The top-rated home insurance agent in Nicholasville, Kentucky is Nova Insurance Group, rated 5.0 stars across 302 reviews. Other highly rated options include Kentucky United Insurance, Jennifer Hawkins - State Farm Insurance Agent, Steve Page - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Nicholasville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nova Insurance Group | 99 Wind Haven Dr Suite 1 | (859) 687-2004 |
| 2 | Kentucky United Insurance | 224 Rebel Rd | (859) 305-6036 |
| 3 | Jennifer Hawkins - State Farm Insurance Agent | 174 Bellerive Blvd | (859) 800-5433 |
| 4 | Steve Page - State Farm Insurance Agent | 626 Edgewood Dr | (859) 885-7243 |
| 5 | Lexington First Insurance LLC | 502 N Main St | (859) 260-8745 |
| 6 | Randall Chewning - State Farm Insurance Agent | 609 N Main St | (859) 887-1243 |
| 7 | Lib Wilson Insurance Group | 214 Edgewood Dr | (859) 885-5237 |
| 8 | C.M. Space and Associates, Inc. | 231 N Main St | (859) 887-8747 |
| 9 | Michael Cayse - State Farm Insurance Agent | 359 E Brannon Rd | (859) 272-0264 |
| 10 | Charles Cromer: Allstate Insurance | 218 N Main St | (859) 885-7009 |
Nova Insurance Group serves the Nicholasville area in Jessamine County as a home insurance agent. The agency helps homeowners find coverage for their properties, including protection against common regional risks. Policies typically address damage from storms, fire, and theft. Residents seeking insurance for a primary residence can contact this office for assistance. The agency handles replacement cost valuations and liability coverage for single-family homes in the region.
Kentucky United Insurance, located in Nicholasville, KY, provides a full range of home insurance services, including policy consultation, risk assessment, and claims assistance. Its service plans typically involve reviewing coverage options to match property needs and offering guidance on selecting appropriate deductibles and endorsements. Regular policy reviews help ensure adequate protection as circumstances change. The company services various property types, such as single-family homes, apartments, retail stores, and local restaurants.
Serving homeowners in Nicholasville, KY, this agency helps customers secure insurance protection for their residential properties. It offers policies to cover dwellings, personal belongings, and liability risks common in the area. The agent works with clients to explain coverage options and assess individual needs for adequate protection. Policies can be tailored to address local weather concerns and property values. The agency also assists with bundling home and auto policies for convenience. Additionally, it extends its services to residents in nearby Lexington and the surrounding Jessamine County communities.
Steve Page - State Farm Insurance Agent serves Nicholasville, Kentucky, and the surrounding Jessamine County communities, handling home insurance policies for local homeowners. It helps customers assess and secure coverage for their dwelling, personal property, and liability against common regional risks. The agency reviews individual property details and coverage needs to tailor a specific policy. For a typical job, it evaluates the homeowner's situation thoroughly before presenting clear options and then processes the paperwork for the selected plan.
Lexington First Insurance LLC in Nicholasville, KY provides home insurance coverage through both one-time policy placements and recurring annual service options. Clients can obtain protection for their property against common perils such as fire, theft, and weather-related damage, with tailored coverage limits to suit individual homeowners. The agency operates primarily on a scheduled renewal basis, following the standard insurance cycle, though policy adjustments and new quotes may be requested as needed.
Randall Chewning - State Farm Insurance Agent specializes in home insurance policies, providing property coverage solutions for homeowners in Nicholasville, KY. The agency also offers general insurance services, including auto and life policies, to protect local families and assets. Each plan is tailored to address common risks such as fire, theft, and weather-related damage. Additionally, the agency assists with seasonal concerns like ice-dam repairs or windstorm claims from Kentucky’s unpredictable spring storms.
Lib Wilson Insurance Group provides personal and commercial insurance solutions in Nicholasville, Kentucky, with a specialty in home insurance. Its agents evaluate local property risks and help clients customize dwelling and liability protection. The company can also cover additional structures such as garages and fences through endorsements. For business clients, policies extend to commercial sectors including offices, warehouses, and food service operations.
After harsh Kentucky winters can expose roof damage or foundation shifts around Nicholasville, C.M. Space and Associates, Inc. provides local home insurance agent services in Jessamine County. The company reviews existing policies for adequate coverage against storms, fire, or liability. Their team explains policy deductibles, dwelling limits, and personal property provisions plainly before helping clients compare options from multiple carriers. They also assist with new homeowner plans or binder changes after a move. An initial discussion of household assets and a visual property inspection precede any formal coverage quote.
Michael Cayse - State Farm Insurance Agent in Nicholasville, KY, is known for providing personalized home insurance policies tailored to local property needs. The agency serves homeowners throughout the Nicholasville area, helping clients protect their residences against common regional risks such as storms and fire. With a focus on identifying individual coverage gaps, the agency works to match policy details to each home's unique characteristics. A specialty service the agency can add on is comprehensive personal liability coverage to guard against accidents occurring on the property.
Charles Cromer: Allstate Insurance in Nicholasville, KY provides residential home insurance policies to protect local homeowners from property and liability risks. Commercial coverage is also available for small business properties in the area. The agency serves customers throughout Nicholasville and surrounding Jessamine County communities. Each policy is tailored to individual needs, ensuring appropriate limits and deductibles are selected. Clients regularly return for annual policy reviews or updates following a home renovation or major life change between routine visits.
What Does a a Home Insurance Agent in Nicholasville Cost?
The average cost of home insurance in Kentucky is about $1,500 per year for a standard policy. In Nicholasville, rates can range from $1,200 to $2,000 depending on your homes age and location. Factors like your credit score and claims history also affect the price. This is general information and not insurance advice.
About home insurance agents in Nicholasville
A home insurance agent in Nicholasville Kentucky can help you find a policy that protects your property. Kentucky law does not require home insurance but mortgage lenders usually do. Local agents understand the risks from severe weather and flooding common in Jessamine County.
Frequently Asked Questions
What does a home insurance agent in Nicholasville do?
A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling protection and personal liability. They also assist with claims and policy changes after you buy a home.
Do I need flood insurance in Nicholasville Kentucky?
Standard home insurance does not cover flood damage. Nicholasville is not in a high-risk flood zone but heavy rain can cause flooding. Many homeowners buy a separate flood policy through the National Flood Insurance Program.
How do I choose a home insurance agent in Nicholasville?
Look for an agent licensed in Kentucky with experience in your area. Ask about their knowledge of local building costs and weather risks. Check their customer service reputation and the companies they represent.
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