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HomeHome Insurance AgentsKentucky › Owensboro

Find Home Insurance Agents Near You in Owensboro, KY

Browse home insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated home insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 588 reviews. Other highly rated options include Candace Crossan - State Farm Insurance Agent, Branden Haines - State Farm Insurance Agent, The Hayden Agency: Allstate Insurance. This directory lists 20 home insurance agents serving Owensboro.

Showing 20 home insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Candace Crossan - State Farm Insurance Agent933 Tamarack Rd(270) 926-1114
3Branden Haines - State Farm Insurance Agent2917 New Hartford Rd(270) 683-0001
4The Hayden Agency: Allstate Insurance700 Carlton Dr(270) 926-7007
5T.H.E Insurance Group745 Carlton Dr(270) 240-1835
6Allstate Insurance Agent: Kent Banning3221 Frederica St STE D(270) 683-7343
7Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
8Owensboro Insurance Agency328 Legion Blvd W(270) 685-5360
9EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
10WD Insurance2410 W Parrish Ave(270) 240-2268
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Home Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves the Owensboro, Kentucky metro area, offering home insurance policies designed to protect local homeowners. The agency assists clients with customizing coverage for their property and belongings, including protection against common regional risks like storms and fire. Policies can also extend to cover liability for accidents on the property. The agent handles renters insurance and helps residents secure personal liability protection alongside their home policies.

CC
933 Tamarack Rd
Candace Crossan - State Farm Insurance Agent
Home Insurance Agent · Owensboro, KY

Candace Crossan - State Farm Insurance Agent in Owensboro, KY offers a comprehensive range of home insurance services, including coverage for dwelling, personal property, and liability protection. Its service plans focus on tailoring policies to meet individual needs through personalized consultations and periodic policy reviews. Clients benefit from dedicated assistance with claims and risk management guidance. This agency services a variety of property types, such as single-family homes, apartments, retail establishments, and local restaurants.

BH
2917 New Hartford Rd
Branden Haines - State Farm Insurance Agent
Home Insurance Agent · Owensboro, KY

Branden Haines - State Farm Insurance Agent in Owensboro, KY serves homeowners, property managers, and small business owners seeking tailored coverage for residential and commercial properties. The agency works with clients to explain policy options, including dwelling protection and liability coverage, helping them secure insurance that fits their specific needs and budget. Daily operations focus on responsive customer service and claims assistance throughout the session. This office also provides its services to the nearby community of Philpot and surrounding Daviess County areas.

HA
700 Carlton Dr
The Hayden Agency: Allstate Insurance
Home Insurance Agent · Owensboro, KY

The Hayden Agency: Allstate Insurance serves Owensboro, Kentucky, and its surrounding communities, handling home insurance solutions for local homeowners. It addresses risks such as structure damage and liability, helping clients secure appropriate coverage for their properties. Each policy is tailored through a careful assessment of individual needs and property characteristics, ensuring protection aligns with the homeowner’s situation. The agency applies a methodical approach to reviewing policy options, comparing potential coverage benefits and limitations for each typical job to provide a clear, reasoned recommendation.

TH
745 Carlton Dr
T.H.E Insurance Group
Home Insurance Agent · Owensboro, KY

T.H.E Insurance Group in Owensboro, KY assists clients in distinguishing between the one-time purchase of a home insurance policy for mortgage requirements and the recurring service of annual coverage updates for ongoing asset protection. The agency provides necessary homeowner policies that safeguard structures and personal property against common regional risks. As a home insurance agent, it offers tailored coverage options and periodic reviews. Service for clients runs on an as-needed basis for new policies, claims assistance, or policy adjustments throughout the year.

