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Find Home Insurance Agents Near You in Ashland, KY

Browse home insurance agents serving Ashland, Kentucky. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Ashland, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 19 home insurance agents in Ashland, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mary Boggs - State Farm Insurance Agent
1653 Greenup Ave, Ashland, KY 41101
(606) 744-1208 teamboggs.com
Jessica Haukedahl - State Farm Insurance Agent
2000 13th St, Ashland, KY 41101
(606) 325-8591 jhauk.com
Kentucky Farm Bureau Insurance
9285 US-60, Ashland, KY 41102
(606) 928-9561 kyfb.com
Kentucky Farm Bureau Insurance
2025 Carter Ave, Ashland, KY 41101
(606) 324-5932 kyfb.com
Ian Phillips - State Farm Insurance Agent
2101 Carter Ave, Ashland, KY 41101
(606) 324-4159 ianphillipsinsurance.com
Sharp Insurance & Financial Services
612 Wheatley Rd, Ashland, KY 41101
(606) 324-0696 sharpifs.com
Larra Ferguson: Allstate Insurance
4332 13th St Unit 1, Ashland, KY 41102
(606) 325-7700 agents.allstate.com
Bryan Warner: Allstate Insurance
1116 Bath Ave, Ashland, KY 41101
(606) 467-6199 agents.allstate.com
Greg Gibson Insurance
12544 US-60, Ashland, KY 41102
(606) 585-0153 greggibsoninsurance.com
D. Insurance Agency
2036 29th St, Ashland, KY 41101
(270) 648-1717 aubreylefever04958.wixsite.com
Charles C Adams Insurance Inc
221 20th St, Ashland, KY 41101
(606) 325-9709 charlesadamsins.com
Scott Wellman: Allstate Insurance
1527 Carter Ave, Ashland, KY 41101
(606) 467-6999 agents.allstate.com
Our Insurance
2401 13th St, Ashland, KY 41102
(270) 671-9721 aubreylefever04958.wixsite.com
Premium Ensure Insurance Co
1716 Carter Ave, Ashland, KY 41101
(502) 236-2349 progressiveagent.com
J Ryan Insurance Group
335 16th St, Ashland, KY 41101
(606) 325-0607 jryangroup.com
Ky Farm Bureau Insurance, Paul Daniels Agency
2025 Carter Ave, Ashland, KY 41101
(606) 324-5932 kyfb.com
Roark Insurance Group - Nationwide Insurance
1909 Greenup Ave, Ashland, KY 41101
(606) 325-6789 theroarkinsuranceagency.com
Prudential Insurance Co
1430 Winchester Ave, Ashland, KY 41101
(606) 324-7781
Peoples Insurance Agency - Ashland Office
1999 Winchester Ave, Ashland, KY 41101
(606) 329-2200 peoplesbancorp.com

Home insurance agents in Ashland Kentucky help residents find coverage for their homes and personal property. Kentucky law does not require homeowners insurance but mortgage lenders typically do. Agents can explain local risks such as flooding near the Ohio River and help you choose a policy that fits your needs.

What Does a Home Insurance Agent in Ashland Cost?

The average cost of homeowners insurance in Kentucky is around 1300 to 1600 per year for a standard policy. Factors like your homes age location and coverage limits affect the price. A local agent in Ashland can provide quotes tailored to your situation. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Ashland do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Is homeowners insurance required in Kentucky?
Kentucky state law does not require homeowners insurance. However most mortgage lenders require it to protect their investment. If you own your home outright you can choose not to carry insurance.
How does Kentucky flood risk affect home insurance?
Standard home insurance policies do not cover flood damage. Ashland is near the Ohio River so flood risk is a concern. You may need a separate flood insurance policy through the National Flood Insurance Program.