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Find Home Insurance Agents Near You in Richmond, KY
Looking for a home insurance agent in Richmond? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 home insurance agents in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Jerry Goble
444 Big Hill Ave, Richmond, KY 40475
(859) 623-0350
jerrygobleinsurance.com
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199
parsonshowardinsurance.com
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500
insurancepro.biz
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Jon Clark - State Farm Insurance Agent
1010 Brandy Ln Ste F, Richmond, KY 40475
(859) 623-6218
countonclark.com
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883
shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933
brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254
kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002
insurewithmadison.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252
linvilleinsurance.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031
shelterinsurance.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309
coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888
alhinsurance.com
Hurst Home Insurance
312 W Irvine St, Richmond, KY 40475
(859) 623-3197
hursthomeins.com
Reynolds Insurance Inc
100 Bay View Dr, Richmond, KY 40475
(859) 623-8485
reynoldsinsuranceagency.com
John Rader Insurance Inc
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725
kyfb.com
Weaver's Insurance Agency
120 N 2nd St, Richmond, KY 40475
(859) 623-7040
progressiveagent.com
Maupin Insurance Agency
1509 1/2 Lexington Rd, Richmond, KY 40475
(859) 220-0408
maupininsuranceky.com
Home insurance agents in Richmond Kentucky help you find coverage for your house and belongings. Kentucky law requires insurers to offer replacement cost coverage for dwelling policies. Local agents understand the specific risks in Madison County such as storm damage and flooding near the Kentucky River.
What Does a Home Insurance Agent in Richmond Cost?
The average cost of home insurance in Kentucky is around 1,200 to 1,800 dollars per year for a standard policy. Rates in Richmond may vary based on your homes age location and construction type. Flood insurance is separate and costs about 700 dollars per year on average. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Richmond do?
A home insurance agent in Richmond helps you compare policies from different companies. They explain coverage options like dwelling protection liability and personal property. They also assist with filing claims after a loss.
Is home insurance required in Kentucky?
Kentucky law does not require home insurance by statute. However mortgage lenders almost always require it. Without a policy you risk financial loss from fire storm or theft.
How fast must a Kentucky insurer pay a claim?
Under Kentucky law an insurer must acknowledge a claim within 15 days. They must pay or deny a claim within 30 days after receiving proof of loss. Delays may result in penalties for the insurer.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.