The top-rated home insurance agent in Severna Park, Maryland is Huff Insurance, rated 4.9 stars across 418 reviews. Other highly rated options include Lee Talbot - State Farm Insurance Agent, Alex Schwab: Allstate Insurance, Jeffrey Brent - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Severna Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Huff Insurance | 8349 Ritchie Hwy | (410) 647-1111 |
| 2 | Lee Talbot - State Farm Insurance Agent | 170 Ritchie Hwy | (410) 647-5900 |
| 3 | Alex Schwab: Allstate Insurance | 517 Benfield Rd Ste 202 | (410) 674-7888 |
| 4 | Jeffrey Brent - State Farm Insurance Agent | 504 Baltimore Annapolis Blvd #7 | (410) 544-7174 |
| 5 | Sean Garvey - State Farm Insurance Agent | 529 Benfield Rd #200 | (410) 647-7770 |
| 6 | Highstreet- Bye Insurance Agency | 238 Ritchie Hwy | (410) 544-4300 |
| 7 | Moran Insurance | 696 Ritchie Hwy | (410) 544-3422 |
| 8 | Performance Insurance Group | 238 Ritchie Hwy | (410) 674-9066 |
| 9 | Marty Lewis - State Farm Insurance Agent | 838 Ritchie Hwy Ste 3B | (410) 761-1144 |
| 10 | Patrick Hughes: Allstate Insurance | 815 Ritchie Hwy Ste 116 | (410) 761-8873 |
Huff Insurance serves homeowners in and around Anne Arundel County from its Severna Park, Maryland location. As a home insurance agency, it helps clients secure coverage that protects their property and personal belongings against unexpected events like fire, theft, and storm damage. The agency works with various insurance carriers to tailor policies to the specific needs of local homeowners, whether they live in established neighborhoods or newer developments. Policy options include dwelling protection, liability coverage, and additional endorsements for valuable personal items.
Lee Talbot - State Farm Insurance Agent provides a comprehensive range of home insurance services, including policy consultations, risk assessments, and claims assistance for property owners in the Severna Park, MD area. The office emphasizes ongoing policy reviews to ensure coverage aligns with changing needs and tailors protection plans for a variety of dwellings. Its service plans include personalized guidance through the insurance process, helping clients understand deductibles and liability options. The agent services single-family homes, apartment buildings, retail spaces, and restaurants.
Alex Schwab offers home insurance solutions tailored for homeowners, property managers, and small businesses in Severna Park, MD. As an Allstate agent, the agency helps clients secure coverage that protects residential properties from common local risks such as weather damage and liability claims. Policies can be customized to fit individual needs and budgets, ensuring each customer receives appropriate protection. The agency also assists residents throughout the greater Annapolis area and neighboring Anne Arundel County communities.
Jeffrey Brent - State Farm Insurance Agent serves Severna Park, MD, and the surrounding communities with home insurance policies. The agency handles coverage for single-family homes, townhouses, and condominiums, protecting structures and personal belongings against common local risks like storms and fire. It also manages liability protection for accidents occurring on the property. To handle a typical job, the agent first reviews the homeowner's specific property details and local weather exposure, then tailors a policy that balances adequate coverage limits with a workable deductible.
For homeowners in the Severna Park area, available services can be either a one-time policy review or ongoing coverage management to match changing needs. Sean Garvey - State Farm Insurance Agent provides home insurance policies designed to protect against common local risks. Standard offerings typically include dwelling, personal property, and liability protection to help safeguard a residence and its contents. Coverage is arranged on a scheduled basis, with policies renewed and adjusted as circumstances evolve, or on an as-needed basis when a client requests a specific consultation.
Highstreet- Bye Insurance Agency offers specialized home insurance coverage, including tailored policies for protecting the structure and personal belongings. It also provides general services such as liability protection and guidance on deductible options for local homeowners in Severna Park, MD. The agency helps residents assess their policies before seasonal weather shifts, particularly during the spring storm season when wind and hail damage become a common concern.
With winter winds and occasional nor'easters threatening Severna Park homes, Moran Insurance provides home insurance agent services to help residents secure appropriate coverage. The company works with local property owners to assess their policies, ensuring protection against storm damage, liability risks, and unexpected repairs common in coastal Maryland communities. Homeowners seeking peace of mind can rely on this agency for professional guidance in navigating policy options. An initial consultation typically involves a thorough review of the property's condition and existing coverage to recommend suitable adjustments.
Performance Insurance Group in Severna Park, MD helps homeowners protect their residences with standard dwelling and liability coverage. It can also arrange optional add-ons such as flood protection and personal property endorsements. These policies aim to repair or replace structures after damage from fire, storm, or theft. Beyond residential needs, the agency customizes protection plans for commercial sectors including offices, warehouses, and food service establishments.
Marty Lewis - State Farm Insurance Agent in Severna Park, MD, concentrates on residential home insurance, tailoring policies to protect local homeowners. Commercial coverage is also available for small businesses within the surrounding Anne Arundel County area. Claims are handled with direct assistance to help clients through the process. The agent schedules periodic policy reviews to ensure coverage remains appropriate for changing needs, encouraging clients to return for follow-up adjustments between regular visits for ongoing peace of mind.
What Does a a Home Insurance Agent in Severna Park Cost?
Home insurance costs in Severna Park typically range from 800 to 2,500 dollars per year for a standard policy. Factors include your homes age, size, location, and claims history. Maryland has a competitive insurance market, so rates vary by company. This is general information and not insurance advice.
About home insurance agents in Severna Park
Home insurance agents in Severna Park, Maryland help homeowners protect their property against risks like fire, theft, and storm damage. Maryland law requires insurers to offer specific coverage options, such as for sewer backup, which is common in the Chesapeake Bay region. A local agent can explain how your home value and location affect your premium and coverage limits.
Frequently Asked Questions
What does a home insurance agent in Severna Park do?
A home insurance agent helps you choose a policy that fits your home and budget. They explain coverage types, deductibles, and exclusions. They also assist with filing claims and updating your policy after renovations or major purchases.
Is home insurance required in Severna Park Maryland?
Maryland law does not require home insurance, but mortgage lenders usually do. Without insurance, you risk losing your home investment in a disaster. Many agents recommend at least enough coverage to rebuild your home.
How do I file a home insurance claim in Maryland?
You should contact your agent or insurer right after a loss. Maryland law gives you up to one year from the date of loss to file a claim for property damage. Your agent can guide you through the paperwork and inspection process.
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