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Find Home Insurance Agents Near You in Florence, KY

Browse home insurance agents serving Florence, Kentucky. Updated 2026-07-14.

The top-rated home insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 608 reviews. Other highly rated options include Randy Watkins at Comparion Insurance Agency, The Buckman Agency: Allstate Insurance, Bob Boswell Jr - State Farm Insurance Agent. This directory lists 21 home insurance agents serving Florence.

Showing 21 home insurance agents in Florence, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rollins Insurance7000 Houston Rd STE 8(859) 781-7283
2Randy Watkins at Comparion Insurance AgencyExecutive Center, 500 Meijer Dr #207(859) 594-6697
3The Buckman Agency: Allstate Insurance7281 Burlington Pike(859) 283-9200
4Bob Boswell Jr - State Farm Insurance Agent8162 Mall Rd(859) 525-1460
5Amber Ison at Comparion Insurance AgencyExecutive Center, 500 Meijer Dr #207(859) 594-6690
6C.K. Ash Insurance8620 US-42(859) 384-5200
7Comparion Insurance AgencyExecutive Center, 500 Meijer Dr #207(859) 371-0440
8Shepherd Insurance234 Main St(859) 371-7006
9Barnes Insurance Group7600 Dixie Hwy(859) 586-8055
10Bettie L. Cottongim: Allstate Insurance7430 US-42 Ste 214(859) 371-9559
RI
7000 Houston Rd STE 8
Rollins Insurance
Home Insurance Agent · Florence, KY

Rollins Insurance serves the Florence, Kentucky area as a home insurance agent. It helps local homeowners understand coverage options for their property and belongings. The agency assists clients in choosing policies that address common regional concerns, including weather-related damage and liability protection. Working with multiple insurance carriers allows the agency to compare different plans and pricing. It handles specific services such as securing dwelling coverage and arranging personal property protection for single-family homes.

RW
Executive Center, 500 Meijer Dr #207
Randy Watkins at Comparion Insurance Agency
Home Insurance Agent · Florence, KY

Randy Watkins at Comparion Insurance Agency serves the Florence, Kentucky area and its surrounding communities, handling a full range of home insurance policies for local homeowners. This agent works with clients to assess their property coverage needs, including protection for the dwelling and personal belongings. For a typical job, the office reviews the home's structure, location risks, and contents value, then presents several plan options suitable for the neighborhood. To handle the job, the agent carefully compares policy features from different carriers to find a balanced fit for each household.

BA
7281 Burlington Pike
The Buckman Agency: Allstate Insurance
Home Insurance Agent · Florence, KY

The Buckman Agency in Florence, Kentucky, provides home insurance policies that protect against common perils such as fire, theft, and weather-related damage. Agents assist clients in selecting appropriate coverage levels and deductibles to meet individual needs. Service plans are available to help homeowners manage policy adjustments and claims filing. The agency also offers annual policy reviews to ensure coverage remains adequate as circumstances change. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the local area.

BB
8162 Mall Rd
Bob Boswell Jr - State Farm Insurance Agent
Home Insurance Agent · Florence, KY

Bob Boswell Jr - State Farm Insurance Agent serves homeowners and property managers throughout Florence, Kentucky, providing standard home insurance policies that cover dwelling, personal property, and liability protection. The agency also assists with additional coverage options such as flood or earthquake endorsements, helping clients tailor plans to their specific needs. Regular policy reviews are offered to ensure coverage limits remain adequate. This agent also serves nearby Union, ensuring residents across Boone County have access to local insurance guidance.

AI
Executive Center, 500 Meijer Dr #207
Amber Ison at Comparion Insurance Agency
Home Insurance Agent · Florence, KY

As the seasons shift in Florence, Kentucky, many homeowners review their property coverage amid unpredictable storms. Amber Ison at Comparion Insurance Agency provides guidance on home insurance tailored to local needs. The company helps residents evaluate dwelling protection, liability limits, and contents coverage based on the unique housing stock in the area. Customers often meet with agents to compare policy options from multiple carriers. This process typically begins with a detailed walkthrough of the home’s age, construction materials, and safety features during an initial property assessment.

CK
8620 US-42
C.K. Ash Insurance
Home Insurance Agent · Florence, KY

C.K. Ash Insurance provides tailored home insurance coverage options for property owners in Florence, Kentucky, specializing in policies that protect against common structural and liability risks. It also offers general insurance services to help homeowners address their individual protection needs. The agency assists clients with evaluating appropriate coverage limits for their houses and personal belongings. During the spring storm season, it helps customers review and update their policies to ensure adequate protection against potential wind and hail damage that frequently occurs in the region.

CI
Executive Center, 500 Meijer Dr #207
Comparion Insurance Agency
Home Insurance Agent · Florence, KY

Comparion Insurance Agency offers both one-time quotes and ongoing policy management for home insurance. Their coverage options protect dwellings, personal property, and liability for Florence homeowners. Like all local agencies, they help clients compare policies to meet specific needs. Service runs on both a one-time and as-needed basis depending on whether a client requires a single policy review or periodic adjustments to an existing plan.