AI
3221 Frederica St STE D
Allstate Insurance Agent: Kent Banning
Home Insurance Agent · Owensboro, KY

As a home insurance agent, this Owensboro agency offers specialty services including coverage for rental properties and condominium units. It also provides general homeowners policies for single-family residences throughout the area. These standard policies protect against liabilities, storm damage, and theft of personal belongings. For local homeowners, a significant seasonal concern is potential damage from frequent windstorms and hail that occur during spring. The agent helps review policies to ensure adequate replacement cost coverage for roofing and siding repairs after severe weather events.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Home Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc in Owensboro, KY helps local homeowners assess and manage their property insurance needs. It offers coverage options such as replacement cost valuations for dwellings and liability protection against accidents on the property. Additional specialty endorsements can protect detached structures, personal property, and additional living expenses during temporary displacement. For commercial operations, the agency provides risk management solutions tailored to offices, warehouses, and food service establishments, addressing their unique operational exposures.

OI
328 Legion Blvd W
Owensboro Insurance Agency
Home Insurance Agent · Owensboro, KY

Winter ice storms in Owensboro can leave homes vulnerable to sudden roof leaks and foundation cracks. Owensboro Insurance Agency addresses these local perils by reviewing standard home insurance policies and discussing options tailored to this Kentucky region’s weather patterns. They explain coverage limits for wind and freezing water damage. A straightforward assessment of your current protection follows an initial inspection of your property’s condition, including its roof age, siding material, and local flood zone designation.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Home Insurance Agent · Owensboro, KY

EM Ford Insurance & Financial Planning provides home insurance options for residents in and around Owensboro, Kentucky, with coverage tailored to protect personal property and liability. Commercial policies are also available for local businesses seeking asset protection. The agency serves the Owensboro area and nearby communities. Clients often return for annual policy reviews or to adjust coverage after changes in their home or business circumstances, ensuring continuity of protection between regular visits.

WI
2410 W Parrish Ave
WD Insurance
Home Insurance Agent · Owensboro, KY
BI
801 Old Hartford Rd
Bennett Insurance Agency
Home Insurance Agent · Owensboro, KY
(270) 228-2323
IG
745 Carlton Dr
THE Insurance Group by Drew Young
Home Insurance Agent · Owensboro, KY
(812) 608-0649
NI
922 Triplett St Ste 1
Nationwide Insurance: Aubrey M Beatty
Home Insurance Agent · Owensboro, KY
(270) 684-1006
agency.nationwide.com/ky/owensboro/42303/aubrey-m-beatty
AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Home Insurance Agent · Owensboro, KY
(270) 683-8034
ace.aaa.com/locations/Owensboro-42301-21556
RC
800 Frederica St
River City Insurance Agency
Home Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagencyky.hibuwebsites.com
NI
2120 Frederica St
Neely Insurance Agency LLC
Home Insurance Agent · Owensboro, KY
(270) 213-6394
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Home Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Home Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Home Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com
KS
2249 Palomino Pl
Karen's Insurance Agency
Home Insurance Agent · Owensboro, KY
kareninsuranceagency.com

What Does a a Home Insurance Agent in Owensboro Cost?

Home insurance costs in Owensboro Kentucky average around 1200 to 1800 dollars per year for a typical single family home. Rates depend on factors like your homes age location and construction type. Kentucky law allows insurers to consider your credit history and claims history when setting premiums. This is general information and not insurance advice.

About home insurance agents in Owensboro

Home insurance agents in Owensboro Kentucky help you find coverage that meets state requirements and protects your property. Kentucky law does not require homeowners insurance but mortgage lenders typically do. A local agent can explain how Kentucky weather risks like tornadoes and floods affect your policy options.

Frequently Asked Questions

What does a home insurance agent in Owensboro do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and help you file claims. Agents in Owensboro know local risks like severe storms and can recommend appropriate coverage limits.

Do I need flood insurance in Owensboro Kentucky?

Standard home insurance policies do not cover flood damage. Owensboro is near the Ohio River so flood risk is present. You may need a separate flood insurance policy through the National Flood Insurance Program if your property is in a flood zone.

How do Kentucky insurance laws affect my home policy?

Kentucky requires insurers to offer replacement cost coverage for dwelling policies. The state also has a 15 day grace period for late premium payments. Kentucky law allows insurers to use credit scores when setting rates but they must disclose this practice.

Home Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.