The top-rated home insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 719 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, Jeslling Montalvan - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC. This directory lists 42 home insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | Jeslling Montalvan - State Farm Insurance Agent | 12121 Heritage Park Cir | (240) 669-4924 |
| 4 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 5 | Carmen Moya - State Farm Insurance Agent | 16 University Blvd E Suite B | (301) 960-1898 |
| 6 | HealthMarkets Insurance - Jonathan Saltzman | 12501 Prosperity Dr | (301) 377-2594 |
| 7 | Cindi Scafide - State Farm Insurance Agent | 8403 Colesville Rd #1100 | (301) 588-1497 |
| 8 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 9 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 10 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
Universal Insurance Group serves homeowners in Silver Spring, Maryland, and the surrounding Montgomery County area. The agency offers standard property coverage policies designed to protect single-family homes and condominiums. Their work includes helping clients evaluate dwelling limits and liability protection. They also assist residents in securing personal property coverage for belongings. In this area, they handle windstorm endorsements and specific loss settlement options for local homes.
Chris Aguirre, a State Farm Insurance Agent in Silver Spring, Maryland, provides a full range of home insurance services, including coverage for dwelling protection, personal property, and liability. The company offers standard maintenance services such as policy reviews to ensure adequate coverage and assistance with filing claims for damage. Regular plan updates are available to align with changes in property value or renovation needs. This agency services single-family homes, apartments, retail spaces, and local restaurants.
Jeslling Montalvan - State Farm Insurance Agent in Silver Spring, MD serves homeowners, renters, and property managers seeking coverage for their residences and investments. The agent works with clients to select policies that address common local risks such as storm damage and liability protection. Alongside standard home insurance options, they assist with bundling auto or life policies for convenience. This office also provides services to customers living in nearby areas like Takoma Park and throughout the Montgomery County metro region.
ZELAYA INSURANCE AND BUSINESS SERVICES LLC serves Silver Spring, Maryland, and the surrounding communities. The agency handles home insurance policies that protect residential properties and personal belongings. An agent works with clients to assess specific coverage needs for their homes. This process includes explaining different policy options and clarifying deductibles and limits. The approach involves reviewing each homeowner’s situation and recommending a plan that fits their location and property type. From initial consultation to policy binding, the agent guides the client through every step of the process.
For home insurance needs in Silver Spring, Maryland, Carmen Moya – State Farm Insurance Agent serves local residents. This agency can discuss differences between one-time single-policy renters coverage and recurring homeowner policies that protect a primary residence. Customizing plans for dwellings and personal property provides essential financial safeguards against unexpected events like fire damage or theft liability. Service is provided on an as-needed basis for reviewing coverage, updating policies, or filing a claim.
As winter weather threatens Silver Spring homes with ice dams and wind damage, HealthMarkets Insurance - Jonathan Saltzman helps local homeowners review their policies for sufficient coverage against regional risks. They explain common exclusions and guide clients toward appropriate dwelling and personal property limits for their specific property type. The initial process involves a thorough risk assessment of the house through an inspection inside and out before any policy proposal.
Cindi Scafide, operating as a State Farm Insurance Agent in Silver Spring, MD, specializes in crafting personalized home insurance policies to protect individual property and assets. It also provides general insurance services, including assistance with selecting appropriate coverage levels for homeowners and renters. Attention is given to explaining dwelling, personal property, and liability protections. The agency helps clients navigate common regional concerns such as preparing policies for spring storms and summer thunderstorms that frequently impact the Silver Spring area.
Ashley Deadwyler-Jones, operating as a State Farm Insurance Agent in Silver Spring, MD, provides personalized home insurance policies that protect single-family residences and condominiums. Her agency focuses on common property coverages, including dwelling protection, personal liability, and contents coverage for homeowners. Additional specialty endorsements such as equipment breakdown and water backup coverage are available to customize a policy. For commercial clients, her office writes coverage for local businesses including offices, warehouses, and food service operations throughout the surrounding Maryland area.
ERIE Insurance - Harders & Bradford Insurance Agency is recognized for its personalized approach to home coverage. Serving the Silver Spring, Maryland area, this agency provides standard homeowners policies along with consultation for dwelling and personal property protection. Clients receive guidance on liability coverage, and the agency assists in evaluating risks common to local properties. An additional specialty service includes arranging scheduled personal property endorsements for high-value items like jewelry or fine art.
What Does a a Home Insurance Agent in Silver Spring Cost?
The average cost of home insurance in Maryland is around 1,200 to 1,800 dollars per year for a typical single family home. Rates in Silver Spring can be higher due to local crime rates and property values. Your actual cost depends on your homes age construction type and chosen deductibles. This is general information and not insurance advice.
About home insurance agents in Silver Spring
Home insurance agents in Silver Spring Maryland help homeowners find coverage that meets their needs. Maryland law requires insurers to offer specific protections like coverage for sewer backup. A local agent can explain how factors like proximity to Washington DC or the Chesapeake Bay affect your premium.
Frequently Asked Questions
What does a home insurance agent in Silver Spring do?
A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection personal property and liability. They also assist with filing claims and understanding your policy terms.
Is home insurance required in Maryland?
Maryland does not require home insurance by law. However mortgage lenders usually require it. Without coverage you risk financial loss from fire theft or weather damage.
How does Maryland weather affect home insurance costs?
Silver Spring experiences storms hail and occasional flooding. Standard policies do not cover flood damage. You may need a separate flood policy through the National Flood Insurance Program.
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