ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHome Insurance AgentsKentucky › Ashland

Find Home Insurance Agents Near You in Ashland, KY

Browse home insurance agents serving Ashland, Kentucky. Updated 2026-07-14.

The top-rated home insurance agent in Ashland, Kentucky is Mary Boggs - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Jessica Haukedahl - State Farm Insurance Agent, Ian Phillips - State Farm Insurance Agent, Sharp Insurance & Financial Services. This directory lists 19 home insurance agents serving Ashland.

Showing 19 home insurance agents in Ashland, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mary Boggs - State Farm Insurance Agent1653 Greenup Ave(606) 744-1208
2Jessica Haukedahl - State Farm Insurance Agent2000 13th St(606) 325-8591
3Ian Phillips - State Farm Insurance Agent2101 Carter Ave(606) 324-4159
4Sharp Insurance & Financial Services612 Wheatley Rd(606) 324-0696
5Bryan Warner: Allstate Insurance1116 Bath Ave(606) 467-6199
6Kentucky Farm Bureau Insurance9285 US-60(606) 928-9561
7Larra Ferguson: Allstate Insurance4332 13th St Unit 1(606) 325-7700
8D. Insurance Agency2036 29th St(270) 648-1717
9Charles C Adams Insurance Inc221 20th St(606) 325-9709
10Greg Gibson Insurance12544 US-60(606) 585-0153
MB
1653 Greenup Ave
Mary Boggs - State Farm Insurance Agent
Home Insurance Agent · Ashland, KY

Mary Boggs - State Farm Insurance Agent serves the Ashland, Kentucky, metro area as a home insurance agent. The company offers homeowners insurance policies to protect local residential properties. Clients can obtain coverage for their dwelling and personal belongings against common risks like fire and theft. The agency also assists customers in securing appropriate liability protection for their homes. Additional services include processing claims for property damage and providing policy reviews to align coverage with current needs. It handles both standard home insurance policies and specialized coverage options for condominiums.

JH
2000 13th St
Jessica Haukedahl - State Farm Insurance Agent
Home Insurance Agent · Ashland, KY

Jessica Haukedahl - State Farm Insurance Agent offers a broad range of insurance services, from standard home and renters policies to personal liability and flood coverage. Its maintenance plans focus on helping policyholders protect their property, offering guidance on risk mitigation and safe storage practices. The company provides regular policy reviews to ensure coverage aligns with current needs. Ashland homeowners and apartment dwellers, as well as retail store and restaurant owners, can all access its solutions for property protection.

IP
2101 Carter Ave
Ian Phillips - State Farm Insurance Agent
Home Insurance Agent · Ashland, KY

Homeowners, property managers, and small businesses in Ashland rely on Ian Phillips - State Farm Insurance Agent for personalized home insurance solutions. This agency helps clients in the local area assess coverage needs for their residences and rental properties. Policies address standard risks from weather events to liability concerns common across eastern Kentucky. Serving the city and its surrounding communities in Boyd County, the office also extends its home insurance services to nearby Catlettsburg and other neighboring parts of the Ashland metro region.

SI
612 Wheatley Rd
Sharp Insurance & Financial Services
Home Insurance Agent · Ashland, KY

Sharp Insurance & Financial Services serves Ashland, Kentucky, and the surrounding communities in the region. It handles standard home insurance policies that protect a client’s dwelling, personal property, and liability. The agency walks homeowners through coverage options to match their individual needs and property value. For a typical job, it reviews the home’s construction and local risk factors to recommend a suitable policy that provides adequate financial protection.

BW
1116 Bath Ave
Bryan Warner: Allstate Insurance
Home Insurance Agent · Ashland, KY

Bryan Warner: Allstate Insurance specializes in providing home insurance policies tailored to property owners in Ashland, Kentucky. The agency also offers general insurance services, including assistance with policy reviews, coverage adjustments, and claims support for local homeowners. With the region’s varied weather patterns, the agency helps clients prepare for seasonal concerns such as storm damage or winter freeze risks to their homes.

KF
9285 US-60
Kentucky Farm Bureau Insurance
Home Insurance Agent · Ashland, KY

A home insurance agent may offer a one-time policy review or recurring annual service for coverage adjustments. Kentucky Farm Bureau Insurance, located in Ashland, Kentucky, helps clients protect their homes through tailored policies. They address standard risks such as fire, theft, and weather damage common to the region. Their agents work to match each homeowner with appropriate protection levels. Service for this Home Insurance Agent company is provided on an as-needed basis, with clients able to request assistance whenever specific questions or policy updates arise.

