, including dwelling, personal property, and liability protection. It also offers standard renters and condo insurance options for local residents. The agency guides clients through policy choices to match their needs, whether for new homes or updated existing coverage. It regularly helps homeowners address risks specific to the area, such as preparing for winter freeze damage or securing sufficient protection during spring renovation season.

SM
19725 Executive Park Cir
Sam Moinzadeh: Allstate Insurance
Home Insurance Agent · Germantown, MD

As spring storms and summer humidity take their toll on homes in Germantown, Maryland, Sam Moinzadeh: Allstate Insurance helps local homeowners review their policies to ensure adequate coverage for weather-related damage. The agency serves the area's diverse housing stock, from historic colonials to newer developments. Clients are guided through considerations like replacement cost versus actual cash value. The process typically begins with a thorough inspection of the property and a detailed discussion of the homeowner's specific risks and needs.

PI
20030 Century Blvd #201
Preferred Insurance Solutions
Home Insurance Agent · Germantown, MD

At Preferred Insurance Solutions, the agency works with homeowners in Germantown, Maryland to secure coverage that protects properties from typical regional risks like storms and theft. For added protection, it offers policies safeguarding high-value jewelry, art collections, and electronics, and arranges liability coverage for injuries occurring on the premises. These agents serve both residential owners and commercial clients, including offices, warehouses, and food service establishments, tailoring policies to the specific exposures each type of operation faces.

SD
13208 Executive Park Terrace
Schaefer & Delauder Insurance
Home Insurance Agent · Germantown, MD

Schaefer & Delauder Insurance provides residential home insurance services for property owners in Germantown, Maryland. The agency also addresses commercial coverage needs for local businesses throughout the surrounding area. Policies are tailored to protect homeowners against common regional risks such as weather damage and liability. Clients are advised on appropriate coverage limits and deductible options during initial consultations. After a policy is issued, the agency follows up to review coverage needs during regular visits and accommodates any adjustments requested between those scheduled appointments.

CI
19745 Executive Park Cir
Clough Insurance Team
Home Insurance Agent · Germantown, MD
MH
13224 Executive Park Terrace
Minhthao Ha - State Farm Insurance Agent
Home Insurance Agent · Germantown, MD
(301) 924-4557
FI
12410 Milestone Center Dr Suite 600
Farmers Insurance - Randolf Fonseca
Home Insurance Agent · Germantown, MD
(301) 279-9200
agents.farmers.com/md/germantown/randolf-fonseca
SA
20201 Century Blvd # 160
SimPim Affordable Insurance Co.
Home Insurance Agent · Germantown, MD
(227) 275-6460
AI
21030 Frederick Rd ste h
Allstate Insurance Agent: Juste Pehoua
Home Insurance Agent · Germantown, MD
(301) 478-0900
agents.allstate.com/juste-pehoua-germantown-md.html
CI
12410 Milestone Center Dr
C Insurance
Home Insurance Agent · Germantown, MD
(800) 318-6040
cinsurancellc.com
PI
12410 Milestone Center Dr Suite 600
Professional Insurance Agency
Home Insurance Agent · Germantown, MD
(301) 980-4722
professional-truck-insurance.com

What Does a a Home Insurance Agent in Germantown Cost?

The average cost of homeowners insurance in Maryland is around 1,200 to 1,500 per year for a standard policy. In Germantown rates may vary based on your homes age construction materials and location. Factors like your credit score and claims history also affect the premium. This is general information not insurance advice.

About home insurance agents in Germantown

Home insurance agents in Germantown Maryland help residents find coverage for single family homes townhouses and condos. Maryland law requires insurers to offer coverage for certain perils like fire and theft. A local agent can explain policy options and help you meet mortgage lender requirements.

Frequently Asked Questions

What does a home insurance agent in Germantown do?

A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy as your needs change.

Is home insurance required in Germantown Maryland?

Maryland law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. Without a mortgage you can choose not to buy coverage but that carries financial risk.

How do I choose a home insurance agent in Germantown?

Look for an agent licensed in Maryland with experience in your type of home. Ask about their carrier options and customer service. You can check the Maryland Insurance Administration website to verify an agents license.

Home Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.