The top-rated home insurance agent in Upper Marlboro, Maryland is Mike Rufty - State Farm Insurance Agent, rated 5.0 stars across 210 reviews. Other highly rated options include Universal Title - Upper Marlboro, Simons Acquah Agency, Jane Staples - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Upper Marlboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Rufty - State Farm Insurance Agent | 15211 Marlboro Pike | (301) 627-3699 |
| 2 | Universal Title - Upper Marlboro | 1401 Mercantile Ln Suite 500H | (301) 358-1710 |
| 3 | Simons Acquah Agency | 14336 Old Marlboro Pike | (240) 518-8973 |
| 4 | Jane Staples - State Farm Insurance Agent | 6227 Crain Hwy | (301) 952-1200 |
| 5 | Barry Pope - State Farm Insurance Agent | 9440 Marlboro Pike Ste 305 | (301) 856-2220 |
| 6 | Clark Insurance Agency, LLC | 14418 Old Mill Rd #101 | (301) 574-9494 |
| 7 | Lendmark Financial Services LLC | 66 Watkins Park Dr Unit 22 | (301) 350-2261 |
| 8 | Lawrence McFadden: Allstate Insurance | 7611 S Osborne Rd Ste 105 | (301) 292-7788 |
| 9 | Risk Insurance Partners: Rolando Graham | 9701 Apollo Dr #100 | (301) 547-3033 |
| 10 | Rohan Augustine Insurance Agency | 9701 Apollo Dr #100 | (301) 798-6077 |
Mike Rufty - State Farm Insurance Agent serves the Upper Marlboro, Maryland area and surrounding Prince George's County with a focus on home insurance policies. The agency helps local homeowners find coverage that protects their property and personal belongings against common risks like fire, theft, and storm damage. Customized plans are available to fit different housing types and budgets. Services include obtaining quotes, adjusting deductibles, and managing claims assistance for home insurance policyholders.
Universal Title - Upper Marlboro offers home insurance agent services for property owners in Upper Marlboro, MD. Policies are designed to cover dwelling structures, personal belongings, and liability protections. This agency provides guidance on choosing appropriate coverage levels and assists with filing policy adjustments or renewal questions. Home inspections and policy reviews may be scheduled to help maintain adequate coverage as circumstances change. It serves single-family homes, apartments, retail spaces, and restaurants.
Simons Acquah Agency serves homeowners and property managers throughout Upper Marlboro, Maryland. They guide clients through home insurance options that address local weather and property liability concerns. Their work includes explaining coverage details and helping to adjust policies as needs change. The agency helps property owners protect their investments with careful plan reviews. They also extend their services to communities in nearby Bowie and across the greater Prince George’s County metro area.
Jane Staples - State Farm Insurance Agent serves Upper Marlboro, Maryland, and its surrounding communities, handling home insurance policies for local homeowners. The agency helps clients navigate coverage options that protect against common regional risks like storm damage and theft. For a typical job, it reviews the property’s age, construction, and contents with the homeowner. It then compares different policy structures and deductibles to match the client’s specific needs and budget.
Home insurance agents offer clients a clear distinction between one-time policy purchases and the ongoing service of coverage adjustments and renewals. At Barry Pope - State Farm Insurance Agent in Upper Marlboro, MD, clients receive personalized guidance to select appropriate coverage for their specific property needs. This local agent helps evaluate dwelling protection and liability options that align with common regional risks. Service for new policy consultations and annual review meetings runs on an as-needed basis upon appointment scheduling.
Clark Insurance Agency, LLC offers comprehensive home insurance policies tailored to protect residential properties in Upper Marlboro and the surrounding area. Its specialists guide clients through selecting appropriate coverage for the structure, personal belongings, and liability. The agency also provides consultations on policy riders that safeguard against specific risks common to the region. As storm seasons approach, Clark Insurance Agency, LLC helps homeowners reassess their policies to ensure adequate protection against severe weather and flooding.
As summer storms increase across Prince George’s County, Lendmark Financial Services LLC in Upper Marlboro, MD assists local homeowners in reviewing their current coverage to ensure it addresses wind, hail, and water damage from sudden downpours. Their team provides straightforward advice on adjusting policies to match the value of a property and its contents, helping clients avoid being underinsured against regional weather risks. They begin every relationship by scheduling a careful walk-through inspection of the home to assess its specific protection needs.
Lawrence McFadden: Allstate Insurance provides homeowners in Upper Marlboro, Maryland, with essential property protection policies. The agency assists clients in securing additional coverage options, such as flood insurance and personal liability enhancements, to safeguard their investments. Serving the local community, the company addresses the specific insurance needs of commercial operations as well. It offers tailored risk management solutions for offices, warehouses, and food service businesses, ensuring their physical assets and daily operations are covered.
Risk Insurance Partners: Rolando Graham is known in Upper Marlboro, Maryland, for providing home insurance agent services to local homeowners. The agency helps clients assess coverage options, including protection for dwelling structures and personal property. Additional services may include assisting with policy adjustments as home values change. The agency can also offer guidance on adding flood insurance endorsements for properties in designated risk zones.
Rohan Augustine Insurance Agency serves Upper Marlboro homeowners with residential property coverage options, addressing the protection needs of single-family homes and condominiums. Commercial coverage for local businesses is also available, and the agency assists clients throughout the broader Maryland service area. Policies are designed to safeguard dwellings and personal belongings against common regional risks. After a policy is issued, the agency consistently follows up with clients before renewal periods and offers adjustments between regular visits to keep coverage aligned with changing circumstances.
What Does a a Home Insurance Agent in Upper Marlboro Cost?
The average cost of homeowners insurance in Maryland is about 1,200 to 1,800 per year for a standard policy with 300,000 in dwelling coverage. In Upper Marlboro rates may be higher due to proximity to flood zones and crime statistics. Your actual premium depends on factors such as your homes age construction type and chosen deductibles. This is general information and not insurance advice.
About home insurance agents in Upper Marlboro
A home insurance agent in Upper Marlboro Maryland helps you find coverage that protects your property and meets state requirements. Maryland law does not require homeowners insurance but your mortgage lender will typically require a policy. An agent can explain local risks such as flooding near the Patuxent River and help you choose the right deductibles and limits.
Frequently Asked Questions
What does a home insurance agent in Upper Marlboro do?
A home insurance agent helps you compare policies from different insurers to find coverage for your house and belongings. They explain Maryland-specific rules such as the state requirement for insurers to offer replacement cost coverage on dwelling policies. They also assist with filing claims and updating your policy as your needs change.
Do I need flood insurance in Upper Marlboro Maryland?
Flood insurance is not included in standard home policies and is required by lenders for homes in high-risk flood zones. Upper Marlboro has areas near the Patuxent River that may be in a Special Flood Hazard Area. Your agent can review flood maps and help you obtain a separate policy through the National Flood Insurance Program.
How do I choose a home insurance agent in Upper Marlboro?
Look for an agent licensed in Maryland with experience handling policies for homes in Prince Georges County. Ask about their knowledge of local risks such as windstorms and theft. You can verify an agents license through the Maryland Insurance Administration website.
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