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HomeHome Insurance AgentsKentucky › Frankfort

Find Home Insurance Agents Near You in Frankfort, KY

Browse home insurance agents serving Frankfort, Kentucky. Updated 2026-07-14.

The top-rated home insurance agent in Frankfort, Kentucky is Jason Dunn - State Farm Insurance Agent, rated 5.0 stars across 1,070 reviews. Other highly rated options include RB Brown - State Farm Insurance Agent, Steve Woodrum - State Farm Insurance Agent, Erika Hancock - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Frankfort.

Showing 20 home insurance agents in Frankfort, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Dunn - State Farm Insurance Agent160 Versailles Rd(502) 352-2626
2RB Brown - State Farm Insurance Agent949 Louisville Rd C(502) 875-1301
3Steve Woodrum - State Farm Insurance Agent331 Versailles Rd(502) 695-8888
4Erika Hancock - State Farm Insurance Agent210 Kings Daughters Dr(502) 227-7777
5Bill McCoy Insurance Agency1134 US-127(502) 875-3994
6Sean Shah: Allstate Insurance800 E Main St(502) 875-1999
7Brenda Harris - State Farm Insurance Agent114 Thompson St(502) 695-1799
8Franklin Goins Insurance Agency600 E Main St(502) 875-4270
9Sturm Insurance Agency201 Capital Ave(502) 875-1351
10Kentucky Farm Bureau Insurance1212 Wilkinson Blvd(502) 223-2193
JD
160 Versailles Rd
Jason Dunn - State Farm Insurance Agent
Home Insurance Agent · Frankfort, KY

Jason Dunn - State Farm Insurance Agent serves homeowners in the Frankfort, Kentucky, area, providing comprehensive property coverage for single-family homes and condominiums. The agency helps clients understand standard policy inclusions, such as dwelling protection and liability coverage, alongside common add-ons like flood or earthquake endorsements. Policyholders receive personalized risk assessments to tailor their deductibles and coverage limits. In this area, the agent specializes in bundle discounts combining home and auto policies and replacement cost valuations for local homes.

RB
949 Louisville Rd C
RB Brown - State Farm Insurance Agent
Home Insurance Agent · Frankfort, KY

RB Brown - State Farm Insurance Agent in Frankfort, KY provides a full range of home insurance services, including policy consultation, risk assessment, and claims assistance. It offers ongoing support by regularly reviewing coverage options and advising on policy adjustments to meet changing needs. The company services single-family homes, townhouses, apartment buildings, retail spaces, and restaurants throughout the local area.

SW
331 Versailles Rd
Steve Woodrum - State Farm Insurance Agent
Home Insurance Agent · Frankfort, KY

Steve Woodrum - State Farm Insurance Agent in Frankfort, Kentucky serves local homeowners, those with rental properties, and small business owners seeking property protection. The agency helps clients create customized home insurance policies that safeguard dwellings and personal belongings against common regional risks like storms and fire damage. Additional services include liability coverage options and bundling with auto policies for potential discounts. Service extends to nearby communities such as Lawrenceburg and the greater Franklin County metro area.

EH
210 Kings Daughters Dr
Erika Hancock - State Farm Insurance Agent
Home Insurance Agent · Frankfort, KY

Serving Frankfort, Kentucky, and its surrounding communities, Erika Hancock - State Farm Insurance Agent provides home insurance coverage tailored for local residential properties. The agency assists homeowners in protecting their dwellings, personal belongings, and against liability risks with standard policy options. Their typical approach to handling a job begins with a personal consultation to review the client’s specific property needs and ends with the agent explaining the detailed terms of the recommended policy before finalizing any agreement.

BM
1134 US-127
Bill McCoy Insurance Agency
Home Insurance Agent · Frankfort, KY

Bill McCoy Insurance Agency in Frankfort, KY offers home insurance agents who help clients distinguish between one-time policy adjustments and recurring protection needs. Coverage options typically include dwelling, personal property, and liability protection tailored to local residential structures. Homeowners often require guidance on distinguishing actual cash value from replacement cost coverage. This agency operates primarily on an as-needed basis, meeting with clients when a policy change, new purchase, or annual review is requested.

SS
800 E Main St
Sean Shah: Allstate Insurance
Home Insurance Agent · Frankfort, KY

Sean Shah Allstate Insurance in Frankfort, KY offers homeowners insurance policies tailored to protect single-family dwellings and rental properties. The agency provides personalized coverage evaluations for residents across central Kentucky, addressing both structural protection and personal liability needs. Its adjusters assist with policy endorsements for valuable personal property. In the region’s colder months, the agency helps homeowners review coverage for burst pipe damage and ice dam claims common after winter storms.

