ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of home insurance agents in La Plata, Maryland. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
La Plata, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 11 home insurance agents in La Plata, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Philip Watson - State Farm Insurance Agent
515 Charles St, La Plata, MD 20646
(301) 645-1277
somdinsurance.com
Webster Insurance Services
130A Rosewick Rd, La Plata, MD 20646
(301) 843-6665
webster-ins.com
Creighton Insurance
105 Centennial St b, La Plata, MD 20646
(301) 392-6221
facebook.com
Greg Conklin - State Farm Insurance Agent
6231 Crain Hwy, La Plata, MD 20646
(240) 776-4289
gregconklinsf.com
First Insurance Group of Maryland, Inc.
101 Charles St Suite 302, La Plata, MD 20646
(301) 843-9555
firstinsurancegroup.com
Allstate Insurance Agent: Bill Waugh
114 La Grange Ave, La Plata, MD 20646
(301) 579-0734
agents.allstate.com
Simpson's Olde Towne Insurance
7530 Crain Hwy, La Plata, MD 20646
(301) 934-8437
simpsonoti.com
Edward L Sanders Insurance Agency Inc
10 Washington Ave, La Plata, MD 20646
(301) 934-9521
elsanders.com
John L. Sprague Agency
6529 Crain Hwy, La Plata, MD 20646
(301) 934-6010
johnspragueagency.com
Farmers Insurance - John Salan
103 Centennial St Ste E, La Plata, MD 20646
(301) 392-1188
agents.farmers.com
Progressive Insurance Agent / Ryant Carr
602 Charles St #101, La Plata, MD 20646
(301) 904-5706
Home insurance agents in La Plata Maryland help residents find coverage for single family homes and townhouses. Agents can explain Maryland specific requirements such as the need for separate flood insurance in flood prone areas near the Potomac River. Working with a local agent ensures you understand policy options for wind and hail damage common in the region.
What Does a Home Insurance Agent in La Plata Cost?
The average cost of home insurance in Maryland is around 1,200 to 1,800 dollars per year for a typical single family home. In La Plata rates may be higher due to flood and wind exposure. Costs depend on your homes age construction type coverage limits and deductible amount. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in La Plata do?
A home insurance agent helps you compare policies from different companies to find coverage that fits your home and budget. They explain deductibles coverage limits and exclusions. Agents also assist with filing claims after a loss.
Is flood insurance required for homes in La Plata Maryland?
Flood insurance is not required by state law but it is required by most mortgage lenders if your home is in a FEMA designated flood zone. Many parts of Charles County are in flood zones so check your property status. Standard home insurance policies do not cover flood damage.
How do Maryland insurance laws affect my home policy?
Maryland law requires insurers to offer coverage for damage from wind and hail but does not require specific minimum coverage amounts. The state also has a 15 day grace period for late premium payments before a policy can be cancelled. You have the right to request a written explanation for any claim denial.
Free • No Obligation
Compare Home Insurance Agents
Get matched with agents in La Plata who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.