SI
234 Main St
Shepherd Insurance
Home Insurance Agent · Florence, KY

Shepherd Insurance provides standard coverage for homeowners in Florence, Kentucky, along with specialized optional endorsements for valuable personal property and sewer or drain backup. The agency advises clients on protecting their structures and personal belongings against common regional risks like severe storms. Its commercial offerings extend to businesses requiring property and liability protection for offices, warehouses, and food service operations.

BI
7600 Dixie Hwy
Barnes Insurance Group
Home Insurance Agent · Florence, KY

Barnes Insurance Group provides residential home insurance services to property owners in Florence, KY. They also offer commercial coverage options tailored to local businesses. Their service area encompasses the surrounding northern Kentucky region. Each policy is designed to protect against common regional risks. The agency focuses on clear explanations of coverage terms and responsive claims assistance. Agents follow up with clients between regular policy reviews to ensure ongoing coverage needs are met, which facilitates repeat service and long-term client relationships.

BL
7430 US-42 Ste 214
Bettie L. Cottongim: Allstate Insurance
Home Insurance Agent · Florence, KY

Bettie L. Cottongim: Allstate Insurance in Florence, KY, provides homeowners insurance coverage for single-family houses, condominiums, and rental properties in the greater region. The agency assists clients with standard policies that protect dwelling structures and personal belongings against common perils like fire and theft. Agents also help adjust coverage limits to reflect changes in property value or home renovations. Liability protection and additional living expense benefits are routinely discussed during policy consultations. A specialty this agency can add is scheduled personal property coverage for high-value jewelry or fine art.

AI
1511 Cavalry Dr # 101
Adkisson Insurance Agency
Home Insurance Agent · Florence, KY
(859) 341-2663
adkissoninsurance.com
MI
7711 Ewing Blvd #400
Mitchell Insurance Agency
Home Insurance Agent · Florence, KY
(859) 525-4006
insurance-mitchell.com
GI
7430 US-42 Suite 207
Garner Insurance Agency
Home Insurance Agent · Florence, KY
(859) 283-5151
garner-ins.com
AS
6614 Dixie Hwy ste b
America's Trusted Insurance Group ( ATIG ) Your Local Independent Insurance Agency
Home Insurance Agent · Florence, KY
(859) 371-8999
myatig.com
CI
7297 Burlington Pike
Covenant Insurance Agency
Home Insurance Agent · Florence, KY
(859) 331-5333
covinsure.com
DI
73 Cavalier Blvd #112
DWYER INSURANCE
Home Insurance Agent · Florence, KY
(859) 756-4100
dwyerins.com
RC
7711 Ewing Blvd #400
Ralph Chaffin: Mitchell Insurance
Home Insurance Agent · Florence, KY
(859) 760-9193
facebook.com/InsuranceinFlorence
SP
7205 Dixie Hwy
Safe point Insurance Florence
Home Insurance Agent · Florence, KY
(859) 208-2753
progressiveagent.com/agents/kentucky/florence/heiss-insurance-agency-llc
II
7000 Houston Rd STE 26
Independence Insurance, Inc.
Home Insurance Agent · Florence, KY
(859) 341-7341
ind-ins.com
NK
73 Cavalier Blvd Suite 124
Northern Kentucky Home Insurance Company
Home Insurance Agent · Florence, KY
(859) 635-2500
nkhomeins.com
SI
1521 Cavalry Dr Ste 203-A
Shelter Insurance
Home Insurance Agent · Florence, KY
(859) 331-7770
shelterinsurance.com/CA/agent

What Does a a Home Insurance Agent in Florence Cost?

The average annual home insurance premium in Kentucky is around 1,500 dollars, but costs vary by home value, location, and coverage level. In Florence, factors like the age of your home and its distance from a fire station affect your rate. A typical policy for a 250,000 dollar home might cost between 1,200 and 2,000 dollars per year. This is general information, not insurance advice.

About home insurance agents in Florence

Home insurance agents in Florence, Kentucky help homeowners find policies that protect their property and belongings. Kentucky law requires insurers to offer replacement cost coverage for dwelling losses. Agents can explain how local weather risks like hailstorms and tornadoes affect your premium.

Frequently Asked Questions

What does a home insurance agent in Florence do?

A home insurance agent helps you compare policies from different companies. They explain coverage options like dwelling, personal property, and liability. They also assist with filing claims and updating your policy.

Do I need flood insurance in Florence Kentucky?

Standard home insurance does not cover flood damage. Florence is in a region with flood risk from the Ohio River and local creeks. You may need a separate flood policy through the National Flood Insurance Program.

How can I lower my home insurance cost in Kentucky?

You can lower your premium by bundling home and auto insurance. Installing security systems and smoke detectors may also qualify for discounts. Kentucky law allows insurers to offer credits for storm shutters and impact-resistant roofs.

Home Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.