BH
114 Thompson St
Brenda Harris - State Farm Insurance Agent
Home Insurance Agent · Frankfort, KY

When winter storms or spring flooding threaten a home in Frankfort, Kentucky, having reliable coverage is essential. Brenda Harris - State Farm Insurance Agent helps local residents evaluate their property protection in response to these seasonal challenges. This agency focuses on tailoring a home insurance policy that suits the specific needs of the area’s housing stock and weather patterns. After discussing individual risk factors and available coverage options, the agent schedules a thorough walk-through inspection of the home to confirm its current condition and any necessary updates before finalizing the policy details.

FG
600 E Main St
Franklin Goins Insurance Agency
Home Insurance Agent · Frankfort, KY

Franklin Goins Insurance Agency in Frankfort, KY assists homeowners in securing coverage for their properties and personal belongings. Its offerings can be extended through specialty add-ons such as protection for valuable jewelry, water backup, or identity theft recovery support. The agency structures policies to accommodate the insurance requirements of various commercial sectors, including local offices, warehouses, and food service operations.

SI
201 Capital Ave
Sturm Insurance Agency
Home Insurance Agent · Frankfort, KY

Sturm Insurance Agency in Frankfort, KY provides residential home insurance services to local property owners. They also offer commercial coverage for businesses needing to protect their buildings and assets. Serving customers throughout the Frankfort area, the agency helps clients evaluate their individual coverage needs. After an initial policy is set, they remain available to adjust or update plans as circumstances change between regular visits, allowing for seamless follow-up or repeat service.

KF
1212 Wilkinson Blvd
Kentucky Farm Bureau Insurance
Home Insurance Agent · Frankfort, KY

Kentucky Farm Bureau Insurance in Frankfort, Kentucky offers a range of home insurance services, including coverage for structural damage, personal property, and liability protection. The agency helps clients tailor policies to their specific needs and provides support throughout the claims process. It also offers options for updating coverage as property values change over time. The company services single-family homes, apartments, retail stores, and restaurants.

CH
326 St Clair St
Chenault & Hoge, Inc.
Home Insurance Agent · Frankfort, KY
(502) 875-2244
chenaulthoge.com
KF
1120 Old US Highway 127 Road
Kentucky Farm Bureau Insurance | Franklin County - Frankfort West
Home Insurance Agent · Frankfort, KY
(502) 875-5667
kyfb.com/franklin/frankfort-west
SI
103 C Michael Davenport Blvd
Shelter Insurance - BJ Hurst
Home Insurance Agent · Frankfort, KY
(502) 352-2721
shelterinsurance.com/CA/agent/BJHURST
UI
823 E Main St
UltimateGuard Insurance Agency
Home Insurance Agent · Frankfort, KY
(502) 556-1483
QI
112 E 2nd St
QuickFix Insurance Co
Home Insurance Agent · Frankfort, KY
(502) 556-8417
sturminsurance.com
RI
216 W Main St
Reliability Insurance LLC
Home Insurance Agent · Frankfort, KY
(502) 556-8426
lloyds.com
IN
308 Versailles Rd
Insurance Network Of Kentucky
Home Insurance Agent · Frankfort, KY
(502) 352-5678
facebook.com/insurancenetworkky
KI
109 St Clair St
Krol Insurance
Home Insurance Agent · Frankfort, KY
(502) 875-3477
FI
1510 Louisville Rd
First Insurance Group
Home Insurance Agent · Frankfort, KY
(502) 223-5100
myfirstinsurancegroup.com
EC
1212 Wilkinson Blvd
Evan Chrisman - Kentucky Farm Bureau
Home Insurance Agent · Frankfort, KY
(502) 223-2193
facebook.com/EvanChrismanKentuckyFarmBureau

What Does a a Home Insurance Agent in Frankfort Cost?

The average cost of home insurance in Kentucky is around 1,200 to 1,500 dollars per year for a standard policy. Rates vary based on your homes location age and construction type. An agent can provide quotes from multiple insurers to help you find a competitive rate. This is general information and not insurance advice.

About home insurance agents in Frankfort

A home insurance agent in Frankfort Kentucky can help you find the right coverage for your property. Kentucky law requires insurers to offer certain protections like coverage for wind and hail damage. An agent can explain policy details and help you compare options from different companies.

Frequently Asked Questions

What does a home insurance agent in Frankfort do?

A home insurance agent helps you find a policy that fits your needs and budget. They can explain coverage types like dwelling protection and personal property coverage. They also assist with claims and policy changes after you buy a policy.

Do I need flood insurance in Frankfort Kentucky?

Standard home insurance policies do not cover flood damage. Frankfort is near the Kentucky River so flood risk exists in some areas. You may need a separate flood insurance policy through the National Flood Insurance Program or a private carrier.

How long do I have to file a home insurance claim in Kentucky?

Kentucky law does not set a specific time limit for filing a claim but your policy will have a deadline. Most policies require you to report a loss promptly usually within 30 to 60 days. Check your policy documents for exact time frames.

Home Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.