LF
4332 13th St Unit 1
Larra Ferguson: Allstate Insurance
Home Insurance Agent · Ashland, KY

Operating as a local home insurance agent, Larra Ferguson: Allstate Insurance serves Ashland, KY by offering both one-time policy reviews and ongoing account management. Coverage typically protects a residence from perils like fire, wind, and theft, while also including liability protection for the homeowner. Customers can schedule a single consultation to review their current homeowners policy or establish a recurring relationship for annual policy updates and adjustments as property values change. All services are available on either a one-time, scheduled, or as-needed basis.

DI
2036 29th St
D. Insurance Agency
Home Insurance Agent · Ashland, KY

D. Insurance Agency works with homeowners to build coverage that protects their property and possessions from common regional risks, including severe storms and flooding. It offers specialty add-ons such as extended replacement cost and identity theft protection to address gaps in standard policies. The agency evaluates each client’s situation to tailor deductible levels and liability limits. Residential structures, rental properties, and vacation homes are typical focuses, and the agency can also serve commercial sectors such as offices, warehouses, and food service operations.

CC
221 20th St
Charles C Adams Insurance Inc
Home Insurance Agent · Ashland, KY

Charles C Adams Insurance Inc provides home insurance services tailored to properties in Ashland, Kentucky, including coverage for dwelling, personal property, and liability protection. It also handles general policy reviews and adjustments to meet individual homeowner needs. As part of its work, the agency assists clients with updating policies after major home renovations or purchases of valuable items. It specifically helps homeowners review their coverage before the region's seasonal storm season to ensure protection against potential wind and hail damage.

GG
12544 US-60
Greg Gibson Insurance
Home Insurance Agent · Ashland, KY

In the Ohio River Valley, seasonal storms and fluctuating humidity make homeowners mindful of coverage gaps, and Greg Gibson Insurance in Ashland, KY, provides local guidance on standard and specialty home policies. The agency helps residents review dwelling limits and personal property provisions for regional weather risks. A typical engagement begins with a consultation where an agent assesses the property’s structure, local replacement costs, and planned coverages, followed by scheduling a walk-through inspection.

KF
2025 Carter Ave
Kentucky Farm Bureau Insurance
Home Insurance Agent · Ashland, KY
(606) 324-5932
kyfb.com/boyd/carter
SW
1527 Carter Ave
Scott Wellman: Allstate Insurance
Home Insurance Agent · Ashland, KY
(606) 467-6999
agents.allstate.com/scott-wellman-ashland-ky.html
OI
2401 13th St
Our Insurance
Home Insurance Agent · Ashland, KY
(270) 671-9721
aubreylefever04958.wixsite.com/our-insurance
PE
1716 Carter Ave
Premium Ensure Insurance Co
Home Insurance Agent · Ashland, KY
(502) 236-2349
progressiveagent.com/agents/kentucky/ashland/city-insurance-professionals
JR
335 16th St
J Ryan Insurance Group
Home Insurance Agent · Ashland, KY
(606) 325-0607
jryangroup.com
KF
2025 Carter Ave
Ky Farm Bureau Insurance, Paul Daniels Agency
Home Insurance Agent · Ashland, KY
(606) 324-5932
kyfb.com/boyd/carter/paul-daniels
RI
1909 Greenup Ave
Roark Insurance Group - Nationwide Insurance
Home Insurance Agent · Ashland, KY
(606) 325-6789
theroarkinsuranceagency.com
PI
1430 Winchester Ave
Prudential Insurance Co
Home Insurance Agent · Ashland, KY
(606) 324-7781
PI
1999 Winchester Ave
Peoples Insurance Agency - Ashland Office
Home Insurance Agent · Ashland, KY
(606) 329-2200
peoplesbancorp.com

What Does a a Home Insurance Agent in Ashland Cost?

The average cost of homeowners insurance in Kentucky is around 1300 to 1600 per year for a standard policy. Factors like your homes age location and coverage limits affect the price. A local agent in Ashland can provide quotes tailored to your situation. This is general information not insurance advice.

About home insurance agents in Ashland

Home insurance agents in Ashland Kentucky help residents find coverage for their homes and personal property. Kentucky law does not require homeowners insurance but mortgage lenders typically do. Agents can explain local risks such as flooding near the Ohio River and help you choose a policy that fits your needs.

Frequently Asked Questions

What does a home insurance agent in Ashland do?

A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.

Is homeowners insurance required in Kentucky?

Kentucky state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. If you own your home outright you can choose not to carry insurance.

How does Kentucky flood risk affect home insurance?

Standard home insurance policies do not cover flood damage. Ashland is near the Ohio River so flood risk is a concern. You may need a separate flood insurance policy through the National Flood Insurance Program.

Home Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.